Articles

Banks Editorial Team

December 6th, 2019

Do You Need a Subprime Credit Card?

If you struggle with bad credit, you may wonder if it’s possible for you to get a credit card. The short answer is yes — subprime credit cards are specifically designed for people with low credit scores. If you’re trying to build or improve your credit, you might be a good candidate for a subprime […]

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Banks Editorial Team

December 5th, 2019

Does Chase Offer a Credit Score?

Chase bank offers credit monitoring for customers and non-customers alike. If you are a current a J.P. Morgan Chase Bank customer, you already have access to their credit monitoring platform, Credit Journey. If you are not a current Chase customer, you can still sign up for a free account to monitor your TransUnion credit score […]

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Banks Editorial Team

December 4th, 2019

5 Things you Need to Know before you Apply for a Credit Card

Having good credit is vital for everything from taking out loans to buying a home, and getting a credit card is an excellent way to improve and maintain your credit. Applying for a credit card, however, can sometimes be overwhelming. Let’s take a deeper dive into some of the things you should be aware of […]

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Banks Editorial Team

December 3rd, 2019

How Many People Actually Have a Perfect Credit Score?

The perfect credit score may be rare to achieve, but it’s not impossible. Before we jump straight into what it takes to get the perfect credit score, we should take a short moment to cover some basic background information.     There are three major credit bureaus: Equifax, TransUnion, and Experian. Each of these credit […]

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Banks Editorial Team

December 2nd, 2019

What’s Your Credit Score Type? SmartCredit Breaks It Down

SmartCredit knows the many ways you can build your credit. When you have better credit, it opens the door to home ownership, driving the car you really want to drive, and taking your family on the vacation experience of a lifetime. Each of these may require either a good credit rating, a history of on-time […]

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Banks Editorial Team

November 29th, 2019

Best High-Yield Savings Accounts – December 2019

High-yield savings accounts are the perfect way to meet your long term financial goals. Whether you are saving for a particular investment or simply looking to build your emergency savings, a high-yield or high-interest savings account offers a higher interest rate than a standard savings account, often with similar fees and balance requirements. Benefits of […]

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Banks Editorial Team

November 27th, 2019

Are Checking Account Bonuses Really Worth it?

Checking accounts bonuses for opening a new account may not be worth your time, just like “cash back” when purchasing a new vehicle can be a seemingly wonderful trap,. In fact, sometimes these bonuses are something of a trap designed to lure you into terms and conditions that you don’t really want. Everything from free […]

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Banks Editorial Team

November 26th, 2019

CreditRepair.com’s 3-Step Process to Repair Your Credit Report

If you are looking at repair a credit report, you may have gone through a rough patch with your finances and aren’t sure how to recover. Or you may have not fully understood how credit scores work and the major impact that a few problematic decisions would have on your ability to borrow money, rent […]

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Banks Editorial Team

November 25th, 2019

Most Credit Card Users Have Revolving Credit Card Debt

CFPB finds stable trend in revolving credit card debt among Americans. A study released this summer by the Consumer Finance Protection Bureau shows Americans tend to use their credit cards as a form of borrowing, though one that comes at a higher cost than other loan options. The report represents the first time the CFPB […]

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Banks Editorial Team

November 22nd, 2019

Better Checking Account: From Local or Big Banks?

One of the most basic needs in the world of banking is a checking account. While many people don’t have savings accounts, certificates of deposit or investment accounts, the majority of working adults have a checking account as a place to deposit their check and pay expenses. While the actual check itself is used much […]

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