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Small Business Loans
Get financing from Biz2credit to grow your small business using a fast approval process and the latest technology.


Whether you have big goals for your business or recently hit a rough patch and need capital to stay afloat, Biz2Credit may be able to help you. It provides capital to business owners without all the hassle. 

What is Biz2Credit?

Established in 2007, Biz2Credit is an online lender that caters to small businesses. The platform prides itself on providing easily accessible funding options to companies in various industries.

It’s backed by Nexus Venture Partners and has helped over 250,000 small business owners secure $7 billion in loans to date. Biz2Credit also boasts an excellent rating on Trustpilot and Consumer Affairs. 

How Does Biz2Credit Work?

Biz2Credit features a streamlined process to take the stress out of securing financing for your small business. Here’s how it works: 

  • Step 1: Create Your Profile (Less than a minute)
  • Step 2: Submit Your Application For Funding (About 4 minutes)
  • Step 3: Connect With Your Funding Specialist (At any time)
  • Step 4: Get Approved Fast (Within 72 hours)

Small business loans are available for the following entities (but not limited to): 

  • Accountants 
  • Contractors 
  • Doctors 
  • Franchisees 
  • Gas station owners
  • Hotels owners 
  • Insurance agents 
  • Lawyers
  • Liquor store operators
  • Pharmacists 
  • Real estate agents 
  • Restaurant owners

Types Of Business Financing That Biz2Credit Offers

Biz2Credit offers three funding options for small businesses:

  • Working Capital: Get funding between $25,000 and $2 million. You can use the funds to purchase equipment and inventory, pay for one-time business expenses, hire employees, cover operational costs or expand your company—pretty much any business purpose. If approved, you could get funded in just 24 hours. Payments are based on business receipts and payment plans include daily, weekly or bi-weekly. 
  • Term Loan: Get a term loan from $25,000 to $500,000 in as little as 72 hours to expand your business. Interest rates start at 7.99 percent for qualified businesses, and your business will have anywhere from 12 to 36 months to repay what you borrow. 
  • Commercial Real Estate: Use the equity from your commercial real estate to qualify for a loan between $250,000 and $6 million in 48 hours. Like term loans, repayment periods range from 12 to 36 months. But the minimum interest rate on these loans starts a bit higher at 10 percent. 

There’s also a feature on Biz2Credit’s website exclusively for Certified Public Accountants: the CPA Business Funding Portal. This portal is currently used by thousands of CPAs to help their clients identify viable financing opportunities. 

Business Financing Eligibility

If you’re interested in funding from Biz2Credit, here’s what you’ll need to qualify: 

  • Working Capital: usually, business owners can qualify with a credit score of 575 or higher, although those with lower scores may also qualify subject to other criteria, at least $100,000 in annual revenue and six months or more in business
  • Term Loan: a credit score of 650 or higher, at least $250,000 in annual revenue and 18 months or more in business
  • Commercial Real Estate: a credit score of 660 or higher, at least $250,000 in annual revenue, 18 months or more in business and ownership or in progress purchase of a commercial property

Biz2Credit’s Loan Terms, Fees and Discounts

Biz2Credit assesses your credit history to determine what interest rate you’ll get. The speed at which your loan is funded could also determine how much the lender charges in interest. 

It’s free to apply for funding, but origination or closing fees apply if you’re approved for a loan and decide to move forward with the transaction. 

Is Biz2Credit a Good Company To Get A Business Loan From?

Yes! Not only does Biz2Credit pride itself on simplifying the funding process for small business owners, but it also goes the extra mile to provide valuable resources. You’ll find a comprehensive knowledge center and business toolkit on its website that features eBooks, financial calculators, research reports and a tool called BizAnalyzer Virtual CFO that assesses your company’s financial health. 

What are Biz2Credit Reviews Saying?

Here’s what a few clients had to say about Biz2Credit:  

  • I was in a financial crunch and couldn’t make payroll for my business. The team at Biz2Credit came to the rescue and was extremely helpful during the entire loan application process. Thank you!Richard P. 
  • I was able to buy the equipment I needed for my small business, thanks to Biz2Credit. I’m forever grateful for the opportunity and will see the company again for start up funding and future loans.Jason E. 
  • My experience with Biz2Credit was amazing. My account specialist stayed in constant contact with me about what was going on with my application and important deadlines. He was also very knowledgeable and helpful. I would definitely recommend this company to others who are looking to grow their business.Harshil P. 
  • I’d definitely recommend Biz2Credit if you need quick funding. I’ve used them twice to get the money I needed for my business, and they were very fast, efficient and timely.Khurram S.

How to Get Started with Biz2Credit

Navigate to the Biz2credit website to fill out a simple form to see if you qualify without affecting your credit score.


Reviews 99


Biz2Credit Products and Services

Why Us

Flexible Funding Options

Small business owners can choose from working capital, term or commercial real estate loans. Each offers generous loan amounts, competitive interest rates and flexible repayment terms.

Streamlined Application Process

You’ll only need four minutes to complete the online application, and there’s no impact on your credit score just for applying. If there’s a potential match and you decide to move forward, you could have the loan proceeds in your account in just 72 hours.

Dedicated Support

Need help navigating the online platform? Or maybe your business is already pre-qualified for a loan, and you’d prefer insight on which options are best? Biz2Credit offers dedicated support from small business financing experts seven days a week.




Explore Business Financing Options With Ease

Biz2Credit makes it easy to get pre-qualified for funding. Simply submit an online inquiry, and you could get funding options based on your business’s qualifications in just minutes.

Apply Now

If the funding offers work for you, it’s easy to move forward with the process. The application process only takes four minutes, and most applicants receive a funding decision in just 24 hours. Even better, you could get the capital you need for your business in just 72 hours if your loan application is approved.

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