Advertiser Disclosure

Privacy Policy

Last updated September 2024

Banks.com » Privacy Policy

Thank you for using Banks.com. We are committed to protecting your privacy and for that reason, we have adopted this Privacy Policy to explain our data collection, use, and disclosure practices for the Banks.com services, including any other tools, products, or services provided by Simply FinTech, Inc. (“we”, “us”, “our”) that link to or reference this Privacy Policy (collectively, the “Services”, “Website”).

PLEASE BE ADVISED THAT WE ARE NOT A FINANCIAL INSTITUTION OR A PROVIDER OF FINANCIAL PRODUCTS OR SERVICES. We do not provide the financial products or services described on Banks.com. We host this Website for third-party providers to advertise their products and/or services. These advertisers may include financial institutions, credit card providers, mortgage brokers, insurance brokers, lenders, and other third parties who are customers of Banks.com (such as marketing partners working on behalf of third-party providers of financial products and services) (each, an “Advertiser”) to offer financial products and services to you and other potential consumers (each, a “Consumer”). As such, we do not collect any Consumer information directly from you. When you engage with Advertisers through our Services, they may ask for additional Personal Information.  We do not collect this information; this information is provided directly to the Advertiser you are engaging with.

This Privacy Policy applies to information Simply FinTech collects through the Services, as well as other information provided to us online or offline by third parties when we associate that information with customers or users of the Services; however, it does not apply to information collected from our employees, contractors, or vendors. It also does not apply to information that you share with third parties or is collected by third parties through the Services. You acknowledge and agree that Simply FinTech is not responsible for the data collection or use practices of any other Services user or Advertiser utilized in providing the Services.

This Privacy Policy describes, among other things:

  • Personal and other information we collect about you;
  • How we use your information;
  • How we may share your information with third parties; and
  • Your choices regarding the personal information we collect about you.

1. Services

By accessing or using the Services, you consent to this Privacy Policy. If you do not agree with this Privacy Policy, please do not access or use the Services. By using the Services, you agree and acknowledge that you read, understand, and agree to be bound to all the terms and conditions of this policy in addition to our Terms of Service. Information gathered through the Services may be transferred, used, and stored in the United States or in other countries where our service providers or we are located. If you use the Services, you agree to the transfer, use, and storage of your Personal Information (as defined below) in those countries. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. You agree that all transactions relating to the Services or Banks.com are deemed to occur in the United States, where our servers are located.

2. Personal and Other Information we May Collect

Any information that we may collect which personally identifies, relates to, describes or is capable or being associated with you is considered Personally Identifiable Information (“PII”). 

PII we may collect includes:

Identifiers: First name, last name, telephone/mobile number, email address, physical or postal address, unique personal identifier, online identifier IP address, username or social media handle, or other similar identifiers.

Internet or Other Electronic Network Activity Information:
Includes device identifier, internet protocol (IP) address, browsing history, information about interactions with our Website, or Advertisers.

We collect the above PII directly from you when you communicate with us online or offline, in connection with this Service, such as submitting a Contact Us form.  This information is never sold or shared.  We do not collect any PII that you may provide to an Advertiser through this Website or Service.

We may collect PII from third-party data sources such as Marketing & Data Analytic Partners, and Service Providers that interact with us in connection with the website functions or Services we perform.

Cookies and Automatic Information Gathering Technologies

Every time you use the Services (e.g., access a Service webpage, navigate to a specific tool within the Service), we collect Internet or Other Electronic Network Activity Information (discussed above) regarding that use. For example, to improve our Services, we collect how, when, and which parts of the Services or its features you use, which social media platforms you connect to the Services, and when, how, and what you post to the social media platforms through the Service. Also, we may use your device’s unique identifier (UDID), media access control address (MAC Address), or other unique identifiers (including identifiers we create) to assist us in collecting and analyzing this data.

To assist us in collecting and storing this non-Personal Information, we may employ a variety of technologies, including “Cookies,” local browser storage, and “Web Beacons.” A “Cookie” is a small amount of data a website operator, or a third party whose content is embedded in that website, may store in your web browser and that the website operator or, as applicable, the third party, can access when you visit the website. A Cookie may also refer to web-browser-based storage provided by Adobe’s Flash plugin (a “Flash Cookie”). A “Web Beacon” is a small, usually-transparent image placed on a web page that allows the operator of that image, which may be the operator of the website you visit or a third party, to read or write a Cookie.

Your operating system and web browser may allow you to erase information stored in Cookies, Flash Cookies, and local browser storage. But if you do so, you may be forced to login to the Services again and you may lose some preferences or settings. You may also be able to set your browser to refuse all website storage or to indicate when it is permitted, but some features of our Services may not function properly without it. We may use Cookies to keep you logged in, save your preferences for the Services, to collect information about how you use our Services, to help us display content that is customized to your interests and preferences, and to improve your experience using the Services.

We use the following types of cookies:

  1. Strictly Necessary: These cookies are essential to operate the Website and provide you with Services you have requested.
  2. Functional: These cookies enable certain features or non-essential functionality on our Websites. For example, We might use these cookies to recognize you and remember your preferences or settings when you return to the Website so we can provide you with a more personalized experience.
  3. Advertising Cookies: These cookies allow us and third parties to learn more about you, including your use of this Website and other websites, and advertise products or services that might interest you.
  4. Analytics Cookies: These cookies help us and third parties understand how this Website is functioning and who is visiting the Website.

To help us collect this information, we use third-party software and services. These third parties’ collection and use of non-Personal Information are subject to their own privacy policies, which you can read here:

We also work with service providers and third-party advertising networks who help us collect non-Personal Information through cookies in order to deliver Interest-Based Advertising (IBA) to our users. IBA ads are tailored specifically to your likes, based on general categories in which you’ve shown an interest. You are often able to learn more about IBA and opt out of receiving these types of ads within the ads themselves when you see them. For more information on how you can opt-out of IBA, please see the “Transparency and Choice” section below.

Additionally, we automatically collect information in connection with the actions you take on our Website (“Usage Data”). For example, each time you use this Website, We may collect internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, clickstream data, and HTTP headers from your browser. Among other things, this data helps us estimate our audience size and usage patterns, recognize you when you return to our Website, store information about your preferences, customize our Website according to your interests, and speed up your searches. If the data we automatically collect is capable of being associated with you, directly or indirectly, We treat it as PII under the categories of Identifiers or Internet or other electronic network information, mentioned above. If this information is not capable of being individually associated with you, it is considered Usage Data. Our Services may integrate with social media platforms, including Facebook, Twitter, and LinkedIn. When you connect a social media account to our Services, we may collect information about that social media account and share information with that social media account as described in the connection process. This collected information may include, but is not limited to, your name, email address, demographic information from your profile, friend lists, postings or other content, and your profile picture. Upon visiting this site, you will have an opportunity to opt-out of third-party cookies to prevent this sharing through our Cookie Consent.  Additionally, you may turn off this sharing directly within your social media accounts.  You acknowledge and agree that Simply FinTech is not responsible for the data collection or use practices of any such connected social media platform. You should read each social media platform’s privacy policy before connecting that social media account.

When you engage with Advertisers through our Services they may ask for additional PII.  We do not collect this information, this information is provided directly to the Advertiser you are engaging with.

Information collected by the Services may be collected by us or one of our service providers acting on our behalf, but in either case, this Privacy Policy will govern the collection, use, and sharing of the information.

3. Use of Your Information

We may use the information we collect to:

  • To provide and maintain Our Service, including monitoring the usage of our Service. This is required to offer Services and for our everyday business operations. You cannot limit sharing unless you refrain from engaging with this Website;
  • For the performance of a contract: To present Advertisers to you who will provide you with information about products or services in which you’ve expressed an interest using the Services. You cannot limit sharing unless you refrain from engaging with this Website;
  • For Website use and analytics: To provide you with access to and use of our Website and Services, analyze consumers’ use of our Websites, including the use of third-party web analytics services, which may also utilize automated technologies to collect data;
  • To contact you: To contact you by email, telephone calls, or other equivalent forms of electronic communication, such as meeting scheduler’s to respond to any request to contact you. This information is never shared.
  • Compliance: To comply with applicable legal requirements, industry standards, contractual obligations, our policies, and take actions that We deem necessary to preserve and enforce our rights and the rights of others.

4. Disclosure of Your Information

We may disclose your PII to third parties as described below:

Some aspects of the Services are a social experience, so we may disclose your interactions with the Services to social media platforms, as described in Section 2, above.

Service Providers:  We may share the PII mentioned above and non-Personal Information to companies, agents, contractors, service providers, or others engaged to perform functions on our behalf (such as processing of payments, provision of data storage, hosting of our website, marketing of our products and services, conducting audits, and performing web analytics). We may also utilize licensed third-party software to include in, or use with the Services, in which case we may disclose PII and/or Non-Personal Information to the licensor. We require each Service Provider to use reasonable security measures appropriate to the nature of the information involved to protect any PII from unauthorized access, use, or disclosure. Service Providers are prohibited from using PII we provide to them other than as specified by us.

Advertisers: We may share the PII mentioned above and Non-Personal Information when you click on an Advertiser’s ad or link (for targeted or cross-context behavioral advertising purposes These companies may ask for additional PII to deliver products or services they offer. Any information they collect will be govern under their respective Privacy Policies. You may limit this sharing by not engaging with this Website or clicking on links contained within this Website.

Other Third Parties: We may also disclose your Personal Information to third parties when we believe, in good faith and in our sole discretion, that such disclosure is reasonably necessary to (a) enforce or apply the terms and conditions of the Services, including investigation of potential violations thereof, (b) comply with legal or regulatory requirements or an enforceable governmental request, (c) protect the rights, property or safety of us, our users or other third parties, (d) prevent a crime or protect national security, or (e) detect, prevent or otherwise address fraud, security or technical issues.

Finally, we reserve the right to transfer information (including your PII) to a third party in the event of a sale, merger, or transfer of all or substantially all of the assets of our company relating to the Services, or in the unlikely event of a bankruptcy, liquidation, or receivership of our business. We will use commercially reasonable efforts to notify you of such transfer, for example via email or by posting notice on our website.

5. Transparency and Choice; Do Not Track Signals

We may use third-party service providers that collect information for interest-based advertising purposes (advertisements that are tailored to your likely interests, based on categories in which you have shown an interest). To learn more about these third parties and the choices they offer users, please visit the Network Advertising Initiative’s choices page or the Digital Advertising Alliance’s choices page. If you are reading this Privacy Policy from a mobile device, you can learn more about the DAA’s mobile choices program here.

6. Children

The Services are not intended for users under 18 years of age. We do not knowingly collect Personal Information from users under 18 years of age. We do not authorize users under 18 years of age to use the Services.

7. Information Security

We utilize reasonable information security measures to safeguard your Personal Information against unauthorized access, modification, or destruction. For example, we utilize Secure Socket Layer (SSL), Transport Layer Security (TLS), or similar encryption technology when sensitive data is transmitted over the Internet, and use firewalls to help prevent external access into our network. However, no data transmission over the Internet and no method of data storage can be guaranteed to be 100% secure. Therefore, while we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its security.

We restrict access to Personal Information to our employees, contractors, and agents who need to know that information in order to operate, develop, improve or support our Services. If we share Personal Information with service providers, we require that they also use reasonable information security measures to safeguard your Personal Information, and only use your Personal Information for the purposes for which we share it with them.

8. Your Consumer Privacy Rights

We do not collect identifiable information that would be capable of identifying or be associated with you.

The definition of “sale or sharing” under certain state consumer privacy laws are very broad and may cover common business activities or technology we utilize that is not ordinarily considered a “sale or sharing”.   To opt-out of these technologies, and to exercise your Do Not Sell or Share My Personal Information rights, please see our Cookie Manager Tool.

Please note that whenever you provide your PII to an Advertiser on this Website, we do not collect that information and therefore, your information will be subject to that Advertiser’s privacy policy and consumer privacy notices/requests. If you later decide that you do not want that Advertiser to use your information, you will need to contact them directly with your request. You should always review the privacy policy of any party that collects your information to determine how that entity will handle your information.

9. Third Party Websites

Please note that the Services may link or integrate with Advertiser’s/ third-party sites, services or apps. We are not responsible for the privacy or security policies or practices or the content of such third parties. Accordingly, we encourage you to review the privacy and security policies and terms of service of those third parties so that you understand how those websites collect, use, share and protect your information.

10. Changes to this Policy

We may modify or update this Privacy Policy periodically with or without prior notice by posting the updated policy on this page. You can always check the “Last Updated” date at the top of this document to see when the Privacy Policy was last changed. We encourage you to check this Privacy Policy from time to time. IF YOU DO NOT AGREE TO CHANGES TO THIS PRIVACY POLICY, YOU MUST STOP USING THE SERVICES AFTER THE EFFECTIVE DATE OF SUCH CHANGES (WHICH IS THE “LAST UPDATED” DATE OF THIS PRIVACY POLICY).

11. Questions

To ask questions about our Privacy Policy, contact us at: