Are you wondering how long a preapproval letter for a mortgage is valid? It depends on the lender, so read on to learn more.
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- May 16, 2022
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Mortgage Rates articles
Access resources related to mortgage rates, and how to find the best lender and rate for your needs. Read articles, how to guides and latest news about personal finance in Banks.com for a brighter financial future.
Mortgage Rates articles
If you’re a first-time homebuyer looking for a mortgage, you might be torn between FHA vs. conventional loans. Here are the differences.
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- April 13, 2022
Torn between a fixed-rate and adjustable-rate mortgage? Here’s how to evaluate and decide which is best for your financial situation.
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- March 30, 2022
Read on to discover how much the average homeowner put down last year and the minimum down payment requirements by loan type.
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- February 19, 2022
Mortgage application fees are unavoidable but there are ways to save money. We’ve got the breakdown on how to negotiate the price tag of certain fees.
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- May 18, 2020
If you want to become a homeowner, read more on what credit score you will need to buy a house before you submit your application for a mortgage.
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- March 23, 2020
A 15-year fixed rate mortgage can save you a lot of money over the long-term and still help you get the house of your and your dreams.
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- August 14, 2019
Will I get lower mortgage interest rates with a higher credit score? This article details the answers to this question including how credit scores impact mortgage interest rates.
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- November 12, 2018
The minimum credit score needed for a mortgage is about 640, but what if you have a lower credit score? Read about your options.
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- November 11, 2018
The best mortgage for low down payment are those with a rate of 6% and below. Learn about the benefits of a low down payment for your mortgage.
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- May 25, 2018
The search for mortgage for first time home buyers can be daunting. Shop for a reputable lender that will offer the best to suit your needs.
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- May 24, 2018
Learn about the top home loans lenders for bad credit in 2018 and the available programs if you have a less-than-perfect credit score.
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- May 16, 2018
What is the interest rate? Understand the major cost of a loan charged by a bank or lender on your home refinancing or mortgage loan.
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- April 25, 2018
Your credit score can make or break the home buying process. If you’re planning on buying a house either in the near or far future, tune in here to find out why excellent credit is crucial to the home buying process.
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- March 8, 2018
To find the right mortgage loan, you’ll want to consider your circumstances, your budget, your credit score, and your location.
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- December 15, 2017
Take a deep breath, make some notes, and start saving for your home loan down payment. Click here to read on.
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- December 15, 2017
Finding the best mortgage can be stressful. Take note of all these considerations when shopping lenders for your mortgage.
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- November 17, 2017
Do you want to know why your mortgage application was declined? Read five possible reasons why and get approved on your next mortgage loan application.
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- November 17, 2017
Getting a mortgage after a foreclosure just might be easier than you think. Here are some guidelines on how to apply for another mortgage
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- November 17, 2017
Applying for your first mortgage can be a hassle. Here are some tips newbie home buyers should know before deciding to buy a house.
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- November 17, 2017
Money decisions newlyweds make can have a big impact on credit score needed when applying for a mortgage and purchasing their first home.
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- November 17, 2017
House shopping is exciting, but don’t rush it. You’ll want to do these 6 things before you start hitting open houses to make sure you set off for success.
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- November 17, 2017
If you're planning on taking out a mortgage loan, make sure you get the best deal you can. Here are 4 mistakes mortgage borrowers make.
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- November 17, 2017
A credit score of at least 620 is needed to qualify for a conventional mortgage loan and down payment, although some lenders may have higher requirements.
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- September 27, 2017
If you want to get the best mortgage interest rates and loan terms compare rates among multiple lenders to choose what is right for you.
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- September 22, 2017
Find out about how to manage your mortgage payments. Budget your expenses easily with these tips on managing your mortgage
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- March 17, 2017
Learn why a mortgage is a smart thing when it comes to financing the home of your dreams. Read through good reasons to become a homeowner.
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- March 17, 2017
