Wondering if you can build credit using just a checking account? Discover the strategies and tips you need to know in this helpful article.
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- November 26, 2023
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Credit articles
From buying a home to getting a job, your credit can impact almost every aspect of your financial life. Access resources like how to build your credit, and how to use credit to save and make money.
Credit articles
Explore Experian's credit score simulator to experiment with different scenarios and see how they can impact your credit score.
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- August 6, 2023
Understanding the impact of foreclosure on your credit is crucial. Learn how foreclosure can affect your credit and how to rebuild it.
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- August 2, 2023
Confused about which credit score to focus on? Find out which credit score is most important and how it can impact your financial decisions.
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- August 2, 2023
Is a credit score of 500 holding you back financially? Learn about the impact of a low credit score and discover steps to repair it.
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- August 2, 2023
Need a business loan but worried about your bad credit? Discover how you can still secure funding for your business with our helpful guide.
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- August 2, 2023
Wondering what is considered bad credit? Find out everything you need to know about bad credit and how you can repair it in this guide.
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- August 2, 2023
Understanding what a bad credit score is can help you take steps toward fixing it. Learn about credit repair options in this article.
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- August 2, 2023
Curious about the impact of a repo on your credit? Discover how long a repossession stays on your credit report and what it means.
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- August 1, 2023
Wondering if you should set up automatic payments for your credit card? Discover the benefits and find out if it's the right choice for you.
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- July 8, 2023
Wondering if autopay can impact your credit score? Understand how this convenient payment method can affect your overall credit health.
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- July 6, 2023
Wondering if applying for a credit card will hurt your credit score? Find out the truth about credit card applications and their impact.
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- July 1, 2023
Which credit monitoring service is right for you? This guide compares the key features and benefits to help you make an informed decision.
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- June 12, 2023
Protect yourself from identity theft. Learn how to lock your credit report and prevent unauthorized access to your credit data.
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- June 11, 2023
Wondering if credit repair companies are legitimate? Learn about the pros and cons of using these services and how to spot a scam.
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- June 7, 2023
Don't let a poor credit score hold you back! Discover the steps you can take to repair your credit with this comprehensive guide.
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- June 6, 2023
Need credit help? This guide provides practical advice and resources to help you address credit problems and improve your credit score.
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- June 5, 2023
Credit restoration is the process of improving your credit score by disputing errors on your credit report. Find out how it works here.
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- June 4, 2023
Curious about the credit score needed for a business loan? This guide explores the requirements for different types of loans and lenders.
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- May 28, 2023
Wondering how student loans affect credit score? Learn how student loans impact your score and the steps you can take to manage your debt.
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- May 10, 2023
Repairing your credit can feel overwhelming, but it doesn't have to be. This guide covers important things to know when fixing your credit.
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- May 8, 2023
Struggling to improve your credit score? Discover who can assist you in fixing your credit with this comprehensive guide.
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- May 7, 2023
The impact of personal loans can either help or hurt credit scores depending on how they’re managed by the borrower.
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- April 10, 2023
Cosigning a loan can help a relative who cannot access credit on their own. Still, it could have serious consequences for your credit health.
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- April 5, 2023
Credit repair companies help consumers clean up their credit reports by disputing mistakes. Here’s how to evaluate your options.
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- April 1, 2023
Credit repair involves resolving negative items, errors and outdated information in credit reports. Learn how it works and what to expect.
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- March 26, 2023
FICO Scores are calculated based on the data in your credit report. It’s comprised of five components, which are covered in this guide.
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- March 21, 2023
You can view your credit report daily, but there are limitations on how often updates are available free of charge.
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- March 14, 2023
Want to increase your credit limit? These strategies can help you get a higher credit limit and increase your purchasing power.
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- February 19, 2023
Are you looking at ways to improve your credit score? Learn if becoming an authorized user can help you build credit.
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- February 17, 2023
If you're right in the middle with a fair credit score, unsecured credit cards may accessible and will likely come with fewer incentives.
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- January 8, 2023
Before shopping for a home, familiarize yourself with the credit score you will need to buy a house and other criteria.
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- December 27, 2022
In this guide, you’ll learn how to lower your utility bills and use the amount you pay each month to improve your credit score.
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- December 21, 2022
Rebuilding your credit can take a few months or almost two years. Discover how to build your credit faster.
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- November 30, 2022
Learn how the bankruptcy process works and affects your credit score and how to rebuild your credit after bankruptcy.
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- November 28, 2022
Learn how Experian BillFixer, a feature available with the Experian CreditWorks Premium membership, can help you lower your monthly bills.
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- November 23, 2022
Are you having trouble qualifying for a traditional credit card due to your credit history? Try a no credit check credit card instead.
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- November 13, 2022
Did you know that it’s possible to build credit using subscriptions and payments you already make for services? Here's how to do it.
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- November 9, 2022
If you recently started a business and considering a credit card for funding, here’s what you need to know to help boost your approval odds.
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- November 3, 2022
This guide explores popular business credit scoring models and provides instructions on how to check your business credit score.
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- October 28, 2022
Experian uses data provided by information furnishers to create credit reports and scores. Learn what the accuracy depends on.
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- October 24, 2022
When you turn 18, it's time to start thinking about credit. Read this guide to learn how to build your credit score at 18.
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- October 17, 2022
Are you looking to apply for credit soon? If your credit score is not where you want it to be, these solutions can help you build it fast.
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- October 16, 2022
Learn how many credit cards may be too many, depending on your financial situation and how you manage your credit accounts.
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- September 29, 2022
Do you want to finance your new Apple device but have less than perfect credit? Find out how to finance an iPhone with no credit check.
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- September 27, 2022
Learn what a preapproved card offer is and where to access preapproved card offers based on your information and credit profile.
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- September 25, 2022
Credit scores update each time activity takes place in your credit file. This guide explains how credit reporting works and what to expect.
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- September 25, 2022
Credit boost apps can raise your credit score. Discover how to find the best apps that help you build good credit.
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- September 25, 2022
If you have little or no credit history and want to build it up, here’s what to know about how paying your rent may help you build credit.
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- September 24, 2022
A credit card cash advance gives you extra funds, but costs can quickly add up. Discover when to get a cash advance and better alternatives.
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- September 23, 2022
Are you having trouble getting approved for a credit card? There are several alternatives worth considering to get the cash you need.
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- September 15, 2022
Improving your credit score helps you get better loans and lower monthly expenses. Discover the average credit score for a 20-year-old.
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- September 6, 2022
Paying off collections won’t improve your credit score right away. Still, there are reasons why it may be best to repay what’s owed.
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- August 31, 2022
Learn how using a credit card can improve your credit score and some risks to consider before getting started.
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- August 27, 2022
You can check your own credit score as often as you’d like without hurting it. However, hard inquiries can ding your credit score.
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- August 22, 2022
Secured credit cards operate like traditional credit cards but require a deposit. Learn how they can help you improve your credit scores.
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- August 21, 2022
Learn about credit scoring models, what’s deemed as a fair credit score and why it’s worthwhile to improve your credit health.
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- August 21, 2022
Young individuals have several options to establish credit. Consider using Experian Go to simplify the process.
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- August 20, 2022
The credit limit on a secured credit card is generally the amount you deposit. Learn how much you should deposit on a secured credit card.
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- August 3, 2022
This guide outlines a seven-step process you can use to build business credit and get the funding you need to grow your company.
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- July 31, 2022
Most credit scores range from 300 to 850. However, it depends on the credit-scoring model, the most prominent being FICO and VantageScore.
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- July 27, 2022
Discover the best way to check your credit score since it impacts the interest rate on financial products, credit cards or loans.
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- July 24, 2022
Instant virtual credit cards feature an assortment of benefits, including the ability to access credit shortly after being approved.
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- July 24, 2022
Are you shopping for a loan and wondering if prequalification affects credit score? Find out how prequalification can affect your credit.
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- July 22, 2022
Secured credit cards can help improve your credit health. However, the time it takes to see results varies by your unique credit profile.
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- July 18, 2022
Does paying student loans build credit? Discover if your student loan payments make a difference and how to improve your credit score.
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- July 17, 2022
Several credit card options are available for consumers with less-than-perfect credit scores. Here’s how to find one that’s best for you.
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- July 12, 2022
Learn more about the different types of credit inquiries, how they affect your scores, and how long they will stay on your credit report.
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- July 12, 2022
Do you want to improve your credit score? A personal loan can help, but before you rush to get a loan, consider these alternatives.
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- July 12, 2022
If you have bad credit, you’re probably wondering how long it takes to repair it. Here’s how long you can expect to raise your credit score.
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- July 9, 2022
Learn what a hard credit inquiry is, how they are generated when you apply for credit, and how they impact your credit scores.
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- July 8, 2022
Learn how a virtual credit card can help you minimize the chances of being victimized by a cyber thief and how to get one free.
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- July 3, 2022
You can get approved for a loan as a first-time home buyer with a score as low as 580. But there are benefits to a higher credit score.
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- June 23, 2022
Worried about how overdrawing from your bank account may affect your credit? We’ll discuss how overdraft fees affect your credit score.
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- June 23, 2022
Credit card fraud is on the rise, but you can take steps to protect yourself. We'll share tips to minimize your chances of being victimized.
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- June 18, 2022
It's possible to raise your credit score by over 100 points in a short amount of time. Discover the best strategies to boost your credit.
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- June 17, 2022
Want to use a secured loan to build credit? Discover how to qualify for a loan and boost your credit score.
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- June 13, 2022
Credit card fraud is a prevalent form of identity theft. This guide explains how to identify credit card fraud and how to protect yourself.
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- June 13, 2022
A 750 credit score helps you qualify for a mortgage loan and get other perks. These steps will help you build your credit to 750 and above.
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- June 12, 2022
Credit builder loans can restore your score and make it easier to get a mortgage or auto loan. Discover how these loans can help your credit.
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- June 11, 2022
People who are credit invisible lack credit history. Here’s what to do to responsibly establish credit history if you fit into this category.
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- June 11, 2022
Don't have credit history but want a credit card? No problem. You can still get a credit card with no credit history. Here's how.
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- June 4, 2022
Secured and unsecured credit cards are similar. But you have to know that there are differences to consider when choosing between the two.
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- May 31, 2022
Learn how a secured line of credit is backed by collateral and gives you access to a pull of funds to draw from as needed.
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- May 25, 2022
Learn about the different features and services to identify what the best identity theft protection for you and your family is.
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- May 23, 2022
Identity theft can have serious consequences for your financial and credit health. Here’s how to cope if you fall victim to it.
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- May 22, 2022
Learn more about the importance of keeping up with this three-digit number and what affects your credit score.
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- May 21, 2022
Learn how an unsecured line of credit works like a credit card and lets you pull cash as needed. Plus, there’s no security deposit required.
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- May 19, 2022
Explore the reasons why your credit score dropped, and learn what actions to take to help build it back up.
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- May 18, 2022
Financial credit is a foundational piece of your overall personal finance. Let's discuss what it is, and how you can build your credit score.
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- May 16, 2022
You don’t need a credit card to increase your credit score. We’ll discuss how to build credit without a credit card.
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- May 10, 2022
A high credit score gives you many opportunities. You can save money and get better loans. We’ll share how to start building credit at 18.
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- May 9, 2022
In this guide, you’ll discover ways to shield your personal information from hackers and an option worth considering for added protection.
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- May 7, 2022
Secured credit cards offer those with lower credit scores to improve their credit health. But there’s a viable alternative worth considering.
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- May 6, 2022
Wondering if you can get a credit card with bad credit? You can select from many credit cards, but you should consider these factors.
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- May 3, 2022
How often does your credit score update? We’ll cover some of the reasons your score changes and how to improve your credit.
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- April 30, 2022
Learn what a bad credit score is, and how it can have serious consequences for your financial health unless you improve it.
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- April 28, 2022
Experian offers a one-time free Dark Web Scan to reveal if your information is on the dark web and putting you at risk for cybertheft.
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- April 25, 2022
Read about the difference between unsecured and secured credit cards and how you can get relief from debt and rebuild your credit.
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- April 18, 2022
Experian’s personal privacy scan searches for your information on people finder sites to determine if you’re at risk for identity theft.
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- April 14, 2022
