Discover the pros and cons of refinancing to a 15-year mortgage as well as how to prepare and navigate the refinancing process.
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Mortgage articles
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Mortgage articles
It’s possible to get your USDA loan refinanced. These are some of your choices, along with the pros and cons.
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It’s possible to refinance your mortgage after bankruptcy. However, there are several rules to keep in mind.
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An adjustable rate mortgage loan refinance offers several advantages. Discover the pros and cons and the steps to refinance an ARM loan.
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What do cash-out refinance taxes look like? This guide covers all the details you need to know as well as some tax tips.
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Do you want to refinance a home equity loan? Discover how the process works and review your choices to make an informed decision.
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Learn about the ins and outs of a cash out refinance in this comprehensive guide and how it can help you access your home's equity.
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Need to refinance but have late payments on your record? Learn how you can still qualify for a cash-out refinance with this helpful guide.
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Wondering if you can refinance your home with a 580 credit score? Discover strategies and tips to improve your chances in this guide.
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You don’t need a good credit score to buy a house. Discover how to get a mortgage even if you have bad credit.
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It's possible to refinance your house with poor credit. Discover how to get competitive rates and terms even if you don't have good credit.
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It's possible to get a mortgage if you don't have good credit. Discover how to get a home loan if you have bad credit.
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It is possible to get a HELOC with bad credit. This guide will show you the steps to make it possible, as well as other alternatives.
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Wondering if you can refinance with bad credit? Discover the possibilities and options available to you in this informative guide.
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Worried that your poor credit will prevent you from getting a HELOC? Find out how you can secure a HELOC with poor credit in this guide.
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Trying to decide between a home equity loan and cash-out refinance? This comparison breaks it down and explores other alternatives as well.
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Considering an FHA cash-out refinance? Discover everything you need to know about this mortgage option and make an informed decision.
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Need a home loan but don't want to go through the hassle of income verification? This guide can help you achieve homeownership.
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Want to know how to get a no doc home loan? This guide provides all the information you need to navigate the process successfully.
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Worried about your low credit score? Find out how you can still access cash through a cash-out refinance, even with less-than-perfect credit.
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Discover the benefits of debt consolidation refinance through mortgage refinancing and gain control of your financial situation.
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Looking to refinance your mortgage but worried about your credit score? Discover the lowest credit score needed to qualify for a refinance.
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Should you pay off your debts with a cash-out refinance? This guide will explain the benefits and potential risks of using this strategy.
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Need a home equity loan but have bad credit? This guide will provide you with the facts and information you need to secure a loan.
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Wondering if debt consolidation refinance is right for you? Explore its advantages and the things you should consider in this helpful guide.
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Need to refinance your mortgage but have bad credit? Don't worry! This guide will show you how to navigate the process.
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Are you self-employed and looking to buy a home? Discover the home loan options available and find the perfect solution for your needs.
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Wondering if you can refinance a house with bank statements? Find out everything you need to know about this alternative mortgage option.
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If you are self-employed, discover how to qualify to refinance your mortgage loan based on your bank statements instead of proof of income.
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Need a mortgage but don't have traditional income documentation? Bank statement home loans offer a flexible solution for the self-employed.
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In this article, you’ll learn about home equity loans and how you can qualify for one if you have a FICO score between 500 and 580.
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Having a hard time getting approved for a mortgage due to your poor credit score? Here’s all the information you need to qualify for a loan.
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Learn what a cash-out refinance is, how it can help you tap into your home equity, and how to qualify for it with a 580 credit score.
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Looking to buy a home but have a poor credit score? Click here to learn about what bad credit mortgage loans are and how you can get one.
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If you're considering a reverse mortgage, learn everything you need to know about reverse mortgage interest rates.
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If you're wondering whether you can sell a house with a reverse mortgage, the answer is yes. Read about important things to consider.
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Need to make some home improvements but don't have the cash? A cash-out refinance may be the solution you're looking for. Learn more here.
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How do reverse mortgages work? Explore reverse mortgage FAQs and an example that demonstrates how to use a reverse mortgage.
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Are you considering a reverse mortgage for your retirement years? Here's how much money you can get from a reverse mortgage.
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Are you considering an AAG reverse mortgage? Before you make a decision, read common complaints and concerns to make an informed choice.
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Is a reverse mortgage good or bad? Those with equity in their homes should consider the pros and cons before using these financial products.
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Navigating the home buying process for the first time can be daunting. These 10 first-time home buyer tips will help you sail through it.
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What happens during a reverse mortgage foreclosure? These important details can help you avoid foreclosure and keep your property.
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Reverse mortgages can provide additional cash, but what are the risks? Discover how to get a reverse mortgage without losing your house.
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Are you shopping for a home loan? Check out our list of the most popular types of home loans and see what might be best for you.
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Can a non-U.S. citizen get a mortgage? Yes, here’s everything you need to know about obtaining a mortgage as a non-U.S. citizen.
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If you’ve got your heart set on a specific non-warrantable condo, a mortgage loan can help. Here’s how to get a non-warrantable condo loan.
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A self-employed mortgage is more difficult to get than conventional loans. Here are top 10 strategies for the self employed buying a house.
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An asset depletion mortgage lets you use your assets instead of income to qualify for a mortgage. Here’s how it can help you buy a home.
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Understanding key reverse mortgage rules can help you have a seamless experience. Know the regulations and how to get a reverse mortgage loan.
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If you are considering a reverse mortgage, read this guide to understand common reverse mortgage scams to help you avoid becoming a victim.
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If you run an S corp, you may wonder if you can qualify for a home loan. Learn more about running an S corp and qualifying for a mortgage.
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Learn what a jumbo mortgage is and how to get one if you’re considering a luxury home or property in a high-cost area.
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If you want to expand your real estate portfolio, find out the 4 best types of investor loans to finance your next project.
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Learn how ITIN loans that cater to borrowers with IRS-issued Individual Tax Identification Numbers (ITINs).
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If you’re currently unemployed and seeking a mortgage, learn about the options you have and if you can get a mortgage without a job.
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Didn't get a conventional mortgage? Discover how a portfolio loan can give you the financing you need to buy a home and how to get one.
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Learn more about what causes reverse mortgages to become payable and how you pay back a reverse mortgage sooner.
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If you're in the market for a new home, learn how to increase your mortgage pre-approval amount and improve your affordability.
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If you are buying a home and looking to borrow the funds, learn how to choose a mortgage lender and what to look for in one.
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There's a limit on the number of mortgages you can have. Although generous, read on to see how many mortgages you can have.
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Discover how much you can expect to pay for closing costs, how they're calculated, and how to roll closing costs into your mortgage loan.
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HELOCs can give you the funds you need, but you will have to repay after the draw period. Here's how to calculate your monthly payment.
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If you are considering a reverse mortgage, read on to learn more about what happens when reverse mortgage borrowers die.
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Here's what you need to know about reverse mortgages, how they work, and the requirements to get approved for a loan.
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If you have just retired, learn what a reverse mortgage is and how it can help you access the cash to supplement your retirement income.
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Want to know how long it takes to get a HELOC? Discover how to get your HELOC sooner and how long most people wait.
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The HELOC closing process is the final step you need to tap into your equity. Discover how the HELOC closing process works.
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If you have nearly reached the finish line of the home-buying process, learn how to determine when your first mortgage payment is due.
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Mortgage lenders require two years of work history to qualify for home loans. But you can get one even if you don’t meet this requirement.
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Learn how no income verification mortgages don't require the standard documentation that you’ll need for traditional home loan products.
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A reverse mortgage could be a smart financial move for older homeowners, but there are downsides to consider before applying.
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All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated Dec, 19
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Each lender has different timing when it comes to locking rates. Learn how long you can lock in a mortgage rate and the costs associated.
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Are you looking to purchase a second property and need cash for the down payment? Discover if you can use a HELOC for the down payment.
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Learn what a home equity conversion mortgage (HECM) is and how it is backed by the Federal Housing Administration (FHA).
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Asset-based mortgages are home loans that are for borrowers with a substantial amount of liquid assets. Here’s what eslse you need to know.
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Before you shop for a new home, it’s vital to calculate how much of your income should go to the monthly mortgage payments.
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Reverse mortgages let seniors boost their retirement income and eliminate their monthly mortgage payments without taking on more debt.
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Getting pre-approved lets you know how much home you can afford and gives you more power as a buyer. Here’s how the process works.
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There are two types of mortgage points: origination points and discount points. This guide dives into how each works.
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It’s possible to have two HELOCs on the same property. Here’s what you need to know about taking out a second HELOC.
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If you have enough equity in your home, you may be able to get rid of private mortgage insurance (PMI) and lower your monthly payment.
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You can refinance your mortgage to get a lower monthly payment, interest rate or change the loan term. Here’s how to decide if it’s for you.
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It’s possible to buy a home after bankruptcy, but the waiting period depends on the lender and home loan product you select. Learn more.
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You can use a HELOC to buy an investment property but be sure to evaluate first to determine if it’s the best financing solution for you.
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Getting a jumbo loan generally requires more stringent eligibility criteria. Learn more about the ranges and what else you need to qualify.
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The lending process for investment properties is similar to what you’ll find when taking out a traditional home loan. Here’s what to expect.
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It can be challenging to get approved for a traditional home loan as an independent contractor but there are private lenders you can turn to.
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It’s possible to get a mortgage without tax returns but you need to find a reputable private lender to help you navigate the lending process.
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No doc loans are a viable option to purchase an investment property. Here are some facts you should know before applying for funding.
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Weigh the pros and cons of a reverse mortgage to ensure it's the right solution for you to supplement your retirement income.
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Considering a jumbo mortgage for your primary residence or investment property? This guide will reveal key details about this type of loan.
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Learn more about the reasons why people refinance their homes to see if it makes sense for your particular circumstances.
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Can you deduct interest paid on a Home Equity Loan or HELOC from your taxes? Learn in which cases it is deductible and how to claim it.
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Learn what earnest money means when buying a house and how it assures the seller you are serious about purchasing the home.
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Some home loans can be refinanced right away. Others have waiting periods. This guide explores timelines for various mortgage products.
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People use FHA loans to make homeownership accessible, but closing costs can be an obstacle. Do FHA loans cover closing costs? Find out now.
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Second mortgages let you tap into your home’s equity to get the cash needed for debt, costly home repairs or other big-ticket purchases.
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A HELOC can help you buy a home, but is it the best way to finance a home? Discover the pros and cons of HELOCs and home equity loans.
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