Looking to refinance your mortgage but worried about your credit score? Discover the lowest credit score needed to qualify for a refinance.
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- November 27, 2023
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Mortgage articles
Doing research and comparing mortgage rates and lenders can save you thousands of dollars on your home loan. Read articles, how to guides and latest news in Banks.com for a brighter financial future.
Mortgage articles
Should you pay off your debts with a cash-out refinance? This guide will explain the benefits and potential risks of using this strategy.
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- November 14, 2023
Need a home equity loan but have bad credit? This guide will provide you with the facts and information you need to secure a loan.
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- November 12, 2023
Wondering if debt consolidation refinance is right for you? Explore its advantages and the things you should consider in this helpful guide.
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- November 8, 2023
Need to refinance your mortgage but have bad credit? Don't worry! This guide will show you how to navigate the process.
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- November 6, 2023
Are you self-employed and looking to buy a home? Discover the home loan options available and find the perfect solution for your needs.
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- October 10, 2023
Wondering if you can refinance a house with bank statements? Find out everything you need to know about this alternative mortgage option.
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- October 8, 2023
If you are self-employed, discover how to qualify to refinance your mortgage loan based on your bank statements instead of proof of income.
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- August 31, 2023
Need a mortgage but don't have traditional income documentation? Bank statement home loans offer a flexible solution for the self-employed.
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- August 30, 2023
In this article, you’ll learn about home equity loans and how you can qualify for one if you have a FICO score between 500 and 580.
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- May 10, 2023
Having a hard time getting approved for a mortgage due to your poor credit score? Here’s all the information you need to qualify for a loan.
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- May 9, 2023
Learn what a cash-out refinance is, how it can help you tap into your home equity, and how to qualify for it with a 580 credit score.
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- May 3, 2023
Looking to buy a home but have a poor credit score? Click here to learn about what bad credit mortgage loans are and how you can get one.
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- May 1, 2023
If you're considering a reverse mortgage, learn everything you need to know about reverse mortgage interest rates.
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- April 24, 2023
If you're wondering whether you can sell a house with a reverse mortgage, the answer is yes. Read about important things to consider.
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- April 22, 2023
Need to make some home improvements but don't have the cash? A cash-out refinance may be the solution you're looking for. Learn more here.
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- April 20, 2023
How do reverse mortgages work? Explore reverse mortgage FAQs and an example that demonstrates how to use a reverse mortgage.
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- March 30, 2023
Are you considering a reverse mortgage for your retirement years? Here's how much money you can get from a reverse mortgage.
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- March 27, 2023
Are you considering an AAG reverse mortgage? Before you make a decision, read common complaints and concerns to make an informed choice.
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- March 21, 2023
Is a reverse mortgage good or bad? Those with equity in their homes should consider the pros and cons before using these financial products.
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- February 16, 2023
Navigating the home buying process for the first time can be daunting. These 10 first-time home buyer tips will help you sail through it.
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- February 12, 2023
What happens during a reverse mortgage foreclosure? These important details can help you avoid foreclosure and keep your property.
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- February 10, 2023
Reverse mortgages can provide additional cash, but what are the risks? Discover how to get a reverse mortgage without losing your house.
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- February 1, 2023
Are you shopping for a home loan? Check out our list of the most popular types of home loans and see what might be best for you.
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- January 16, 2023
Can a non-U.S. citizen get a mortgage? Yes, here’s everything you need to know about obtaining a mortgage as a non-U.S. citizen.
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- January 8, 2023
If you’ve got your heart set on a specific non-warrantable condo, a mortgage loan can help. Here’s how to get a non-warrantable condo loan.
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- January 7, 2023
A self-employed mortgage is more difficult to get than conventional loans. Here are top 10 strategies for the self employed buying a house.
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- January 5, 2023
An asset depletion mortgage lets you use your assets instead of income to qualify for a mortgage. Here’s how it can help you buy a home.
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- January 4, 2023
Understanding key reverse mortgage rules can help you have a seamless experience. Know the regulations and how to get a reverse mortgage loan.
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- January 3, 2023
If you are considering a reverse mortgage, read this guide to understand common reverse mortgage scams to help you avoid becoming a victim.
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- January 2, 2023
If you run an S corp, you may wonder if you can qualify for a home loan. Learn more about running an S corp and qualifying for a mortgage.
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- January 1, 2023
Learn what a jumbo mortgage is and how to get one if you’re considering a luxury home or property in a high-cost area.
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- December 30, 2022
If you want to expand your real estate portfolio, find out the 4 best types of investor loans to finance your next project.
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- December 26, 2022
Learn how ITIN loans that cater to borrowers with IRS-issued Individual Tax Identification Numbers (ITINs).
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- December 22, 2022
If you’re currently unemployed and seeking a mortgage, learn about the options you have and if you can get a mortgage without a job.
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- December 12, 2022
Didn't get a conventional mortgage? Discover how a portfolio loan can give you the financing you need to buy a home and how to get one.
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- December 12, 2022
Learn more about what causes reverse mortgages to become payable and how you pay back a reverse mortgage sooner.
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- December 6, 2022
If you're in the market for a new home, learn how to increase your mortgage pre-approval amount and improve your affordability.
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- November 20, 2022
If you are buying a home and looking to borrow the funds, learn how to choose a mortgage lender and what to look for in one.
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- November 19, 2022
There's a limit on the number of mortgages you can have. Although generous, read on to see how many mortgages you can have.
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- November 18, 2022
Discover how much you can expect to pay for closing costs, how they're calculated, and how to roll closing costs into your mortgage loan.
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- November 18, 2022
HELOCs can give you the funds you need, but you will have to repay after the draw period. Here's how to calculate your monthly payment.
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- November 16, 2022
If you are considering a reverse mortgage, read on to learn more about what happens when reverse mortgage borrowers die.
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- November 7, 2022
Here's what you need to know about reverse mortgages, how they work, and the requirements to get approved for a loan.
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- November 5, 2022
If you have just retired, learn what a reverse mortgage is and how it can help you access the cash to supplement your retirement income.
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- November 3, 2022
Want to know how long it takes to get a HELOC? Discover how to get your HELOC sooner and how long most people wait.
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- October 30, 2022
The HELOC closing process is the final step you need to tap into your equity. Discover how the HELOC closing process works.
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- October 23, 2022
If you have nearly reached the finish line of the home-buying process, learn how to determine when your first mortgage payment is due.
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- October 22, 2022
Mortgage lenders require two years of work history to qualify for home loans. But you can get one even if you don’t meet this requirement.
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- October 20, 2022
Learn how no income verification mortgages don't require the standard documentation that you’ll need for traditional home loan products.
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- October 19, 2022
A reverse mortgage could be a smart financial move for older homeowners, but there are downsides to consider before applying.
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- October 15, 2022
All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated Dec, 19
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- October 14, 2022
Each lender has different timing when it comes to locking rates. Learn how long you can lock in a mortgage rate and the costs associated.
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- October 12, 2022
Are you looking to purchase a second property and need cash for the down payment? Discover if you can use a HELOC for the down payment.
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- October 11, 2022
Learn what a home equity conversion mortgage (HECM) is and how it is backed by the Federal Housing Administration (FHA).
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- October 11, 2022
Asset-based mortgages are home loans that are for borrowers with a substantial amount of liquid assets. Here’s what eslse you need to know.
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- October 10, 2022
A recent foreclosure can feel like the end of the world. But it’s possible to recover and position yourself for homeownership in the future.
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- October 4, 2022
Before you shop for a new home, it’s vital to calculate how much of your income should go to the monthly mortgage payments.
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- October 3, 2022
Reverse mortgages let seniors boost their retirement income and eliminate their monthly mortgage payments without taking on more debt.
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- October 3, 2022
Getting pre-approved lets you know how much home you can afford and gives you more power as a buyer. Here’s how the process works.
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- September 28, 2022
There are two types of mortgage points: origination points and discount points. This guide dives into how each works.
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- September 26, 2022
It’s possible to have two HELOCs on the same property. Here’s what you need to know about taking out a second HELOC.
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- September 22, 2022
If you have enough equity in your home, you may be able to get rid of private mortgage insurance (PMI) and lower your monthly payment.
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- September 20, 2022
You can refinance your mortgage to get a lower monthly payment, interest rate or change the loan term. Here’s how to decide if it’s for you.
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- September 19, 2022
It’s possible to buy a home after bankruptcy, but the waiting period depends on the lender and home loan product you select. Learn more.
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- September 17, 2022
You can use a HELOC to buy an investment property but be sure to evaluate first to determine if it’s the best financing solution for you.
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- September 16, 2022
Getting a jumbo loan generally requires more stringent eligibility criteria. Learn more about the ranges and what else you need to qualify.
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- September 13, 2022
The lending process for investment properties is similar to what you’ll find when taking out a traditional home loan. Here’s what to expect.
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- September 11, 2022
It can be challenging to get approved for a traditional home loan as an independent contractor but there are private lenders you can turn to.
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- September 9, 2022
It’s possible to get a mortgage without tax returns but you need to find a reputable private lender to help you navigate the lending process.
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- September 7, 2022
No doc loans are a viable option to purchase an investment property. Here are some facts you should know before applying for funding.
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- September 3, 2022
Weigh the pros and cons of a reverse mortgage to ensure it's the right solution for you to supplement your retirement income.
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- September 2, 2022
Considering a jumbo mortgage for your primary residence or investment property? This guide will reveal key details about this type of loan.
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- September 1, 2022
Learn more about the reasons why people refinance their homes to see if it makes sense for your particular circumstances.
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- August 24, 2022
Can you deduct interest paid on a Home Equity Loan or HELOC from your taxes? Learn in which cases it is deductible and how to claim it.
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- August 23, 2022
Learn what earnest money means when buying a house and how it assures the seller you are serious about purchasing the home.
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- August 22, 2022
Some home loans can be refinanced right away. Others have waiting periods. This guide explores timelines for various mortgage products.
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- August 21, 2022
People use FHA loans to make homeownership accessible, but closing costs can be an obstacle. Do FHA loans cover closing costs? Find out now.
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- August 21, 2022
Second mortgages let you tap into your home’s equity to get the cash needed for debt, costly home repairs or other big-ticket purchases.
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- August 19, 2022
A HELOC can help you buy a home, but is it the best way to finance a home? Discover the pros and cons of HELOCs and home equity loans.
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- August 16, 2022
Learn the number of times you can refinance your home and the situations when refinancing may make financial sense before moving forward.
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- August 15, 2022
Stated income mortgages are not longer available. But discover alternatives if you’re having trouble qualifying for a traditional mortgage.
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- August 15, 2022
Jumbo mortgage rates are sometimes higher than what you’ll find with conventional mortgages. But this isn’t always the case. Here’s why.
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- August 13, 2022
Learn how to buy a house with a 1099, and discover mortgage loan options that cater to independent contractors.
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- August 9, 2022
An Investor Cash Flow Loan is a mortgage program that lets real estate investors use projected cash flow on property to qualify for a loan.
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- August 5, 2022
VA loans have many advantages, but you still have to pay closing costs. Discover how much VA loan closing costs can add to your purchase.
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- August 3, 2022
DSCR loans are a viable option for investors looking to expand their portfolios. Here’s what you need to know about loan requirements.
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- August 3, 2022
It’s possible to qualify for a mortgage if you’re self-employed, but you’ll likely have to provide additional documentation to get approved.
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- August 1, 2022
Learn how bank statement mortgages help make home ownership more accessible to borrowers with non-traditional income.
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- July 20, 2022
Find out the pros and cons of FHA loans to decide which is right for you, discover more about a lender that has the best home loans for you.
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- July 15, 2022
Find out what the maximum LTV is for a home equity line of credit plus learn other ways to get cash from your mortgage with easy refinance.
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- July 12, 2022
Low doc loans are a flexible mortgage option if you can’t get approved for a traditional home loan. Here’s how to qualify.
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- July 11, 2022
Read this guide to learn about home equity loans and HELOCs to decide which is best for you and discover how to get cash out of your home.
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- July 10, 2022
The interest rates for jumbo loans are often higher than conventional loans. Still, a jumbo loan may be a good fit for some homebuyers.
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- July 9, 2022
Most lenders require a down payment of at least 10 percent for a jumbo loan. This guide explains why and discusses other costs to consider.
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- July 6, 2022
If you’re in the market for a non-traditional mortgage product, here’s what to look for when researching Non-Qualified mortgage lenders.
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- July 4, 2022
It can be challenging to find Non QM loans. Luckily, Angel Oak has got you covered with flexible mortgage solutions to fit your needs.
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- July 1, 2022
Private mortgage lenders are known for their fast approval and funding. As self-employed, how do you choose one? Here’s what to look for.
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- June 29, 2022
When applying for a home loan, you will need to provide tax returns. Learn exactly what mortgage lenders look for on your tax returns.
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- June 26, 2022
If you’re self-employed and want to get a mortgage, lenders will always want to prove your income. Read on to learn how you can calculate it.
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- June 23, 2022
