Understanding your budget, the location you want to live in, and your credit score will give you more information when you start looking for a home. Before doing so, we’d recommend you to shop for a mortgage loan first, so you can understand the budget you have for a house. Your credit score will play a part in the interest rate you’ll get offers, as well as your income and past credit history.

You will need a down payment for the house as part of your mortgage loan, too, so check our guide to understand how much you will need to save to buy the house of your dreams. First, start by securing a mortgage offer, understanding your budget before going into full house shopping mode.