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Credit Score articles

Your credit score is the most important piece that banks check when you buy a car, a house, open a bank account or apply for a credit card. Improve and maintain your credit score to meet your future financial goals.

Credit Score articles

Wondering how long delinquent payments stay on your credit report? Find out the timeline for negative marks on your credit history.
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A good credit score offers many advantages and opens up opportunities. Discover the average credit score for people in your age group.
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Wondering if making payments on your utility bills can boost your credit? Read this article to understand its impact on your credit score.
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Explore Experian's credit score simulator to experiment with different scenarios and see how they can impact your credit score.
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Confused about which credit score to focus on? Find out which credit score is most important and how it can impact your financial decisions.
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Is a credit score of 500 holding you back financially? Learn about the impact of a low credit score and discover steps to fix it.
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Wondering if autopay can impact your credit score? Understand how this convenient payment method can affect your overall credit health.
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Wondering if applying for a credit card will hurt your credit score? Find out the truth about credit card applications and their impact.
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Which credit monitoring service is right for you? This guide compares the key features and benefits to help you make an informed decision.
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Protect yourself from identity theft. Learn how to lock your credit report and prevent unauthorized access to your credit data.
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Curious about the credit score needed for a business loan? This guide explores the requirements for different types of loans and lenders.
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Wondering how student loans affect credit score? Learn how student loans impact your score and the steps you can take to manage your debt.
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The impact of personal loans can either help or hurt credit scores depending on how they’re managed by the borrower.
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Cosigning a loan can help a relative who cannot access credit on their own. Still, it could have serious consequences for your credit health.
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FICO Scores are calculated based on the data in your credit report. It’s comprised of five components, which are covered in this guide.
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You can view your credit report daily, but there are limitations on how often updates are available free of charge.
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Before shopping for a home, familiarize yourself with the credit score you will need to buy a house and other criteria.
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In this guide, you’ll learn how to lower your utility bills and use the amount you pay each month to improve your credit score.
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Rebuilding your credit can take a few months or almost two years. Discover how to build your credit faster.
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Learn how the bankruptcy process works and affects your credit score and how to rebuild your credit after bankruptcy.
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Learn how Experian BillFixer, a feature available with the Experian CreditWorks Premium membership, can help you lower your monthly bills.
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Did you know that it’s possible to build credit using subscriptions and payments you already make for services? Here's how to do it.
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This guide explores popular business credit scoring models and provides instructions on how to check your business credit score.
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Experian uses data provided by information furnishers to create credit reports and scores. Learn what the accuracy depends on.
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When you turn 18, it's time to start thinking about credit. Read this guide to learn how to build your credit score at 18.
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Are you looking to apply for credit soon? If your credit score is not where you want it to be, these solutions can help you build it fast.
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Credit scores update each time activity takes place in your credit file. This guide explains how credit reporting works and what to expect.
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If you have little or no credit history and want to build it up, here’s what to know about how paying your rent may help you build credit.
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Improving your credit score helps you get better loans and lower monthly expenses. Discover the average credit score for a 20-year-old.
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Paying off collections won’t improve your credit score right away. Still, there are reasons why it may be best to repay what’s owed.
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Learn how using a credit card can improve your credit score and some risks to consider before getting started.
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You can check your own credit score as often as you’d like without hurting it. However, hard inquiries can ding your credit score.
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Learn about credit scoring models, what’s deemed as a fair credit score and why it’s worthwhile to improve your credit health.
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Young individuals have several options to establish credit. Consider using Experian Go to simplify the process.
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Most credit scores range from 300 to 850. However, it depends on the credit-scoring model, the most prominent being FICO and VantageScore.
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Discover the best way to check your credit score since it impacts the interest rate on financial products, credit cards or loans.
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Are you shopping for a loan and wondering if prequalification affects credit score? Find out how prequalification can affect your credit.
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Does paying student loans build credit? Discover if your student loan payments make a difference and how to improve your credit score.
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If you have bad credit, you’re probably wondering how long it takes to repair it. Here’s how long you can expect to raise your credit score.
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You can get approved for a loan as a first-time home buyer with a score as low as 580. But there are benefits to a higher credit score.
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It's possible to raise your credit score by over 100 points in a short amount of time. Discover the best strategies to boost your credit.
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People who are credit invisible lack credit history. Here’s what to do to responsibly establish credit history if you fit into this category.
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Learn about the different features and services to identify what the best identity theft protection for you and your family is.
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Identity theft can have serious consequences for your financial and credit health. Here’s how to cope if you fall victim to it.
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Learn more about the importance of keeping up with this three-digit number and what affects your credit score.
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Explore the reasons why your credit score dropped, and learn what actions to take to help build it back up.
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Financial credit is a foundational piece of your overall personal finance. Let's discuss what it is, and how you can build your credit score.
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You don’t need a credit card to increase your credit score. We’ll discuss how to build credit without a credit card.
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In this guide, you’ll discover ways to shield your personal information from hackers and an option worth considering for added protection.
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How often does your credit score update? We’ll cover some of the reasons your score changes and how to improve your credit.
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Learn what a bad credit score is, and how it can have serious consequences for your financial health unless you improve it.
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Experian offers a one-time free Dark Web Scan to reveal if your information is on the dark web and putting you at risk for cybertheft.
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Experian’s personal privacy scan searches for your information on people finder sites to determine if you’re at risk for identity theft.
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Learn more about how this free service in the Experian app works to determine if Experian Boost is really worth it for you.
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This free service lets you use payments to possibly help improve your credit score. See what bills qualify for Experian Boost.
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Experian Boost and Cash App can both be beneficial for your finances but serve different purposes. Here’s an overview of how they work.
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Do you have a charge off on your credit report? We’ll share how this impacts your credit score and strategies to resolve a charge off.
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Want to raise your credit score to buy a car? Our credit building strategies will improve your credit so you can get a better car.
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Are you a credit invisible with no credit history? Experian Go can set you up with a credit score and give you access to financial choices.
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Use this guide about how to rebuild your credit history, plus get help to pay your debt from professionals who can negotiate on your behalf.
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Find out if requesting a credit increase can hurt or help your credit score plus learn how you can manage and pay off your debts faster.
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Learn how often your credit score is updated by the different credit bureaus, including Experian, and how you can check your score.
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Learn how credit works, what it takes to build credit, how credit scores are calculated or where you can check your credit score.
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Learn if you can take actions to boost your credit score overnight, or you will have to wait it out to improve it.
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Read some tips on how to increase your credit score to 800 points to qualify for the best terms on credit card and loan products.
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Here are five different ways to build your credit and to help you improve your credit score or build it from scratch.
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Learn more about Credit Sesame vs. Credit Karma, what they offer, how they differ and how to choose one to improve your credit health.
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Learn how Experian Boost helps you raise your credit score instantly by giving your credit for on-time payments made to qualifying providers.
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If you are looking into Credit Sesame to manage your credit, learn why your score may differ from other platforms, and how accurate it is.
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Is Credit Sesame a legit company and reputable platform? Read more to see if you can manage your credit health using the tools it provides.
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Wondering how Credit Karma makes enough money to provide free services, unlike their competitors? Read on to learn more.
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Learn more about how Credit Karma and other credit monitoring services can help you easily improve your credit score.
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Learn more about how Credit Karma features personalized recommendations for financial products, like loans, and how these offers work.
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Experian is the largest credit bureau in the US. Equifax and TransUnion are important too as they house important consumer financial data.
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Credit Karma offers useful tools to help you meet your financial goals. However, are their credit scores used in lending decisions?
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Learn more about credit bureaus and how they work, how they calculate credit scores, why scores differ, and how to check your credit rating.
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Learn more about Experian Boost, a free service worth considering if you're looking for a fast and easy way to improve your credit health.
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Experian offers a plethora of services to help consumers and small business owners stay on top of their credit and boost their credit scores.
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Experian offers credit solutions, but are they safe to use? Read more about the safety and security of Experian’s website and mobile app.
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Learn how Experian Boost works, a free tool that can help you improve your credit scores instantly by giving you credit for on-time payments.
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This review explores what the Experian Mobile App has to offer and how it can help you more effectively manage your credit.
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Learn about the differences between TransUnion vs Experian when it comes to checking your credit score or credit report.
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Learn how your credit score and credit history impact things like your ability to get approved for credit with favorable terms.
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Learn how you can use your payment history to improve your credit score to increase loan approval chances and access better rates.
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Learn what the highest credit score you can have is and what is considered good or very good in the eyes of creditors or lenders.
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If you have a credit score of 800 or higher, you are in the ranks of the most attractive credit profiles. See how it can help you.
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Learn different ways how you can boost your credit score to increase your chances of getting approved for a loan and get lower interest rates.
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Hard and soft credit checks are both tied to credit inquiries, however they have different impact. Learn more about the differences.
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Credit monitoring services can help you build and maintain a high credit score. Let's review the best free credit score services.
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Building and maintaining your credit and preventing fraud are only two reasons why you should buy credit monitoring services. Let's see why.
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Credit Karma offers a free credit report and score when you sign up. But how accurate are Credit Karma scores? Keep reading to find out.
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While both measure consumers’ creditworthiness, they have different approaches. Here’s what you should know about VantageScore vs FICO Score.
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The best type of credit score is one that qualifies you as a good credit risk based on the credit scoring model used. Learn more about this.
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Improving your score can help you get better rates on your mortgage or loan. Find out how to build your credit score in 30 days here.
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When you apply for credit, you may be asked to provide a credit report. Learn about the most popular credit bureaus: Experian vs. Equifax.
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Credit reports are a way to check your credit history and ensure that it is being recorded properly. Learn where to get free credit reports.
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Knowing your credit score can help you make financial choices. Learn how to check your credit score and why it is important to do so.
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Credit reporting agencies collect data about you and generate a credit report. Learn more about credit reporting agencies here.
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We explain how credit scores work, why you may want to check them and some ways to get your credit score online for free while staying safe.
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Latest Credit Score Articles

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