Business Loans articles

Read articles and guides in Banks.com, like how to qualify and apply for a business loan, no matter where you are on your journey as a business owner and take your business to the next level.

Business Loans articles

Learn how loans for contractors and other construction materials financing solutions can help you bid on more projects to grow your business.
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Most small businesses struggle to get financing. Access the credit you need using a small business loan without collateral.
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It's possible to get a small business loan with bad credit. See which lenders offer business funding if you have bad credit and how to apply.
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A revenue-based loan can be an effective funding option for small and mid-size businesses. Find out how it can work for your company.
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Let's take a look at how small business loans work, the reasons you may want to use one, and the benefits of getting approved for one.
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Learn more about where to apply for a small business loan, the types of small business loans, and the qualifications you need to meet.
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Ready to expand your business? Small business loans for a rental property could help you. Discover your best loan options today.
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Learning how to get a construction loan can take time and effort. Read about the process of applying for a commercial construction loan.
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If you are starting a building project, you may need financing. Learn about construction loans and other options to finance your materials.
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Do you know how construction loans work to finance your project? Read about how to get one and other construction material financing options.
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We collected the most essential small business trends for 2021 and beyond for your business to stay up-to-date and successful.
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Congratulations on your loan. But it’s just the beginning. Here is the strategy to help you pay back your small business loan on time.
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How can a woman get a small business loan? Here is the list of business loans and alternative financing options for women-owned businesses.
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The Small Business Administration can help you to deal with disasters. Here is the ultimate guide of disaster loans for small businesses.
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Small business owners often struggle to receive the funding they need. Alternative lending offers a flexible solution for your business.
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For J. Lorber Company, a Philadelphia plumbing and heating distributor with a 100-year history, helping customers find alternative financing options was an opportunity.
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While many of the program’s original requirements remain the same, to qualify for a 2nd PPP loan, your business will need needs extra ones.
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Learn how to get funding to start your business and what are the options to apply for a business loan most easily.
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Although every business is different, there is a process to get started up for success. Learn how to start your business in these 12 steps.
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Retainage is a common practice in construction where a portion of funds are withheld from a contractor or subcontractor until the project is completed.
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With countless loan companies, making the right choice can be challenging. We've narrowed it down to 7 best loan companies for businesses.
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Does your small business need some operating capital? Check out this list of loan types to find the solution for your small business.
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Minority business loan requirements may vary between lenders and organizations. Learn about the resources available to help you get funded.
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Second draw PPP loans are available for small businesses to pay expenses and employees' payroll and provide protective gear for workers.
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Construction payments can take a long time; it’s not a big secret. Keeping a construction business running while waiting for a backlog of unpaid invoices requires strong resolve and creativity.
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All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated Dec, 19
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The most successful contractors, both GC’s and subcontractors, are constantly on the lookout for ways to improve their operations, become more profitable or grow their construction business.
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For contractors, preliminary notices are the equivalent of taking out an insurance policy on each project.  They’re there if you need it, and irrelevant if you don’t.
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There are a multitude of components that go into every construction project. For general contractors, that includes everything from collecting bids and evaluating subcontractors to project management and managing pay apps from subs.
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As a subcontractor, your reputation with general contractors is critical. In the interest of maintaining it – when it comes to project finances, you may choose to keep the details close to the vest.
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Understanding why small business loan rates vary so widely will help you to find the right loan to meet your company's needs.
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Learn about startup business loans: what they are, how you can get one, and how it can benefit your fledgling small business.
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Read about government small business loans provided by the SBA, that partners with lenders to provide loans to small businesses.
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Billd CCO Jesse Weissburg teamed up with STACK Construction Technologies Content Marketing Manager Amanda Wolfe for a webinar about How to Grow Your Construction Business.
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Before submitting your application, do these 7 things to increase your likelihood of getting your small business loan approved.
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If you’re a construction entrepreneur operating as a sole proprietorship, you’re in good company. Sole proprietorships are growing in popularity, amounting to more than 70 percent of U.S. businesses today.
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As an entrepreneur in the construction industry, you might find yourself juggling a backlog of accounts payable, a stack of past-due invoices from suppliers and new projects in your pipeline that require even more equipment and materials ASAP.
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When people hear the word “entrepreneur,” they may think of Silicon Valley hoodies behind innovative tech startups. They might even picture open-concept offices, writing code or playing ping pong. But what about business owners who wear work boots instead of flip flops? The fact is, some of the hardest-working, most successful entrepreneurs out there today are also the most overlooked.
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All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated Dec, 19
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All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated Dec, 19
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Transitioning from residential to commercial construction projects is a goal for countless subcontractors. You can double, or even triple, your revenue by winning just one project.
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All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated Dec, 19
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Sluggish supplier lead times are a common inconvenience in the construction industry, but there are plenty of ways contractors can help their suppliers to curb them.
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When you’re a commercial contractor, the work doesn’t stop just because your cash flow has. You can’t press pause on purchasing construction materials or equipment for a new project while you wait for your backlog of unpaid invoices to come through.
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Business credit cards are among the most common financing options for contractors to pay for everyday expenses. For good reason too. They’re easy to obtain, flexible, and practical.
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Learn how to make your loan capital stretch as far as possible with these strategies to ensure you spend your small business loan effectively.
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Learn what type of small business loan may be best for you and get offers from multiple lenders with a single online application.
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Read these small business loan repayment strategies will help you make your payments on time and fulfill your loan responsibilities.
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If you have taken a small business loan, read more about how to prioritize your business expenses to make your capital last longer.
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If a contractor wants to grow their business and increase profit, they will likely require some form of financing to help stabilize their cash flow.
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Unpredictable payment cycles and late-paying customers, combined with critical upfront project costs, can often put general contractors and subcontractors in a financial bind and unable to pay their bills, much less scale their businesses.
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To take on larger projects and grow your construction business, you need to be able to pay for labor, materials, and overhead — many times, all upfront.
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Cash flow strain is a pervasive problem that nearly all contractors share, no matter how large or financially savvy they are.
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Suppliers have a lot of financial power on construction projects, often requiring payment up front for materials. This wouldn’t be unusual in any other industry. But in construction, long billing cycles and payment delays force contractors and subs to wait nearly 90 days on average to get paid.
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