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Auto Approve

Refinance Your Car
Use Auto Approve to refinance your car loan and lower your monthly payments with less admin and paperwork.


Do you have the best interest rate on your auto loan, or are there better options out there? The only way to know is to shop around. Luckily, platforms like Auto Approve make this easy to do without dragging down your credit score.

What is Auto Approve?

Auto Approve is an online platform that makes it easy to refinance your vehicle. It’s a network of credit unions, banks and finance companies that provides consumers with more competitive interest rates on their auto or motorcycle loans.

You can also use Auto Approve to buy out the lease on your car or refinance your boat, ATV or RV.

How Does Refinancing Work with Auto Approve?

Here’s an overview of how the process works:

  • Step 1: Get a free, no-obligation quote from Auto Approve. It only takes a few minutes, and you won’t need to provide your Social Security number. Plus, there’s no impact on your credit score.
  • Step 2: Auto Approve will share your information with banks and credit unions in their network to secure the best rate for you.
  • Step 3: If you choose to move forward, Auto Approve will work directly with the lender on your behalf to process the new loan. This means you won’t have to worry about paperwork or any of the other tedious tasks that come with refinancing your car or motorcycle.

You can also use Auto Approve to help you purchase a car you currently lease. More on that shortly.

Is Auto Approve Legit?

Yes! Auto Approve is accredited with the Better Business Bureau (BBB) with an A+ rating. It also boasts a 96 percent approval rating from past customers on LendingTree, and you’ll find a 4.5-star rating from 1,890 reviews on Trustpilot.

What Does Auto Approve Offer?

Auto Approve features three signature services.

Vehicle Refinance

Are you tired of overpaying for your car loan? Or maybe interest rates have dropped, or your credit has improved since you initially took out the loan. Either way, you could get better terms, save on your monthly payment, and keep more of your hard-earned money in your pocket by refinancing with Auto Approve.

You can also add a Vehicle Protection Plan to your loan when you refinance with Auto Approve for a low monthly cost. The plan includes 24/7 roadside assistance, free towing and rental car reimbursement for up to $50 per day. Plus, you can choose the ASE-certified mechanic you’d prefer to repair your vehicle, and Auto Approve will handle the rest.

Guaranteed Asset Protection (GAP) insurance is also available for under $14 per month (in most instances). It shields you from sustaining monetary losses if your car is totaled and you owe more than it’s worth.

Motorcycle Refinance

Auto Approve also offers motorcycle refinancing solutions to help lower your interest rate and monthly payments. Even better, you can skip the first three payments with the new lender to get your finances on track, boost your savings or meet a financial goal.

There’s also a Motorcycle Protection Plan that could shield you from steep repair costs. You’ll get 24/7 roadside assistance, your choice of mechanic, rental-car reimbursement (limited to $50 daily) and courtesy towing for a low monthly cost. And GAP is another add-on you can purchase when you refinance your motorcycle loan.

Quick note: You may be eligible for financing through Auto Approve if you own an ATV, RV or boat.

Auto Lease Purchase

Have you fallen in love with your leased vehicle and would prefer not to turn it in at the end of the term? Auto Approve may be able to assist with its auto lease purchase program.

You can find a loan that’ll help you buy out your lease, minus the hassle. Plus, you can purchase a vehicle protection plan and GAP insurance to secure the added protection you need.

Auto Approve Fees

It’s free to get a quote from Auto Approve. However, you’ll be responsible for the fees associated with refinancing your auto loan. These include:

  • Administration and documentation fees
  • State fees (in some cases)
  • Title transfer fees

If you select other add-ons, like extended warranties, service plans or GAP insurance, you’ll also be on the hook for those expenses.

Auto Approve Loan Terms

The loan terms you receive will depend on your financial profile. Consequently, interest rates vary, but you can expect a loan term between 12 and 84 months.

What Do You Need to Qualify to Refinance with Auto Approve?

The qualification criteria vary by product and lender. Ideally, your credit score should be higher than when you took out the current loan. You should also have a steady income source that’s sufficient to cover the monthly payments.

Get pre-qualified with Auto Approve and inquire directly to learn more.

How to Get Started with Auto Approve

You’ll need the following to get started with Auto Approve:

  • Driver’s license and current registration
  • Current proof of insurance
  • Proof of income (i.e., pay stubs)
  • Current loan finance contract (if applicable)

Visit the Auto Approve website to get started.

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Auto Approve Products and Services

Why Us

Exceptional Service

Auto Approve strives to put its customers first with exceptional service that exceeds expectations. This is evidenced by the high customer satisfaction rate on Lending Tree and the BBB A+ rating.

Competitive Rates

You’ll get a competitive interest rate on your auto loan. Plus, there are no middle-man fees or markups. On average, Auto Approve customers save $100 or more per month on loan payments.

Streamlined Process

The application process is seamless and won’t take much of your time. In fact, Auto Approve handles the paperwork for you once you’re matched with a lender.


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Refinance with Confidence

Auto Approve
Don’t settle for an unaffordable auto loan. Instead, get the interest rate you deserve with Auto Approve. You’ll receive personalized service and secure a deal from a lender that’s committed to helping you keep more of your hard-earned money in your pocket. Ready to get started? Visit the website to get a free, no-obligation quote in minutes.

Lower Your Payments on Your Car Loan

If you want to pay less on your auto loan, but don’t want to deal with all the paperwork and admin involved in the process of refinancing, visit the Auto Approve website and complete a simple form or calculate how much you could be saving by refinancing your car loan with them. With excellent customer reviews and service, they can help you refinance your car or motorcycle loan, or buy out your car lease.

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