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UNest

Investment Account for Kids
Save. Invest. Earn rewards. And help your children achieve their future financial goals.

Overview

UNest offers a tax-advantaged investment account for kids that you can conveniently manage through the UNest mobile app. Born with the idea of helping parents provide a financial plan to invest in their children’s future and dreams, UNest offers total flexibility. You can use the funds to help them pay for education, a wedding, their first home, or anything else to improve their financial future.

After listening to parents and families, UNest realized that current saving plans and schemes do not provide the service and saving plans that they needed. Therefore, they created new college savings plans to save and invest in your children’s education to provide easier financial planning and services for families who want to start saving for their kids’ education and future.

UNest tax-advantaged investment account offers adaptability and flexibility while giving you control over your money. The investing account has five different options to suit different needs, including age-based. You can set up and update auto-deposits to easily invest and access all the account information easily through their mobile app. Keep control of how your money is spent and invested until your kids become adults.

As part of their tax-advantaged investment account benefits, they also offer rewards to earn extra money on brands you love. And with their new feature, UNest gifting, you can invite your friends and family to contribute to your child’s account for birthdays, holidays, or other special occasions. 

UNest for Employers

If you want to offer your employees save for their kids’ future, UNest can save your employees thousands in fees over the lifetime of an investment plan. If you are interested in learning more about this partnership as an employer, schedule an intro call with a UNest account manager who can help you set up a plan to reflect your organization’s objectives. They will provide an educational session and demo to help your employees with their account setup. A simple, easy way to show your employees how much you care.

Best Investment for a Child’s Future

UNest believes everyone’s children should have a better future. Born to help parents save money easier to improve their kids’ futures, you can use the funds to buy them their first car, help them purchase their first home, support them through education costs, or any other dreams you have for your children.

UNest App: Manage Your Tax-Advantaged Investment Account

You can download the UNest app to start investing in your child’s future. As one of the best college fund apps, UNest allows you to stay in total control of your savings: start with as little as a $25 investment, and use automation that adjusts your portfolio depending on your needs. Some of the key features the mobile app offers to manage your account are:

  • Easy Setup: Takes less than 5 minutes
  • Tax-Free Growth: Tax benefit earnings in your account 
  • UNest Rewards: Financial rewards for top brands
  • Investment Options: Suited to your needs, age-based
  • Flexibility: Use the funds how you want
  • Control: Until your kid’s adulthood
  • Easy Tracking: Adjust contributions, track your growth, and see your asset allocation
  • Personalized Goals: Choose amounts based on budget and your child’s age
  • Low Minimums: Start investing in your child’s future with as little as $25/month
  • Secure: Bank-level security

How Much Does It Cost?

Before you download any new apps or join an investment group, you need to know how much it costs. The fees can eat into your investment budget, so you need all the information upfront. 

UNest App Fee

UNest needs to be downloaded and installed from the app store on your mobile phone as a mobile app. If you use an Android phone, you’ll download it from Google Play, while iPhone users will download it from the Apple Store. UNest app pricing is free from both app stores. However, it does charge a monthly fee after you enroll. 

UNest Fees

UNest fees are based on two separate investment plans. The Regular Plan invests funds for a single child and charges a $3 per month fee, while the Family Plan allows you to invest for five children with a $6 per month fee. 

UNest App Reviews

Since UNest began in March 2018, the app has gained many customer reviews that affirmed what was working and guided constant improvements to address user problems, needs, and requests. The ratings of UNest and specific apps on iPhone and Android now closely approach 5.0 out of 5.0. That was not always true, but frank, specific complaints—all answered and investigated by their team—have helped to make it true.

Users praise the UNest mission to get parents involved in their kids’ financial future and simultaneously teach kids to be money smart and attuned to the impact that saving and investing have on their lives. Users like the options for investment available through Unest that are “clear and transparent,” and that UNest is straightforward about the pros and cons of popular plans such as 529 investment plans and UMTAs. Many users feel that the Unest app, with its reports and updates, gives them the fullest picture of the growing savings for their kids. And that, in turn, many say it is “super motivating” to them and their kids to keep saving regularly and learn lessons about compound growth over time. The same transparent and motivational ways of displaying opportunities and progress catch the attention of grandparents, other relatives, and friends—all of whom can contribute to a child’s UNest savings for the future, including, of course, the costs of higher education.

And, frankly, users say that they “love” the design and ease of user interface of the UNest app, making investing, tracking results, and other financial management a pleasure. And, then, there is the fact that kids can log into their account, too, and even suggest investments for parental approval. That gets right back to UNest’s reason for existing: to build a successful business on helping parents at every step of the way in making a better financial future for their kids.

And to get back to what has helped to make this success possible: UNest always will appreciate comments about “great customer service,” “immediate response to problems,” and a team that “really works hard to meet the needs of Unest users.” 

What Users Say About UNest App

Since UNest began in March 2018, the app has gained many customer reviews that affirmed what was working and guided constant improvements to address user problems, needs, and requests. The ratings of UNest and specific apps on iPhone and Android now closely approach 5.0 out of 5.0. That was not always true, but frank, specific complaints—all answered and investigated by their team—have helped to make it true.

Users praise the UNest mission to get parents involved in their kids’ financial future and simultaneously teach kids to be money smart and attuned to the impact that saving and investing have on their lives. Users like the options for investment available through Unest that are “clear and transparent,” and that UNest is straightforward about the pros and cons of popular plans such as 529 investment plans and UMTAs. Many users feel that the Unest app, with its reports and updates, gives them the fullest picture of the growing savings for their kids. And that, in turn, many say it is “super motivating” to them and their kids to keep saving regularly and learn lessons about compound growth over time. The same transparent and motivational ways of displaying opportunities and progress catch the attention of grandparents, other relatives, and friends—all of whom can contribute to a child’s UNest savings for the future, including, of course, the costs of higher education.

And, frankly, users say that they “love” the design and ease of user interface of the UNest app, making investing, tracking results, and other financial management a pleasure. And, then, there is the fact that kids can log into their account, too, and even suggest investments for parental approval. That gets right back to UNest’s reason for existing: to build a successful business on helping parents at every step of the way in making a better financial future for their kids.

And to get back to what has helped to make this success possible: UNest always will appreciate comments about “great customer service,” “immediate response to problems,” and a team that “really works hard to meet the needs of Unest users.” 

What Users Are Saying

There are three things users are mentioning on reviews for the UNest app:

Ease of use: 

Experience with the app has caused many users to comment on how easy it is to use, like a woman who wrote: “I’ve been using this app for several months now, and I must say this is truly the best. It’s so easy to use. [With] the snap-a-picture function, I can take a photo of receipts for easy tracking. That’s extremely amazing.” Others have commented that they like such features as the choice of which currency to use in the app, seeing their investments and bank accounts and spending in one place, and enjoying the visual design of the app and its smooth interface among sections.

Discovering new opportunities

Experience with the app has led many users to comment on their constant exposure to new financial opportunities, like the man who said: “I had never heard of a 529 [tax-advantaged college savings account], but this app is the easiest and most efficient way to start one.”

Motivating long-term savings

Frequently comments address the clarity and power of the long-term savings and investment plans that the app creates, like the man who commented: “Really useful [because it] sends reminders and calculates how much is needed to be saved per day, week, fortnight, or month to meet your goals in the time you set. A wonderful app, highly recommend!”

How the UNest Tax-Advantaged Investment Account Works

Start saving and investing in your children’s future dreams in easy steps:

  1. Open a UNest investment account in less than 5 minutes.
  2. Get personalized investment options to the age of your child.
  3. Set up auto-deposits according to your budget.
  4. Auto-adjust your investment portfolio depending on your needs.

FAQs About The UNest App (8)

  • What is UNest?

    UNest is an app that makes it easy for you to invest in your child’s future. Whether it’s saving for college or some other goal, UNest is the best way to invest for kids, including an option to invest based on the child’s age and future needs.

  • Can you open an investment account for your kids?

    UNest allows you to open an investment account for your kids. The Family Plan makes it easy to invest for up to five children for one low monthly fee. You can manage each plan from your phone.

  • How to invest money for children's future with UNest?

    You can earn rewards from participating partners and encourage family members and friends to provide monetary gifts. The app offers you the chance to invest based on your child’s current age while considering how much money you need for the child in the future.

  • What is the pricing of the UNest app?

    Downloading the UNest app is free. You pay a flat monthly fee based on the plan you select. For one child, the Regular plan costs $3 per month. The Family plan offers investment for up to five children with a monthly fee of $6.

  • How to Invest in kids' college and education?

    UNest educational savings offer you five investment options. This includes three options contingent upon your child’s age and how long until they go to college. There’s also a conservative option that concentrates on reliable investing, such as bonds.

  • What is the best way to invest for kids?

    The best to invest for kids is through the UNest app. You can use the college calculator to determine your savings goals.

  • Is UNest a college fund app?

    No, UNest isn’t a traditional college fund. It’s a flexible saving account for your child. You can use the funds for education or other purposes, such as a car, wedding, or down payment toward their first home. The app offers a college calculator to help you determine how much your child will need to go to university.

  • Where can I download the UNest app?

    The UNest app is a mobile one. You can download it from your phone’s app store. For Android phones, it’s in the Google Play Store. If you have an iPhone, you’ll find it in the Apple App Store.

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Products and Services

Why Us

Flexibility

Invest, and save. Then use the funds for anything you want: your kids' college, first car or house, or their wedding.

Convenience

Make regular and automated deposits to reach your savings goals faster. Start from only a $25 monthly investment.

Personalization

Customize your investments to your needs. Your portfolios adjust as the child ages to maximize savings.

Video

Over $3 Million Invested This Year

SPOTLIGHT

Investments For Your Child’s Future Dreams

Invest in your kids by opening a UNest tax-advantaged investment account for your kids today. Easily manage your investments and savings using the mobile app: set up automatic deposits according to your budget, your portfolio adjusts based on your kids age and your can use your savings anyway you want.

Invest In Your Kids' Future

Invest in your kids’ future financial goals. Download the UNest app today.

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