Advertiser Disclosure

Current

Mobile Banking Done Better

Discover Current mobile banking app offering transparent banking on the go, convenient access and high-yield savings.

GET STARTED

Banks.com » Banking » Current

Current

Reviews 2260

67%
6%
3%
2%
22%

Current Products And Services

Banking
Banking

Current Spend Account

Choose between a basic account with no subscription fees, a premium account at only $4.99 per month, or a teen account for adolescents. Provide insights to monitor your financial health. Parents can also limit their teens' daily spending.

Learn more

Current High-Interest Savings Account

Maximize every dollar and put your savings to work with this flexible savings account that offers exclusive benefits. Get 4% APY on the money sitting in your bank account.

Learn more

Current Mobile App

Manage all your banking from the convenience of your phone, whenever, wherever you are.

Learn more

Why Current

Seamless Mobile Banking Experience

Current’s mobile banking app makes it easy to keep tabs on your money, even while on the go. You can receive real-time spending alerts, get notified when your paycheck arrives early, view account activity and more.

Early Direct Deposit

Instead of waiting around for payday, Current gets you access to your earnings up to two days early[banks_disclaimer id="31352" text="(3)"/]. All you need is a Current Premium Account with direct deposit, and you’re all set.

Generous Cash Back Rewards

Current account holders earn up to 15 points per dollar[banks_disclaimer id="31353" text="(4)"/] spent on everyday purchases nationwide. There are over 14,000 participating retailers, and points can be redeemed for cash or items from the Current shop.

Current Spotlight

Make Your Money Work Harder For You

Current Spotlight

Enjoy early payroll deposits, generous cash-back rewards and returns on your money, overdraft protection (limited to $200[banks_disclaimer id="31354" text="(5)"/] on select accounts) with no overdraft fees, and so much more. Sign up for a Current account today and make your money work harder for you!

GET STARTED

Stress-Free Banking

With Current, you can manage your money with ease and take advantage of perks that you won’t find with most traditional financial institutions. There are a few options to choose from, and you can get started in just two minutes.

GET STARTED

This page’s information results from independent research by our editorial team, who does their best to reflect factual and accurate information about the financial institution and its products. Financial institutions are not responsible for the content posted on Banks.com; visit the financial institutions’ website or contact it directly if you have any questions.

If you work for this financial institution and want to adjust any information, contact us at [email protected].

* Current is a financial technology company, not a bank. Banking services provided by and Visa® Debit Card issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A. Inc and can be used everywhere Visa debit cards are accepted.

Advertisement Disclosure

Product name, logo, brands, and other trademarks featured or referred to within Banks.com are the property of their respective trademark holders. This site may be compensated through third party advertisers. The offers that may appear on Banks.com’s website are from companies from which Banks.com may receive compensation. This compensation may influence the selection, appearance, and order of appearance of the offers listed on the website. However, this compensation also facilitates the provision by Banks.com of certain services to you at no charge. The website does not include all financial services companies or all of their available product and service offerings.
×

The Annual Percentage Yield ("APY") for Current Interest is variable and may change at any time. The disclosed APY is effective as of January 1, 2022. No minimum balance is required. Must have $0.01 in savings pods to earn Current Interest on up to $2000 in deposits per Savings Pod up to $6000 total.  Please refer to Current Interest Terms and Conditions.

×

Out of network cash withdrawal fees apply. Third-party, adding cash and Current membership fees may apply.

×

Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds are subject to the timing of the payer's submission of deposits. Current Premium accounts only.

×

The Annual Percentage Yield ("APY") for Current Interest is variable and may change at any time. The disclosed APY is effective as of January 1, 2022. No minimum balance is required. Must have $0.01 in savings pods to earn Current Interest on up to $2000 in deposits per Savings Pod up to $6000 total.  Please refer to Current Interest Terms and Conditions.

×

Please refer to Overdrive™ Features Terms and Conditions. Current Premium Accounts only.

×

The Annual Percentage Yield ("APY") for Current Interest is variable and may change at any time. The disclosed APY is effective as of January 1, 2022. No minimum balance is required. Must have $0.01 in savings pods to earn Current Interest on up to $2000 in deposits per Savings Pod up to $6000 total.  Please refer to Current Interest Terms and Conditions.

×

Earning rates over 1x are only available on Current Premium accounts.  Teen accounts do not earn points.

×

Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds are subject to the timing of the payer's submission of deposits. Current Premium accounts only.

×

Please refer to Overdrive™ Features Terms and Conditions. Current Premium Accounts only.

×