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Personal Loans, Banking and Cards

Upgrade is a financial company offering personal banking solutions like loans, checking and savings accounts and reward cards.

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Upgrade Products


Rewards Checking Account

A checking account that lets you earn cashback rewards on your everyday purchases.

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Premier Savings Account

Access a higher APY if you keep over $1,000 in this savings account.

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Personal Loans

Access loans and credit lines easily online or via the mobile app.

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Reward Cards

Choose from different cards offering cashback for your purchases.

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Why Upgrade

Low Fees

Pay no minimum balance or monthly fees on any account. There are no costs for applying for a loan.

Competitive Interest Rates

Get low interest rates and pay less money back over your loan term.

Mobile App

Access your account anytime from your mobile phone with the Upgrade mobile app.

Get Started with Upgrade

Open a rewards checking account to access cashback rewards and personal lines of credit; all managed conveniently from an easy-to-use mobile app.


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