Loading TrustPilot


Make Your Money Work For You
A mobile app account with high-yield checking, credit card and investing. Automate your money management and build your wealth effortless.


Unifimoney is a neo bank offering a saving, spending, and investing app for high earning professionals. Through the mobile app, you can manage a high-yield checking account, your credit card, and your investments. Automate your money management and build and protect your wealth effortlessly. 

Who Is Unifimoney?

Based in San Francisco, the Unifimoney team brings experience working with traditional financial services and creating digital services. This combination results in the security, stability, and compliance of the conventional world and the innovation, flexibility, and user experience of the digital one.

With this experience, Unifimoney believes the use of technology can fundamentally change money management. They help people achieving a better return on their money with less effort by automating the manual tasks of money management.

Specialization is at its core to provide services: partnering with highly specialized companies and international people (their team speaks seven different languages) will create the best solution to help people run the finances with much less effort.

What Does Unifimoney Offer?

Unifimomey offers a single mobile account with a high-yield checking account, a credit card, and investing. 

High-Yield Checking

The hybrid checking and saving account gives you all the flexibility and features of a traditional checking account but with access to a high-interest rate like a savings account. For you, this means you can keep all your money in one place and manage your spending while still make your money earn interest all the time.

Visa Signature Credit Card

Unifimoney offers a Visa Credit card (coming soon) that invests cash back into your investment portfolio to maximize the return of your spending. With a flat cashback rate, it is designed to help you build your long-term wealth.

Unifimoney Invest

You can grow your assets with Unifimoney Invest, build a long-term investment portfolio, and trade when you want at no cost. Their investment platform offers both robo and free, self-directed trading as well as crypto and precious metals. This means you can passively invest regularly into a highly diversified, low-cost investment portfolio. Unifimoney believes an investment portfolio is essential for your long-term financial security, so better to start sooner rather than later. 

Other Financial Services 

Additionally, Unifimoney offers extra services to help you save, spend, and invest as efficiently as possible. Partnering with specialist companies in each category, they can help with student refinancing, home loans purchase and refinancing, car or home improvement loans, among other financial services.

Start making your money work for you.

Reviews 99



Loading TrustPilot
Cex.io is an online marketplace where you can buy or sell cryptocurrencies, trade crypto assets or exchange them for fiat money.
Loading TrustPilot
BlockFi offers a trading account that allows you to earn interest on your cryptocurrency, borrow cash against it, and buy or sell crypto.
Loading TrustPilot
Crypto.com is a cryptocurrency exchange to buy and sell crypto that pays interest on crypto, offers credit against crypto, and a rewards card.

Products and Services

Why Us

One Single Mobile App

All of your financial needs into one app to make your money work for you, rather than the bank.

An Alternative to Big Banks

Lower costs and maximize profits of traditional financial services, like your checking account and credit card.

Grow Money Automatically

Passively invest when you want for free in a low-cost investment portfolio.


Make Your Money Work for You

Automate your money management to protect and build your wealth effortless.

Related Articles

Learn more about how to start investing and slowly build a good investment portfolio to grow your money through investments.
Read more
Setting up an investment account for your kids when they are young will set them up for success and teach them important financial skills.
Read more
Learn more about how tax-advantaged accounts can help you invest for the long term while benefiting from tax benefits with no investment fees.
Read more

More Like This

Connect with Us

Latest News

Learn more about how to start investing and slowly build a good investment portfolio to grow your money through investments.
Read more

This page’s information results from independent research by our editorial team, who does their best to reflect factual and accurate information about the financial institution and its products. Financial institutions are not responsible for the content posted on Banks.com; visit the financial institutions’ website or contact it directly if you have any questions.

If you work for this financial institution and want to adjust any information, contact us at partners@banks.com.