February 7, 2014
The advent of electronic and mobile banking has led many checking account holders to rarely carry cash, maintain physical check ledgers or receive paper statements. It’s easy to take the modern improvements in banking technology...
February 6, 2014
If you are considering buying a house, you should explore all the options first. You may choose to buy a “regular” single-family house, or you might be interested in a hybrid homeownership option such as buying a condo. Condominium living has...
February 5, 2014
Every homeowner looks forward to having a mortgage-burning party. A home loan is usually the largest portion of one’s debt burden, and it’s a big relief for many when they are free of it.
It provides a great emotional lift, which...
February 4, 2014
When you notice a credit bureau has been misreporting your financial activity to all your would-be lenders, your first impulse will be to 1) walk down to the credit bureau; 2) find the nearest receptionist, and 3) start yelling.
February 3, 2014
If a journalist makes a factual mistake, a newspaper will publish a correction within a day or two. But if a credit bureau publishes an error about you, the...
January 30, 2014
While most people have been banking and paying bills online for more than a decade, a growing percentage are starting to use technology to analyze their expenses and investments and correct any problems to help...
January 29, 2014
A growing number of companies figure employees will perform better if they have something to gain.
About 28 million American employees own stock in the company they work for, according to a survey by the...
January 28, 2014
Generally speaking, whenever you settle a debt for less than you owed, the difference counts as income – taxable income.
A short sale is a form of debt...
January 27, 2014
January 23, 2014
One of the most complex financial transactions that people make is the purchase of a home. When you apply for home financing, you will find that the mortgage...