April 9, 2014
There are many factors which impact the size of your mortgage loan, most of which are within your control. Your income, savings, and credit history will be...
April 8, 2014
Advanced education is definitely valuable, but considering the cost of many 4-year degrees, is it financially worthwhile?
No one was asking this question 10 years ago. Because back then, college grads were more employable, and college...
April 4, 2014
All a crafty identity thief needs to sign up for credit cards, government benefits or even a driver’s license is a valid Social Security number in many cases, and it doesn’t matter whether that number belongs to an adult or an infant.
April 1, 2014
The day has finally arrived to close your mortgage loan and settle on your new property. At this time, you must be prepared to review and sign a lot of important closing...
March 25, 2014
A zombie bank account refers to the practice of banks reopening closed checking accounts without notifying the account holder, or bank accounts “coming back from the dead.”
When a Closed Account Comes Back to Life
March 24, 2014
In determining what type of mortgage loan is best for you, it is wise to know which mortgage loans are available to you. First, know that the type of loan and the type of...
March 21, 2014
It doesn’t take long for couples to realize that some important marital issues must be approached delicately; finances are one of those...
March 20, 2014
My grandmother had a coffee can for spare silver coins. My Dad saved at his local post office in a savings account. Those were a sign of the times — the U.S. postal savings system was the first government-guaranteed savings vehicle, but it...
March 19, 2014
Owning a home is the ultimate experience for many people. It brings feelings of success, well-being, security, as well as a sense of belonging. But it can also result in stress if the home’s value declines from the borrower’s original purchase...
March 18, 2014
Here are the top 10 lessons I received from nearly 7 years of being a money coach.
Lesson No. 10 — Inaccurate account balances, multiple accounts and credit card use contribute to magical thinking. “Money Fog” was the...