Mortgage Rates

By Elizabeth Rosen

The mortgage rate is a percentage of your loan balance, typically calculated on an annual basis.

 

Mortgage Calculators

By Elizabeth Rosen

Online mortgage calculators are useful tools for current and potential homeowners.

 

Mortgage Loans

By Elizabeth Rosen

Before you start applying for home loans, you should learn what a mortgage is and how it works.

 

Bank Foreclosure

By Roxanna Guinan

While foreclosures have been devastating for many, they present buying opportunities as well.

 

Home Equity

By Miranda Marquit

Home equity represents your ownership in the home. It can be “tapped” and converted into cash.

 

First-Time Home Buyers

By Miranda Marquit

A first-time homebuyer should do the proper research and be careful to avoid common mistakes.

 
  • Mortgage Advice

    There is a lot of mortgage advice to consider when choosing a loan, lender, or real estate agent.
  • Tax Help for Home Buyers and Homeowners

    There are a variety of tax benefits that homebuyers and homeowners can take advantage of.
  • How to Buy a House

    There are many steps you can take to ensure a positive homebuying experience.
  • Mortgage Application

    When you apply for home financing, you’ll find that the application process can be long and complex.
  • Mortgage Loan Closing

    Mortgage closing (or “loan settlement”) is the last phase of the homebuying process.
 

Mortgage Refinancing

By Miranda Marquit

When you refinance a loan, you are essentially paying off your old mortgage and getting a new one.

 

Your Credit and Your Mortgage

By Elizabeth Rosen

Your credit score has a substantial impact on whether or not you’re approved for a mortgage loan.

 

Fixed Mortgages

By Tammy Logston

A fixed-rate mortgage has a predetermined interest rate that stays the same over the life of the loan.

 

Mortgage Lenders

By Miranda Marquit

One of the most exciting milestones of adulthood is the purchase of a new home. First-time homebuyers are often very eager to settle down and get a place of their own.

 

Mortgage News

By Miranda Marquit

It’s important to keep up with the current housing market and other mortgage news.

 
MORE BANKS ARTICLES
 
  • Mortgage Insurance

    It is common for lenders to require mortgage insurance to protect them from loan default.
  • Home Improvement Loans

    A hope improvement loan can help you add value to your property.
  • Reverse Mortgages

    A reverse mortgage basically “reverses” the flow of payments, so that the lender is paying the borrower.
  • Second Mortgages

    A second mortgage is secured by the value of your home, and subordinate to your first mortgage.