Swiping a credit card is not an expression of financial freedom. There are consequences and being an integrated adult means considering the future and how things might feel after saying, “Yes!” Daily spending is connected to the big picture of your financial well-being. It’s all connected. At the root, it’s about aligning your spending and earning with your values.
If you don’t aim high you are likely to procrastinate. When you say to yourself, “I want to get out of debt in 10 years,” you give yourself plenty of time to put it off. But when you make the goal harder to achieve, you have no choice but to tackle it full on without slacking off.
In my opinion, being rich doesn’t necessarily mean having lots of money. To me, ‘rich’ means having enough money to be comfortable, but while living a fulfilled and balanced life that’s full of great relationships.
Some people work so much to earn money that they end up neglecting their family, friends, and even themselves. Do you ever feel like you’re selling your soul doing work that you hate? Unfortunately, you are not alone.
A retirement free from financial worry may now be well within reach, especially when you own a home that is ripe with equity.
According to a Bloomberg analysis prepared by real estate website Zillow, 23 of the largest 50 cities have rental homes that are unaffordable for millennials.
It has been an absolute whirlwind these last 5 weeks since we had our first baby. We read, researched, prepped, and read some more – only to find we were still rather overwhelmed by this new person in our lives.
As much of a rollercoaster ride this short time has been, we’ve certainly learned many lessons – particularly money-saving lessons.
While you are responsible for making smart money choices wherever you go, location can still play a major role when it comes to your finances. Some states have stronger job markets, while others have higher average incomes. When you account for taxes and the cost of living, you realize that a dollar earned here is different from a dollar earned there.
Refinancing two mortgages allows you to consolidate your loans into one payment, often lowering your monthly bill. You may also find lower rates under the right circumstances.
When you think about getting married, you think about pretty dresses, big parties, and an amazing honeymoon. What you don't tend to think about is joint bank accounts, debt ratios, and discretionary income. I mean, who wants to walk down the aisle while they contemplate their long-term budget?
The problem here is that reality soon comes crashing down and people often realize they have two totally different spending styles – then the fighting begins. But this isn't the only way! It is actually very possible for two people to merge their lives without fighting about money. All it takes is a little forethought.
Some people work so hard to get it absolutely right that they don’t have the bandwith to do all the other things that go into making a business successful. You can be so anal about the little details that you lose sight of all a lot of the bigger things that need to be accomplished.
One perfect example could be a company getting so caught up on having the perfect website that they lose track of some of the other vital components of the business.
If you’re an entrepreneur you start your company because you think you can be...