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CB&S Bank

Bank Anywhere, Anytime


CB&S Bank was founded by William H. Key, Sr., Charles E. Wilson, and Foster Gavin to focus on farmers’ unmet needs and town merchants in Russellville, Alabama. Along with other investors, the bank’s founders pulled together $25,000 in seed money and incorporated the bank as Citizens Bank and Savings Company on February 28, 1906.

The bank opened its doors on March 3, 1906, with a vision to provide extraordinary service to the region’s people, staking its growth on the region’s growth.

In 2000, CB&S Bank entered the Mississippi market, and in 2006, it expanded into Tennessee. On March 3, 2008, Citizens Bank officially changed its name to CB&S Bank.

CB&S Bank Today

Through the years, the bank grew by acquiring banks and opening new locations. CB&S Bank’s current footprint expands over 50 offices in three states, all across the Southeast.

Today the bank is a leading community bank with over $2 billion in assets and operating over 50 branches in the Alabama, Mississippi, and Tennessee markets. Employing over 500 people company-wide, the bank offers a complete line of full-service banking products and other related financial services to retail and commercial customers through our subsidiaries.

Bank Philosophy

As an innovative bank, CB&S Bank offers internet banking to customers, meaning they can access accounts at any time of the day when it is convenient for them. The total commitment to the needs of customers has propelled the bank’s growth in good as well as bad times. And the plan for the future is prosperous, stable, and secure.

CB&S Bank offers personal and business banking solutions, like loans, checking accounts, or savings accounts. You can conveniently manage all your banking using the free, custom, and user-friendly mobile app. The bank prides itself on its innovative approach over their 100 years of history, allowing customers today to bank anywhere, anytime with their digital financial solutions.

CB&S Bank

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CB&S Bank Products and Services

Why Us

Community Banking

Focused on enriching lives, growing businesses, and strengthening communities since 1906.

Investments Expertise

A complete range of investment and insurance options with a high quality of customer service from experts with over 30 years of experience in personal and business investments.

Mobile Banking

Manage all your finances on the go using the custom, free, user-friendly CB&S Bank mobile app.


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Contact Request

If you have a question about CB&S Bank, Inc. products and services or your account, you may conveniently reach in person, by phone, by mail, or online via the secure messaging system for account holders through CB&S Bank, Inc. For general queries, the Customer Service Center access line is available to assist you 24 Hours a Day-7 Days a Week.

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