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Aspiration

Do Well. Do Good.
Socially-conscious, ethical and sustainable cash management services. Make money while making the world a better place.

Overview

Aspiration is a sustainable, ethical and socially conscious financial institution that provides financial services, including digital spend and save services and investment products. A new kind of financial partner that puts customers and their conscience first. With a mission of helping our customers make money and make a difference in the world at the same time, Aspiration believes that you can both do well for yourself and do good for the world. They are working to make the world a better place in two ways:

  1. They are committed to donating ten cents of every dollar of the company’s earnings to charitable activities expanding economic opportunity.
  2. They make it easy for you to make donations to charitable causes of your choice through your account. Whether you give or not – or how much you give – is up to you.

This means they are contributing to everyone’s hopes and dreams for the future (as per their name “Aspiration”) and the idea that tomorrow can be better than today. A lot of people have given up on that, but they have not. And they’re just getting started.

Aspiration is not just a company. It is a community.

What Makes Aspiration Different

Aspiration was not born with the idea of simply building a bank. They set out to build a better world. This means that they not only wanted to help customers having more money in their pockets, but also giving them more power to do good and support the causes they care about on their own terms.

1. Built On Trust

Customers come first: They trust you to Pay What Is Fair (even if it is nothing). That means they will always be working hard for you.

2. For You, Not Just the Few

This is exactly what makes Aspiration so different to other banks that work their hardest for the wealthiest few. At Aspiration, they work to bring the best financial solutions to everyone.

3. Make Money and Make a Difference

Offering socially-conscious and sustainable cash management services and investment products, you can make money while making the world a better place.

4. Committed to Giving

They donate 10% of every dollar our customers choose to pay to charities helping struggling Americans build a better life. That makes them the financial industry’s leader in giving back.

Why Aspiration

One of the biggest benefits of Aspiration is your contribution to make the world a better place. As an example, you have the option of  planting a climate change-fighting tree by rounding up your purchases to the nearest whole dollar. As a socially conscious financial firm, you can be sure that they will not use your deposits to fund things like fossil fuel projects like pipelines, oil drilling or coal mines. But instead reinvest them in helping struggling Americans build a better life.

Some of the highlights of opening a Spend & Save Account include:

  • Reforest as You Shop: Swipe you card, and they will plant a tree.
  • Neutralize Your Drive: Carbon offsets for all your gas purchases with Planet Protection.
  • Get Extra Cash Back: Earn up to 10% back at mission-focused merchants like TOMS, Warby Parker, and more.
  • Boost Your Savings: Up to 1.00% APY on your savings.*
  • Pay Fewer ATM Fees: Get one out-of-network fee reimbursed per month (on top of no fees at 55,000+ Allpoint ATMs).
  • Planet-friendly Debit Card: Get a sleek debit card made from recycled plastic.
  • Choose your Spend and Save Plan: Pay What Is Fair (even if it’s $0) or Get Extra Benefits for just $7/month or $69 annually with Aspiration Plus.

Get started today opening an account. Join the community, leave your bank and change the world.

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Products and Services

Why Us

Reforest The Planet

Plant a climate change-fighting tree by rounding up your purchases to the nearest whole dollar. Know that your deposits won't fund fossil fuel projects like pipelines, oil drilling, and coal mines.

Shop For Impact

Get cash back on every purchase with extra rewards for shopping at stores that do better for People and the Planet. Track your daily impact and compare your scores with your friends.

Earn And Save Money

Compared to other big banks, Aspiration cash management account offers up to 100 times higher interest* and unlimited cash back. You choose the monthly account fee you think we deserve (even if it is $0)

Video

Aspiration Plus

SPOTLIGHT

Aspiration Spend & Save

Aspiration Plus
The world’s first cash back account managed through one intuitive app that lets you track the impact of your spending. With benefits like 10% cash back on debit card purchases or unlimited fee-free ATM withdrawals at Allpoint ATMs, you can upgrade to Aspiration Plus to access a complete suite of financial and planet‑friendly benefits, like a sleek debit card made from recycled plastic. Get Aspiration and Save the Planet.

What is Spend & Save?

Up to 10% cashback on debit card purchases
Unlimited fee-free ATM withdrawals at Allpoint ATMs
Up to 1.00% APY on savings

Plus…

FDIC-insured deposits
Pay a monthly fee you think is fair, even $0
Extra cashback for spending at socially-conscious businesses

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    * All Aspiration Spend & Save customers receive benefits including unlimited cash back with up to 5% cash back, unlimited fee-free ATM withdrawals within the Allpoint network and access to Aspiration Impact Measurement (AIM) business and personal scores. Aspiration Plus paid subscribers receive benefits including unlimited cash back with up to 10% cash back, up to 1.00% APY, unlimited fee-free ATM withdrawals within the Allpoint network and one out-of-network ATM fee reimbursement per month, Planet Protection carbon offsets, a recycled plastic debit card and access to Aspiration Impact Measurement (AIM) business and personal scores.

    Aspiration Financial, LLC is a registered broker-dealer, Member FINRA/SIPC, and a subsidiary of Aspiration Partners, Inc. (“Aspiration”). Aspiration is under separate ownership from any other named entity. Aspiration is not a bank. Disclaimers.