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Chime

Hassle-Free Banking App

Chime is a financial technology company, not a bank, offering digital banking services through a convenient mobile app.

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Chime Products

Banking
Credit Cards
Banking

Checking Account

Chime Checking Account comes with a debit card with no monthly fees or maintenance fees.

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Savings Account

A high-yield savings account to see your money grow.

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Credit Cards

Credit Builder

Increase your credit score with a new secured credit card.

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Why Chime

No More Hidden Fees

Chime never charges a fee for overdrafts or transfers.

Seamless Online and Mobile Banking

Easy Mobile Access: Check your balance, send money, or manage your accounts at any time with the Chime app.

Reach Your Financial Goals

Credit Builder, Instant Savings, and Get Paid Early can help customers achieve financial peace of mind.

Get the Award-Winning Financial App and Debit Card

Opening an account through the award-winning financial app Chime takes two minutes, and it is all done online. Get started today with an easier banking experience with many added benefits and trusted customer support. Note that Chime is a financial technology company and not a bank. Therefore, all banking services are provided by, and debit cards are issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

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This page’s information results from independent research by our editorial team, who does their best to reflect factual and accurate information about the financial institution and its products. Financial institutions are not responsible for the content posted on Banks.com; visit the financial institutions’ website or contact it directly if you have any questions.

If you work for this financial institution and want to adjust any information, contact us at partners@banks.com.

* Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Please see back of your Card for its issuing bank.

* Fees: Out-of-Network cash withdrawal fees apply. Third-party and cash deposit fees may apply.

* Chime SpotMe® is an optional, no fee service that requires $500 in qualifying direct deposits to the Chime Spending Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases initially but maybe later eligible for a higher limit of up to $100 or more based on member’s Chime Account history, direct deposit frequency, and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime’s discretion. SpotMe won’t cover non-debit card purchases, including ATM withdrawals, ACH transfers, Pay Friends transfers, or Chime Checkbook transactions. SpotMe won’t cover non-debit card purchases, including ATM withdrawals, ACH transfers, Pay Friends transfers, or Chime Checkbook transactions. SpotMe T&C.

* Pay Friends: Funds are automatically debited from your Spending Account and typically deposited into the recipient’s Spending Account within seconds. Pay Friends transactions will be monitored and may be held, delayed, or blocked if the transfer could result in fraud or another form of financial harm. Sometimes instant transfers can be delayed.

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