Banking

Banks Editorial Team

December 20th, 2017

Save Your Money Effortlessly With These Secret Saving Tips

Most times, when we think of saving money, we think of mundane tasks like rerouting our work-pay through direct deposit or setting aside a percentage of our bonus to go right into our bank accounts. They aren’t really fun or interesting ways to think about saving money. Instead, we begin to associate saving our money […]

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Banks Editorial Team

December 20th, 2017

Saving Money: Why It’s Time to Make a Money-Saving Plan

We save money because we can’t predict the future today. Especially after weathering the Great Recession a little less than 10-years ago, people are pragmatic with their money and want to ensure they have a cushion if something unforeseen happens. One of the best ways to get started on saving a sum of money is […]

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Banks Editorial Team

December 20th, 2017

5 Easy Steps for Opening A Savings Account

Savings accounts provide you with the ability to earn money on your savings investment no matter where it’s located. Through interest, you earn money from your money, making it a simple and easy-to-understand process. The good news is that opening a savings account could not be easier – banks want you to open an account […]

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Banks Editorial Team

December 20th, 2017

The Best Online Savings Accounts With High Interest Rates for 2018

We all know the sad reality that savings accounts interest rates are historically low today. Trying to slowly edge up to pre-recession levels, the rates have a long way to go before the payoff is what people were witnessing 10-years ago today. There are signs that things are beginning to turn around, and online-only savings […]

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Banks Editorial Team

December 20th, 2017

The Top 7 Apps That Help You Save and Manage Your Money

For most adults, especially students just out of college, saving, budgeting, and tracking finances can look like a foreign language. Our primary and secondary education systems don’t exactly teach us how to open and manage a savings account, much less develop a budgeting schedule that makes sense for our current and future expenses. Lending institutions […]

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Banks Editorial Team

December 20th, 2017

The Smart Way to Open a Savings Account

Opening a savings account is a great action step for your financial well being. Having a savings account is a great way to start down the road towards financial freedom and investing in your future. However, too often people open a savings account as a kind of footnote to their checking account and don’t put […]

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Banks Editorial Team

December 14th, 2017

Checking Accounts | Is a Joint Bank Account the Right Decision?

If you are married or in a long-term relationship, chances are you and your partner have discussed whether to open a joint checking account. This is a major decision, and many couples worry that merging their finances will lead to complications in their relationship.   Managing your money is challenging in itself, and throwing another […]

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Banks Editorial Team

December 14th, 2017

Savings Accounts | Here’s How Saving Too Much Can Backfire

Not everyone has an emergency fund tucked away in savings. In fact, a recent GoBankingRates study identified that 69% of Americans have less than $1,000 available in a savings account, and 34% of this group has no money saved at all. The Federal Reserve Bank recommends that Americans set aside $2,000 to cover an emergency. […]

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Banks Editorial Team

December 13th, 2017

Which Kind of Checking Account Should I Open?

There are many different types of checking accounts out there, each with their own benefits and drawbacks. If you’re looking to open a new checking account, you might be unsure of which kind of account to open. If you’re shopping around for a new checking account, consider what you want out of it. Do you […]

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Banks Editorial Team

December 13th, 2017

5 Things You Need to Know About Saving with A Money Market Account

If you want to save up some money, you might be considering opening a money market account. Money market accounts are insured savings accounts that are offered by banks and credit unions. Compared to savings accounts, you need a greater minimum balance to open the account. The trade-off is a higher Annual Percentage Yield (APY), […]

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