Finding the best credit card for you is not an easy task. First of all you need to qualify for one, which means accessing the ideal credit card for you may not be an option if you don’t have a good credit score. And secondly, what is the “ideal” credit card for you? With a range of options available you want to understand what it is important for you.
Choose a Credit Card
Everybody is different and values different things. Answer 3 questions to get matched with the best credit card for you
Credit Cards Rewards
Are credit cards rewards worth it for you? Find out if this type of credit card may be the right one for you
Subprime Credit Cards
What is a subprime credit card? Learn more about this credit card type to help you decide between cards
Compare Credit cards
Compare credit cards available for you depending on your circumstances and the best card type for you
Good Credit Score
The higher your credit score is the easier access you will have to a broader range of credit cards. However, even if you don’t have a good credit score, you can still get approved for one. Actually, having a credit card may help you improve your current credit score, as long as you keep up with your payments on time and you don’t have a lot of other debt. You can always improve your credit score to a point where you can access the ideal credit card for you.
Costs and Fees
Bear in mind the cost associated with a credit cards, as these may be a game changer for you at the moment of choosing one. The interest rate if a cost your will be charged if you don’t pay your balance every month and it varies from card to card. Some credit cards may also charge your an annual fee associated with maintenance of the credit account, although you can get credit cards that don’t have this cost. When travelling and using your card abroad, some credit card companies will charge you exchange rate transaction fees, so have this in mind you’re looking for a credit card to pay for things when abroad.
Credit Card Rewards
Most credit cards offer some type of incentive or reward for signing up and using your card. For example, some cards may offer you a big reward like cashback or points to use at some retailers if you spend more that $X during your first 1 to 3 months of signing up. Among the most common ones are air miles or hotel rewards, points to spend in online shopping or street retailers and cashback for every dollar spent on your credit card.
Get matched with the best credit card for you
Popular Credit Card Articles
3 Simple Ways to Stop Defaulting on Your Credit Card Payments
Everything You Need To Know About The New Apple Card
Top 5 Subprime Credit Card Companies
Latest Credit Card Articles