All Credit Cards
BOOST Platinum Card

- Credit Line : $750 Limit (Usable only at TheHorizonOutlet.com)
- Regular APR : None
- Credit Recommended : Damaged credit to Fair credit
- Monthly Fee : $177.24 annually ($14.77 per month)
- Bad Credit, No Credit? No Problem!
- Fast and Easy Application
- No Employment or Credit Check
First Digital Mastercard®

- Regular APR : 35.99%*
- Cash Advance APR : 35.99%*
- Annual Fee : $75.00 1st year, $48.00 after*
- Late Payment Fee : Up to $41.00*
- Return Payment Fee : Up to $41.00*
- Program Fee : $95.00*
- Cash Advance Fee : Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
- Reports to Consumer Reporting Agencies : Monthly to all 3 major bureaus
- Credit Recommended : Poor/Damaged/Fair
- Credit Limit : $300
- Rewards Rate : 1% Cash Back
- Card Brand : Mastercard®
- Earn 1% cash back rewards on payments made to your First Digital Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t.
- *See Rates, Fees, Costs & Limitations for complete offer details
- See Cash Back Rewards Programs Terms & Conditions for details
Surge® Platinum Mastercard®

- Regular APR : 29.99% APR (Variable)
- Late Payment Fee : Up to $41.00
- Return Payment Fee : Up to $41.00
- Intro Rate : See website for Details*
- Intro Period : See website for Details*
- Annual Fee : $75 - $125
- Balance Transfer : See website for Details*
- Credit Recommended : See website for Details*
- Intro (Purchases) : See website for Details*
- Intro (Balance Transfers) : See website for Details*
- Monthly Maintenance Fee : $0 - $120 annually (billed at $0 - $10 per month). Monthly maintenance fee not billed for the first 12 months.
- Additional Card Fee : $30 (one time, if applicable)
- Cash Advance Fee : Either $10 or 3% of the amount of each cash advance, whichever is greater.
- Foreign Trans Fee : 3% of each transaction in U.S. dollars
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply!
- Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
- Initial Credit Limit of $300 – $1,000 (subject to available credit)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Online account access 24/7
- Checking Account Required
First Access Visa® Card

- Regular APR : 35.99%*
- Cash Advance APR : 35.99%*
- Annual Fee : $75.00 1st year, $48.00 after*
- Late Payment Fee : Up to $41.00*
- Return Payment Fee : Up to $41.00*
- Program Fee : $95.00*
- Cash Advance Fee : Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
- Reports to Consumer Reporting Agencies : Monthly to all 3 major bureaus
- Credit Recommended : Fair
- Credit Limit : $300
- Rewards Rate : 1% Cash Back
- Card Brand : Visa®
- Earn 1% cash back rewards on payments made to your First Access Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
- No security deposit, simply pay a one-time $95 program fee to open your account.*
- User friendly Mobile App.
- *See Rates, Fees, Costs & Limitations for complete offer details
- See First Access Rewards Programs Terms & Conditions for details
Description
Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
Net First Platinum

- Credit Line : $750 Limit (Usable only at TheHorizonOutlet.com)
- Regular APR : 0% APR
- Monthly Fee : See website for Details*
- Credit Recommended : Damaged credit to Fair credit
Disclaimers:
*See Card for Details
- No Employment or Credit Check
- Bad Credit, No Credit - OK
- Always 0.0% APR
- Fast Online Applications
Description
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
FIT™ Platinum Mastercard®

- Regular APR : 29.99%
- Annual Fee : $99
- Return Payment Fee : Up to $41.00
- Late Payment Fee : Up to $41.00
- Credit Recommended : Fair/Poor/Bad
- Monthly Maintenance Fee : $75 annually (billed at $6.25 per month). Monthly maintenance fee not billed for the first 12 months.
- Credit Limit : $400 unsecured (with upfront processing fee)
- Processing Fee : $89 one-time upfront fee
- Additional Card Fee : $30 (one time, if applicable)
- Cash Advance Fee : Either $10 or 3% of the amount of each cash advance, whichever is greater.
- Foreign Trans Fee : 3% of each transaction in U.S. dollars
- $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00 (Subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
- Checking Account Required
First Progress Platinum Elite Mastercard® Secured Credit Card

- Regular APR : 25.24% (V)
- Annual Fee : $29
- Credit Line : up to $2,000
- Cash Advance APR : 30.24% (V)
- Credit Recommended : Poor/Limited/No Credit
- Choose your own credit line - $200 to $2000 – based on your security deposit
- Build your credit score.¹ Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
First Progress Platinum Prestige Mastercard® Secured Credit Card

- Regular APR : 15.24% (V)
- Annual Fee : $49
- Credit Line : $2,000
- Cash Advance APR : 24.24% (V)
- Credit Recommended : Poor/Limited/No Credit
- Rewards Rate : 1% Cash Back
- 1% Cash Back Rewards on payments
- Choose your own credit line - $200 to $2000 – based on your security deposit
- Build your credit score.¹ Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
OpenSky® Secured Visa® Credit Card

- Regular APR : 25.64% (variable)
- Annual Fee : $35
- Credit Line : $200-$3000 at time of application
- Credit Recommended : Poor
- Late Payment Fee : Up to $40
- Cash Advance APR : 25.64% (variable)
- Penalty APR : None
- Limited Time Offer: $51 funding voucher applied for all new accounts. Get a $200 credit line for $149. Click “Apply Now” to see additional terms and conditions.
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
- Extend your $200 credit line by getting considered for an unsecured credit line increase after 6 months - no additional deposit required!
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Join over 1.2 million cardholders who’ve used OpenSky to build their credit
Applied Bank® Unsecured Classic Visa® Card

- Regular APR : 29.99%
- Late Payment Fee : Up to $38
- Return Payment Fee : Up to $38
- Card Brand : Visa®
- Credit Recommended : Poor/Damaged Credit
- Annual Fee : See website for Details*
- Get Pre-Qualified in Less Than a Minute
- A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM's and Online!
- A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
- No Penalty Rate. Your Rate Won't Go Up Even If You are Late
- Access Additional Credit With On-Time Payments and Responsible Usage
- A True Unsecured EMV enabled (chip) Visa Credit card
- Does not require perfect credit for approval
- Fixed APR and Manageable Monthly Payments
Reflex® Platinum Mastercard®

- Regular APR : 29.99% APR (Variable)
- Credit Limit : up to $1,000
- Annual Fee : $75 - $125
- Late Payment Fee : Up to $41.00
- Return Payment Fee : Up to $41.00
- Credit Recommended : Fair/Poor/Bad/Limited
- Monthly Maintenance Fee : $0 - $120 annually (billed at $0 - $10 per month). Monthly maintenance fee not billed for the first 12 months.
- Additional Card Fee : $30 (one time, if applicable)
- Cash Advance Fee : Either $10 or 3% of the amount of each cash advance, whichever is greater.
- Foreign Trans Fee : 3% of each transaction in U.S. dollars
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000 (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
Freedom Gold Card

- Credit Line : $750 Limit (Usable only at TheHorizonOutlet.com)
- Monthly Fee : See website for Details*
- Regular APR : 0% APR
- Credit Recommended : Damage credit to Fair credit
Disclaimers:
*See site for details
- $750 Unsecured Credit Limit (Usable only at TheHorizonOutlet.com)
- Instant Approval*
- No Credit Check
- No Employment Check
- Fast online application
- Bad Credit - OK
Description
You are pre-approved for a $750 unsecured credit line (Usable only at TheHorizonOutlet.com) with the Freedom Gold Card! Sign up now, our application process is fast and easy.
Unique Platinum

- Credit Line : $1,000
- Regular APR : 0%
- Monthly Fee : $19.95
- Credit Recommended : Any Credit Welcome
Disclaimers:
*See terms and conditions
- $1000 Credit Limit
- No Credit Checks
- Instant Approval
- 0% Financing
- No application denied for bad credit!
Description
Guaranteed $1000 Credit Line! Get the things you want today!*
Upgrade Cash Rewards Visa®

- Credit Line : $500 - $25,000
- Regular APR : 14.99% - 29.99% APR
- Regular Transfer APR : 14.99% - 29.99% APR
- Annual Fee : $0
- Credit Recommended : Excellent, Good, Fair, Average
- Return Payment Fee : $0
- Foreign Trans Fee : Up to 3%
- Balance Transfer Fee : Up to 5%
- Late Payment Fee : $0
Disclaimers:
*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.
- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a credit card with the predictability of a personal loan
- No annual fee
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
First Progress Platinum Select Mastercard® Secured Credit Card

- Regular APR : 19.24% (V)
- Annual Fee : $39
- Credit Line : $2,000
- Cash Advance APR : 25.24% (V)
- Credit Recommended : Poor/Limited/No Credit
- Rewards Rate : 1% Cash Back
- 1% Cash Back Rewards on payments
- Choose your own credit line - $200 to $2000 – based on your security deposit
- Build your credit score.¹ Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Applied Bank® Secured Visa® Gold Preferred® Credit Card

- Regular APR : 9.99% Fixed
- Annual Fee : $48
- Credit Line : $200 - $1,000
- Credit Recommended : Poor/Fair/Limited/Damaged
- Brand Name : Visa®
- Security Deposit : $200 - $1,000
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit - Maximum $1,000.
- Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
OpenSky® Plus Secured Visa® Credit Card

- Regular APR : 29.99% (variable)
- Annual Fee : $0
- Credit Line : $300-$3000 at time of application
- Credit Recommended : No credit, Poor, Fair
- Late Payment Fee : Up to $40
- Cash Advance APR : 29.99% (variable)
- Penalty APR : None
- Limited Time Offer: $200 minimum refundable security deposit. Click “Apply Now” to see additional terms and conditions.
- No annual fee
- No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
- Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
- Get considered for an unsecured credit line increase after 6 months - no additional deposit
- Monitor your credit progress with free access to your FICO Credit Score.
- Reports to all 3 major credit bureaus monthly to establish and build credit history.
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Secure your credit line with a refundable security deposit - as low as $300.
- Easy application, apply in less than 5 minutes right from your mobile device
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- Now you can make smaller partial payments towards funding your security deposit over 60 days
- Over 1.2 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit