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MoneyLion Round Ups

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Add money to your investment portfolio with qualified purchases using the MoneyLion financial app

Use Round Ups with any Linked Credit or Debit Card

Minimum Transfer

$5

Transfer Delivery Business Days

3-5

Round Up Fees

$0

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Best For

People who want to help grow their portfolios with every qualified purchase.

Round Up Fees

There are no additional fees for Round Ups. However, MoneyLion Crypto, RoarMoney and Investment Accounts may come with additional fees.

Investment Choices

Send Round Ups to your MoneyLion Investment Account or MoneyLion Crypto.

Card Selection

Use any linked external credit/debit card, MoneyLion Debit Mastercard®, or RoarMoney virtual card.

Double Round Ups

Enable the Double Round Ups feature to double your Round Up amounts. A $0.35 Round Up becomes a $0.70 Round Up.

Auto Invest

Automatically buy crypto or investments for your portfolio with every purchase.

Many of us will make at least a few purchases during the average day. For example, we could buy a coffee for $3.50. With Round Ups, every qualified purchase you make with a linked credit or debit card will Round Up to the next dollar amount. So the extra 50 cents from that coffee can go toward your MoneyLion Investment Account or MoneyLion Crypto.

Why Round Up?

Round Ups can help you build your investment or crypto account (1) . Every qualified purchase adds a few cents to your ETFs or crypto.

Who Can Use Round Ups?

Download the MoneyLion app for free to get started. You can turn on Round Ups from your RoarMoney, Managed Investing, or Crypto home screen. You can also turn them on via the More Options screen. Here’s how:

  • Go to the RoarMoney, Managed Investing, or Crypto home screen
  • Select the Round Ups card
  • Tap “Enable Round Ups”
  • Choose where you’d like them to go
  • Review your selections and tap “Confirm” to enable Round Ups

The Benefits of Round Ups

Automated Building

Now you can use the spare change from any eligible credit or debit card purchase to buy Bitcoin. You need to set it, forget it, and use your linked card—and the Moneylion app will take care of the rest. If you’re Rounding Up to Bitcoin, make sure you have a RoarMoney account to buy and sell cryptocurrencies through the MoneyLion app.

Buy Bitcoin

MoneyLion Crypto is powered by Zero Hash (1) . It provides an easy way to buy, sell, and hold cryptocurrencies. No matter how much experience you have in crypto investing, MoneyLion Crypto is an option for MoneyLion members with a RoarMoney Account. It provides access to popular cryptocurrencies — Ethereum, Bitcoin, Bitcoin Cash, and Litecoin.

Use With Any Linked Debit Or Credit Card

You can use external debit and credit cards linked to your MoneyLion app, as well as a MoneyLion Debit Mastercard or RoarMoney virtual card, to accumulate Round Ups. To earn the highest amount of Round Ups, you should select the credit or debit card you spend with the most frequently.

How To Enroll In MoneyLion Round-Ups

MoneyLion Round Ups can grow your portfolio by taking unnoticeable spare changes from many transactions. To use this feature, download the MoneyLion mobile app or visit the MoneyLion website to open a RoarMoney account with them.

After you have a MoneyLion account, tap the Round Ups card and tap on “Enable Round Ups.” You can then select where you want the funds to go and confirm your choice. At this point, MoneyLion Round Ups are on your account, and your portfolio will grow with every purchase.

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* MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, MetaBank®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

* Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

* Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclosures relating to the MoneyLion Investment Account, see Investment FAQs, Form ADV Brochure, and moneylion.com/investing. Accounts are subject to a monthly account fee of $1, $3 (accounts valued over $5,000), or $5 (accounts valued over $25,000).

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Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity Services LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states. The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or MetaBank. MetaBank and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor MetaBank, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states. MoneyLion Crypto account holders need an open and active RoarMoneySM account in order to buy and sell cryptocurrencies through the Moneylion app. ×
Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity Services LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states. The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or MetaBank. MetaBank and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor MetaBank, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states. MoneyLion Crypto account holders need an open and active RoarMoneySM account in order to buy and sell cryptocurrencies through the Moneylion app. ×