Advertiser Disclosure » Investing » Cryptocurrency » MoneyLion Crypto

MoneyLion Crypto

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Buy, Sell, Hold, and Trade Cryptocurrencies

The MoneyLion financial app gives you access to buy and sell crypto while also accessing other financial products and tools to help you meet your goals.

Investing Access


First-Time Purchase Bonus


Transaction Fees


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Product Name

MoneyLion Crypto

Product Description

Buy, sell, hold, and trade cryptocurrencies through the mobile app.

App Availability

The MoneyLion App is available on Android or iOS from Google Play or the App Store.

Trading Accessibility

Buy and trade from your mobile phone 24/7.

MoneyLion Crypto powered by ZeroHash allows you to buy, hold, and sell Bitcoin, Ethereum, Bitcoin Cash and Litecoin 24/7. In addition to buying crypto whenever you want, you can also set up Auto Invest to make regularly scheduled purchases. And the Round Ups feature allows you to set aside spare change to buy crypto.

What is MoneyLion Crypto?

You need to open a RoarMoneySM account to buy, hold and sell cryptocurrencies through the Moneylion app. If you don’t have a RoarMoney account, you can sign up for one in the app. Whether you’re a crypto newbie or a seasoned crypto buyer, MoneyLion Crypto provides access to popular cryptocurrencies.

How does Crypto Auto Invest work?

The crypto markets can be volatile. Automating your crypto purchases on a regular basis can help you to focus on long-term growth and avoid the hassle of timing the markets. Crypto Auto Invest is an easy way for you to build up your crypto portfolio without having to think about it on a regular basis. It allows you to put your crypto purchases on autopilot (dollar-cost averaging) to avoid any timing risk. And you can turn it off or adjust it anytime.

Here’s how it works: You can pick an amount (as low as $1) to transfer from your RoarMoney account to purchase Bitcoin, Ethereum, or any of the other cryptocurrencies we offer on an automated, recurring basis. You choose the frequency of the deposit (daily, weekly, biweekly, or monthly) that you’re comfortable with, and the purchase happens automatically.

Use Your Spare Change to Buy Crypto

A feature called Round Ups can help you establish good savings habits and build your crypto account. When you make a purchase with any linked external credit/debit card, MoneyLion Debit Mastercard®, or RoarMoney virtual card, MoneyLion will Round Up the transaction to the nearest dollar.

For example, when you buy a coffee for $2.30, MoneyLion will automatically round up the spare $0.70 toward your crypto account. When the total in the Round Up account reaches $5, the money is transferred into your crypto account.

You can turn on Round Ups from your RoarMoney, Managed Investing, or Crypto home screen. You can also turn them on via the More Options screen.

What Fees Does MoneyLion Charge for a Crypto account?

MoneyLion charges $1/month for a RoarMoney account and MoneyLion’s crypto account and trading provider, Zero Hash, assesses a spread for each purchase and sale transaction. This spread is the difference between the exchange rate (market value) they receive from an exchange and the available quoted price MoneyLion receives from them. The exchange rate may be higher or lower based on market conditions. Any spread that is assessed by Zero Hash will be included as part of the exchange rate (or market value) you see on your screen. This spread will also affect the quantity (percentage of crypto coin) you actually receive in connection with your purchase. Read more information here.

MoneyLion Crypto FAQs

Here are a few questions that other users have asked about the MoneyLion app and the crypto product.

What is the MoneyLion Crypto purchase bonus?

MoneyLion offers a bonus for users when they first start purchasing crypto. If you are buying at least $10 in crypto during the promotion period, MoneyLion will reward you with an additional $5 of the same coin. This applies to the first purchase only and you are not eligible if you received a bonus from a past promotion. See terms and conditions.

What are the limits for MoneyLion Crypto?

MoneyLion Crypto has some limits on the amount you can spend when making transactions. The minimum purchase requirement is $1, and you cannot purchase more than $2,500 worth of crypto in one day.

Other MoneyLion Features

You can download the MoneyLion mobile app on your favorite device and create an account today. In addition to creating a RoarMoney account to access MoneyLion Crypto, you could apply for Credit Builder Plus, InstacashSM, an Investment Account and more products and features.

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MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, MetaBank®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity Services LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states.

MoneyLion Crypto account holders need an open and active RoarMoneySM account in order to buy and sell cryptocurrencies through the Moneylion app.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or MetaBank. MetaBank and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor MetaBank, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclosures relating to the MoneyLion Investment Account, see Investment FAQs, Form ADV Brochure, and Accounts are subject to a monthly account fee of $1, $3 (accounts valued over $5,000), or $5 (accounts valued over $25,000).

This optional offer is not a MetaBank® product or service. Credit Builder Plus membership ($19.99/mo) unlocks eligibility for Credit Builder Plus loans and other exclusive services. A soft credit pull will be conducted which has no impact to your credit score. Credit Builder Plus loans have an annual percentage rate (APR) ranging from 5.99% APR to 29.99% APR, are made by either exempt or state-licensed subsidiaries of MoneyLion Inc., and require a loan payment in addition to the membership payment. The Credit Builder Plus loan may, at lender’s discretion, require a portion of the loan proceeds to be deposited into a reserve account maintained by ML Wealth LLC and held by DriveWealth LLC, member SIPC and FINRA. The funds in this account will be placed into money market and/or cash sweep vehicles, and may generate interest at prevailing market rates. You will not be able to access the portion of your loan proceeds held in the credit reserve account until you have paid off your loan. If you default on your loan, your credit reserve account may be liquidated by the lender to partially or fully satisfy your outstanding indebtedness. May not be available in all states.

Credit Reserve Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Credit Reserve Account, see Investment Account FAQs and FORM ADV.

Credit score improvement is not guaranteed. A soft credit pull will be conducted which has no impact to your credit score. Credit scores are independently determined by credit bureaus, and on-time payment history is only one of many factors that such bureaus consider. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations. MoneyLion is not a Credit Services Organization.

Instacash is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. See Membership Agreement and for additional terms, conditions and eligibility requirements.

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