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Low Rates Loans

LightStream is an online lender offering people with good credit scores personal loans at low rates.

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LightStream Products


Personal Loans

Get a personal loan at a low rate and an extra discount when you set up auto-pay to pay back your loan.

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Debt Consolidation Loans

Get a debt consolidation loan to consolidate different loans into one single payment at a lower rate.

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Auto Loans

Get a loan to purchase a new vehicle or refinance your current loan to access a lower interest rate.

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Why LightStream

Competitive Interest Rates

Get a personal loan at very competitive rates, and access a discount when you set up autopay to pay back your loan.

Use Funds For Nearly Anything

You can use the loan funds for nearly anything, like paying for a wedding, remodeling your home, or paying for medical expenses.

No Fees

Pay no origination, prepayment, or late fees on your loan.

Get a Personal Loan with Low Rates

Get an online personal loan with low interest rates, discounts with setting up auto payments to pay back your loan, and no origination or prepayment fees.


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* LightStream is a division of Truist Bank.

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