Credit

Banks Editorial Team

December 6th, 2019

Do You Need a Subprime Credit Card?

If you struggle with bad credit, you may wonder if it’s possible for you to get a credit card. The short answer is yes — subprime credit cards are specifically designed for people with low credit scores. If you’re trying to build or improve your credit, you might be a good candidate for a subprime […]

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Banks Editorial Team

December 5th, 2019

Does Chase Offer a Credit Score?

Chase bank offers credit monitoring for customers and non-customers alike. If you are a current a J.P. Morgan Chase Bank customer, you already have access to their credit monitoring platform, Credit Journey. If you are not a current Chase customer, you can still sign up for a free account to monitor your TransUnion credit score […]

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Banks Editorial Team

December 4th, 2019

5 Things you Need to Know before you Apply for a Credit Card

Having good credit is vital for everything from taking out loans to buying a home, and getting a credit card is an excellent way to improve and maintain your credit. Applying for a credit card, however, can sometimes be overwhelming. Let’s take a deeper dive into some of the things you should be aware of […]

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Banks Editorial Team

December 3rd, 2019

How Many People Actually Have a Perfect Credit Score?

The perfect credit score may be rare to achieve, but it’s not impossible. Before we jump straight into what it takes to get the perfect credit score, we should take a short moment to cover some basic background information.     There are three major credit bureaus: Equifax, TransUnion, and Experian. Each of these credit […]

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Banks Editorial Team

December 2nd, 2019

What’s Your Credit Score Type? SmartCredit Breaks It Down

SmartCredit knows the many ways you can build your credit. When you have better credit, it opens the door to home ownership, driving the car you really want to drive, and taking your family on the vacation experience of a lifetime. Each of these may require either a good credit rating, a history of on-time […]

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Banks Editorial Team

November 26th, 2019

CreditRepair.com’s 3-Step Process to Repair Your Credit Report

If you are looking at repair a credit report, you may have gone through a rough patch with your finances and aren’t sure how to recover. Or you may have not fully understood how credit scores work and the major impact that a few problematic decisions would have on your ability to borrow money, rent […]

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Banks Editorial Team

November 25th, 2019

Most Credit Card Users Have Revolving Credit Card Debt

CFPB finds stable trend in revolving credit card debt among Americans. A study released this summer by the Consumer Finance Protection Bureau shows Americans tend to use their credit cards as a form of borrowing, though one that comes at a higher cost than other loan options. The report represents the first time the CFPB […]

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Banks Editorial Team

November 20th, 2019

Credit Card Rates For Bad Credit – November 2019

We have reviewed the top credit card rates for bad credit in November 2019. When you have bad credit, it can feel like the whole world is against you. With a low credit score, financing for anything from a house to a vehicle becomes difficult, if not impossible to obtain. Opening a credit card may […]

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Banks Editorial Team

November 19th, 2019

Lexington Law Credit Repair Services in 2019

Lexington Law credit repair services help consumers fix inaccurate and outdated information about their credit. They are one of the oldest credit repair firms helping consumers today. With a full staff of 25 attorneys in 19 states, and well-developed, easy-to-use online tools, they help to fix inaccurate and outdated credit information that could be costing […]

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Banks Editorial Team

November 14th, 2019

What Are The Negative Items That Impact Your Credit Score?

Do you know what the negative items that impact your credit score are? Is a problem with your credit report costing you? It could be, according to credit repair firm Lexington Law. Negative listings on your credit report could prevent you from getting loans or credit cards, or it could mean that you pay higher […]

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