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RefiJet Motorcycle Refinance

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Lower Your Motorcycle Payments

RefiJet features a streamlined process to refinance your motorcycle.

Interest Rates

From 2.49%

Average Monthly Savings


Co-borrowers Permitted


Average Rating Click here to show the sources used to calculate this average rating.


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Loan types

Auto loan refinancing, motorcycle refinancing, lease buyouts

Eligible motorcycles

Varies by make, model and year


BBB-accredited with an A+ rating

Other requirements

At least six months of timely payments

Loan amounts

Not disclosed

Other perks

One-stop shopping and online pre-qualification with no credit check

Co-borrowers permitted


Are you looking to save money on your motorcycle loan or lower your monthly payment? RefiJet can help you achieve your goal as it offers motorcycle refinancing with rates as low as 2.49 percent. On average, its borrowers save $150 per month, which can give your wallet some much-needed relief.

About RefiJet

RefiJet is a company that specializes in providing tailored auto refinancing solutions and lease buyouts to help customers like you save money on their car and motorcycle loans. It partners with a wide range of lenders to help ensure you get the best deal on a new loan. By offering competitive rates and personalized service, they aim to make the refinancing process as smooth as possible for their clients.

How Does Refinancing a Motorcycle Loan with Refijet Work?

When you choose to refinance your motorcycle loan with RefiJet, you’ll follow a straightforward process that can save you money and potentially get you better loan terms. Here is an overview of how it works:

  • Assess your current loan situation: Before starting the refinancing process, it’s important to evaluate your current loan terms and determine if refinancing would be beneficial for you. Consider factors like your current interest rate, loan term and monthly payment.
  • Apply with RefiJet: Visit RefiJet’s website and complete their online application form. You’ll need to provide basic information about yourself and your motorcycle and details about your current loan.
  • Receive a personalized offer: Once your application is reviewed, RefiJet will present you with a personalized offer that includes new loan terms.
  • Make a decision: Review the refinancing offer and compare it with your current loan terms. If you’re satisfied with the offer and believe it can improve your financial situation, you can move forward with the refinancing process.
  • Close the new loan: RefiJet will help you coordinate with your current lender and guide you through the steps to close the new loan securely. This includes signing loan documents and transferring ownership.

Keep in mind that each applicant’s circumstances are unique, and your specific refinancing offer will depend on factors such as your credit score, payment history and remaining loan balance.

How Long Does It Typically Take to Refinance a Motorcycle Loan with Refijet?

The entire refinancing process with RefiJet may take anywhere from a few days to a couple of weeks. It depends on the complexity of your financial situation and how quickly you can provide any necessary documentation. Remember, prompt communication is key and can help foster a smooth and timely refinancing experience.

When Should You Consider Refinancing Your Motorcycle Loan?

Lower Your Motorcycle Loan Monthly Payments

Refinancing your motorcycle loan might be the right choice if you’re looking to lower your monthly payments. The RefiJet website claims that customers can lower their monthly payments by an average of $150. But keep in mind that extending the loan term may result in paying more interest over the life of the loan.

Reduce the Interest Rate of Your Current Motorcycle Loan

If you’ve seen a significant improvement in your credit score since obtaining your original motorcycle loan, you may qualify for a lower interest rate by refinancing. A lower interest rate could save you money, both on your monthly payment and in interest.

Get a Better Motorcycle Loan Term

Refinancing allows you to adjust the length of your loan term. For instance, you may want to shorten the term of your loan to pay it off faster and ultimately reduce the amount of interest paid. On the other hand, you might need to extend the loan term to bring down your monthly payment and ease your financial burden. Just remember that extending the loan term means you could incur steeper borrowing costs.

Add or Remove a Borrower from Your Motorcycle Loan

Refinancing also gives you the opportunity to add or remove a borrower from your loan. You can remove a co-signer or add a spouse to your motorcycle loan.

What are the Advantages of Refinancing a Motorcycle Loan with RefiJet?

There are several benefits of refinancing your motorcycle loan. As mentioned, you can secure a lower interest rate, get a more affordable monthly loan payment by extending your loan, or adjust the co-borrower(s) listed on the loan.

It’s also possible to get a break from your monthly loan payment. In most instances, no payment is required for the first two months of the loan term.

Also, keep in mind that RefiJet works with multiple lenders. So, the chances of finding a better deal on a loan than you currently have are much higher than doing the legwork on your own.

How Do You Qualify to Refinance a Motorcycle Loan with RefiJet?

You’ll need to get pre-qualified to determine your eligibility for a motorcycle loan refinance. Or you can reach out to RefiJet directly to speak with a financial expert who can provide a preliminary lending decision and help you navigate the next steps in the lending process.

How Much Does it Cost to Refinance Your Motorcycle Loan with RefiJet?

Borrowing costs vary by applicant. They are determined by your credit score, the value of your motorcycle and the remaining balance on your current loan. That said, RefiJet offers competitive rates starting at 2.49 percent to help you save on your monthly loan payments, with potential savings of an average of $150 a month. A $495 origination fee is also assessed by RefiJet to process the transaction.

To get a better idea of the costs you’ll incur by refinancing your motorcycle loan, consider getting pre-qualified with RefiJet to view loan estimates.

How to Get Started with Refinancing Your Motorcycle Loan with RefiJet

The process of refinancing your motorcycle can be simplified into three straightforward steps:

  1. Consult with an auto refinancing specialist: Begin by filling out this simple form to speak with a vehicle finance expert at RefiJet to assess your specific financial circumstances. Based on your individual requirements and priorities, they will recommend the most appropriate option to refinance your vehicle.
  2. Obtain pre-qualification: RefiJet offers an online pre-qualification process that does not involve a hard credit check, enabling you to explore potential options without impacting your credit score. Plus, preliminary documentation is taken care of by a member of the RefiJet team, saving you time and effort.
  3. Select the best option for you: If approved for refinancing through one of RefiJet’s lending partners, you will receive personalized options to consider. Should you decide to proceed with the refinancing, a specialist will assist in preparing any remaining documentation required by the lender to finalize the loan approval process.

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