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RefiJet Auto Refinance

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Auto Loan Refinancing Simplified

Lower your monthly payment or pay off your auto loan faster when you refinance with RefiJet.

Average Monthly Savings


Co-borrowers Permitted


Vehicle Restrictions

Up to 10 Years

Average Rating Click here to show the sources used to calculate this average rating.


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Loan types

Auto loan refinancing, motorcycle refinancing, lease buyouts


BBB-accredited with an A+ rating

Minimum credit score

Borrowers work with varying credit profiles

Loan amounts

Not disclosed

Other requirements

Valid vehicle registration and driver’s license

Other perks

Extended service warranties, GAP coverage

Co-borrowers permitted


Vehicle restrictions

No older than 10 years

Are you looking to refinance your auto loan? RefiJet takes the guesswork out of finding the perfect lender. Instead of spending hours scouring the web, you can apply in minutes and get matched with lenders offering refinancing with attractive terms.

About RefiJet

Founded in 2010, RefiJet is an auto loan refinancing company dedicated to helping drivers save money and simplify the process of refinancing their existing auto loans and motorcycle loans, as well as buying out car leases. Through their network of lending partners, RefiJet is able to identify refinance options that can potentially lower clients’ monthly payments and interest rates. With a commitment to personal service, RefiJet guides customers every step of the way as they explore refinancing and work to secure the best possible loan terms.

What is RefiJet Auto Refinance?

RefiJet Auto Refinance allows vehicle owners to potentially lower their interest rate and monthly payment by refinancing an existing auto loan. The online lending platform works with multiple lenders to find refinance options for clients. Their advisors will review a customer’s financial details, current loan, and goals to recommend the best refinance programs through their network. By refinancing with one of RefiJet’s lending partners, borrowers may be able to reduce their interest costs over the life of the loan and pay off their vehicle sooner. RefiJet aims to simplify the refinancing process through one-on-one guidance from start to finish.

How Does RefiJet Auto Refinance Work?

RefiJet partners with several lenders to provide you with personalized and competitive refinancing options. So, instead of spending countless hours researching and getting pre-qualified with lenders on your own, you can use the platform to find the best options in minutes.

RefiJet Auto Refinance Details and Rates

Loan terms and interest rates vary by lender. Each will consider your vehicle, credit profile and other criteria to determine the specifics of your loan offer.

The Benefits of Refinancing Your Car Loan with RefiJet

Lower Monthly Payment

Refinancing your car loan with RefiJet can help you lower your monthly payment. On average, car owners have been able to reduce their car payments by $150 a month. This can give your wallet some much-needed relief and free up cash for other expenses.

Reduce Loan’s Interest Rate

Another significant benefit of refinancing your car loan with RefiJet is the possibility of obtaining a lower interest rate. If your credit score has improved or market conditions have changed since taking out your current loan, you may be able to find a refinance loan with a more competitive rate. Doing so could save a bundle in interest over the life of the loan, depending on the repayment period you select.

Change Loan’s Terms

Refinancing through RefiJet gives you the opportunity to adjust your loan terms to suit your needs. You can choose to extend the loan’s term to lower your monthly payment or shorten the term to pay off your vehicle faster.

Add or Remove a Co-borrower

In some circumstances, you may want to add or remove a co-borrower from your car loan. RefiJet offers a seamless process to make these changes and customize your loan based on your current situation.

Buyout Your Lease

With RefiJet, you can also explore lease buyout loans as a way to finance the purchase of your leased vehicle. This allows you to easily buy out your existing lease and transition into becoming the vehicle owner.

Protect Vehicle With a Service Contract

RefiJet not only provides auto loan refinancing options but also helps you secure an extended service contract to protect your vehicle. Having this coverage can give you peace of mind and help cover costly repairs.

Take a Vacation from Monthly Auto Loan Payment

You can also give your wallet a break when you refinance with RefiJet. Most loans aren’t due for 30 to 45 days. And in some instances, you may be eligible for a new auto loan that doesn’t require payments for the first three months.

RefiJet Auto Refinance Eligibility Requirements

Partner lenders in the RefiJet network offer various solutions for borrowers looking to refinance their existing auto loans. Eligibility constraints differ between lenders; however, there are some general criteria applicants should aim to meet in order to qualify for potential refinancing options.

You will need to demonstrate steady employment or other means of consistent income. Possession of a valid driver’s license used to register the vehicle is also required. Proof of a history of on-time auto loan payments covering the past several months will strengthen an application.

Under most lender standards, the vehicle should not be older than a decade to be considered for refinancing. An active auto insurance policy with full coverage of the vehicle is also expected.

When applying for refinancing, also be prepared to submit the following documentation:

  • A government-issued photo ID like a driver’s license along with current vehicle registration and proof of insurance.
  • A photograph of the odometer clearly shows the current mileage of the auto.
  • If applicable, based on your location, present the original title documentation for the vehicle.
  • Verification of income such as a recent pay stub, tax records, or letter from an employer.
  • Documentation proving your residence, such as a property deed, rental agreement, or utility bill displaying your name and current address.

Providing these types of supporting materials can help streamline the eligibility review process when seeking out potential auto loan refinancing opportunities through RefiJet network partners.

How Does a RefiJet Auto Refinance Compare?

RefiJet has a stellar reputation and makes it easy for you to find the best lending option. Since the platform features several partner lenders, you’re more likely to find the best fit than you would if you shopped with several lenders on your own. You’ll also receive personalized assistance from a member of the team, including documentation preparation. These factors, among others, make it worth considering if you’re in the market for an auto loan refinance.

Should You Refinance Your Auto Loan with RefiJet?

It depends. Start by considering your financial goals. Refinancing with RefiJet might help you lower your monthly payments, allowing you to allocate more funds toward other expenses. On the other hand, refinancing might also extend your loan term, which could increase the total amount of interest paid over time. Hence, it is important to weigh the potential costs and benefits of refinancing.

You should also understand the eligibility requirements for refinancing with RefiJet. To be considered for a new loan, you must have a history of on-time payments on your current loan, proof of income and meet other guidelines. Although RefiJet’s network of lenders caters to people across all credit tiers, meeting these basic requirements is vital.

RefiJet offers a relatively simple and straightforward refinance process. By pre-qualifying for an auto loan refinance, your credit score remains unaffected, allowing you to explore your options without any adverse impact. Additionally, RefiJet’s national network of lenders provides you with the opportunity to find a customized auto refinancing solution tailored to your specific needs.

Keep in mind that RefiJet is notably recognized for their customer support. This can be reassuring as you navigate through the potentially overwhelming auto loan refinance process. RefiJet’s team helps you understand your options, ensuring that you feel confident in your decision.

Most importantly, always make sure to compare offers from multiple lenders. While RefiJet provides access to various options, reviewing offers from other sources is still essential. Comparing loan rates and terms can help ensure that you choose the best refinancing option for your situation – whether it’s RefiJet or another lender.

How to Get Started with RefiJet Auto Refinance

The refinancing process is broken down into three simple steps:

  • Talk to an auto refinancing expert. The initial step involves filling out a simple form to connect with a vehicle finance expert at RefiJet to discuss your specific financial situation. Based on your unique needs and priorities, they will recommend the most suitable option to refinance your ride.
  • Get pre-qualified. RefiJet offers online pre-qualification that does not involve a hard credit check, allowing you to explore potential options without impacting your credit score. It also takes care of the preliminary documentation, so you don’t have to spend time on paperwork.
  • Choose an option that works best for you. You will receive customized options to review if approved for refinancing through one of RefiJet’s lending partners. Should you elect to refinance, a specialist will then prepare any remaining documentation needed by the lender to complete the loan approval process.

This Company Also Offers

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RefiJet Lease Buyout

Looking to get out of your lease? Refijet lease buyout can help you break free from your current lease and find a better option.

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RefiJet Motorcycle Refinance

RefiJet offers hassle-free motorcycle refinancing options to lower monthly payments. Refinance your motorcycle loan and start saving today.

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