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Small Business Loans
Get a business term loan or a line of credit easily online with OnDeck.


OnDeck is a small business loan lender offering business term loans and lines of credit for businesses in the U.S.

OnDeck was founded in 2006 with the mission of helping small businesses get the financing they needed more efficiently online. Today, OnDeck has facilitated more than $13 billion in funding to small businesses.

Small Business Loans

OnDeck pioneer technology analyzes small businesses’ creditworthiness beyond their credit score to increase businesses’ approval for funding and a simple online application to save business owners time. 

Along with this, OnDeck also offers excellent customer service allocating a loan advisor to review loan options with you. Knowing as a business owner, you may need funding quite quickly, OnDeck can release funds in as little as the same day after approval.

OnDeck Line of Credit 

A line of credit can help you manage your business cash flow when you need extra funds for things like purchasing inventory or paying payroll. With a line of credit, you can access funds for your business only when you need them. OnDeck offers businesses a line of credit from $6,000 up to $100,000 with a 12-month repayment term that resets after each withdrawal. 

OnDeck Term Loan

If you need funding to invest in your business, such as a significant expansion or a large purchase, OnDeck can offer a business term loan. OnDeck business term loans can help you access a sum of cash at once and have the option of applying for more once you have repaid half of it. With an OnDeck term loan, you can borrow between $5,000 and up to $250,000 with repayment terms of up to 18 months.

How Does OnDeck Work?

If you are looking to get a business term loan or a business credit line with OnDeck, you will need to meet some requirements:

  • Your business has to be at least one year old.
  • Your personal FICO Score needs to be at least 600.
  • Your annual business revenue must be $100,000 or more.
  • You must hold a business bank account.

If you meet all these requirements, you can easily complete the process online in three easy steps:

  1. Complete a simple online application on OnDeck’s website.
  2. Review your loan options with an OnDeck’s loan advisor.
  3. Receive your funds on the same day after completing the checkout process.

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Products and Services

Why Us

Faster Than Banks

Submit an application in as little as 10 minutes, and receive a decision as soon as the same day.

Tailored Loans

Access business term loans or lines of credit for your business with multiple choices for you.

Real People

Get a dedicated U.S.-based loan advisor to help you through the entire loan process.


Small Business Funding

Easily complete your application for a small business term loan or business line of credit online and get your funds as soon as the same day.

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