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Mortgages and Home Equity Loans
An online lender offering home mortgages, refinance mortgages, and home equity loans and tools to save money on your home loan.


loanDepot is a national mortgage lender that uses technology to help connect customers with the best mortgage terms possible through its platform. loanDepot makes applying for a mortgage easy with an easy form to find out if you are approved for a mortgage loan in a matter of minutes.

Their proprietary mortgage software Mello Smartloan allows you to complete the whole mortgage process easily online, one thing that has made loanDepot a leader in the mortgage industry since its foundation ten years ago. 

loanDepot Mortgage Loans

loanDepot offers mortgages for purchasing a home or refinancing your current home loan and home equity lines of credit, where you can use the value of your home to get a loan and fund a personal project, like a home renovation.

The mortgage loan types that loanDepot offers are: jumbo loans, conventional loans, FHA loans, VA loans, fixed and adjustable rate mortgages

The interest rates of the mortgages and home equity loans that you can access will depend on the type of mortgage product you are buying and your financial situation, like your credit scores or the amount of down payment you have. Having said that, loanDepot mortgage rates are lower than the industry average. 

Is loanDepot Right for You?

loanDepot services may be right for you if you are looking to get a mortgage at a lower rate, but you need help from a loan officer. They add efficiency to the whole process as they run all their operations digitally. In addition, they work with over 150 offices across the country to provide face-to-face services. Awarded with an A+ rating in customer service, if getting access to helpful officers is important for you, loanDepot may be a good option for you.

Mortgage Loan Process

loanDepot aims to make the mortgage process and home purchase as smooth as possible from start to finish. As a borrower, you can begin by speaking to a lending professional who will help guide you to available loan options while assisting you with understanding your needs vs. your wants. Then, once you’re approved for a loan through loanDepot, they will help make sure your funds get to where they need to go.

A big perk of loanDepot is that they work with borrowers throughout the 50 states, giving you the same level of service no matter where you are. So you get the benefits of a big enterprise and the service and attention of a local lender. loanDepot encourages clients to return by offering to waive lender fees and pay for appraisal fees should you decide to refinance in the future.

How to Get a Mortgage Loan with loanDepot

Since the whole process is completed online, you can start by visiting loanDepot’s website and using their mortgage calculators and other financial tools to do research. If you are ready to begin the application process, fill out the online form to apply and get contacted by a mortgage lending specialist.

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Figure offers online lending services to make it easy and fast to find a mortgage, a home equity line of credit, or a personal loan.
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New American Funding is a non-bank mortgage lender offering mortgage loan products, like purchase, refinance, and first-time home buyer loans.

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Get a streamlined mortgage experience to find mortgage purchase or refinance loans as well as home equity loans.

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