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Harbor Bank of Maryland

Harbor Bank of Maryland

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Harbor Bank of Maryland Products

Personal
Personal
Loans
Business
Merchant
Personal

Checking Account

Choose from the No Hassle, NOW, and Gold Plus checking accounts.

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Savings Account

Choose from Statement Savings, Money Market Savings, or an Investment Money Market account.

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Personal IRAs

Choose from an IRA Fixed, IRA Variable, or IRA Money Market account.

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VISA® Check Card

One-step easy access to your Harbor Bank checking account. Withdraw, Deposit or Transfer funds anytime of day. Make purchases, shop online – use your card anywhere VISA® is accepted. Track purchases online.

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Card Valet

Able to turn payment card on and off. Set location boundary where card can be used. Set spending limits for every card transaction to keep spending in check. Restrict card transactions to specific merchants. Parental Controls.

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Personal

Certificate of Deposits (CDs)

CD's are a great way to save. They work best if you don’t need immediate access to your funds. Flexible Terms – 7 Days to 10 Years. Fixed Rate of Return (typically higher rates with longer terms). FDIC Insured up to $250,000.

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Loans

Mortgage

Whether you are buying your first house or fifth, we can help you secure lending for your dream home.

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Home Equity Loans

Fixed Interest Rate & Flexible Terms. No Prepayment Penalty. Interest you pay may be tax-deductible.

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Home Equity Line of Credit (HELOC)

Convenient access to your account when needed. Flexible repayment options. Interest you pay may be tax-deductible.

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Installment Loans

Designed to meet all your needs. Can be used for buying a car, debt consolidation, even to buy furniture. Fixed interest rate. Flexible terms available.

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VIP Loans

Ideal for those with ongoing financing needs or those who just want a credit reserve on hand. Convenient one-time application and approval process. Personalized checks. Flexible monthly payments.

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Overdraft Lines of Credit

Revolving line of credit tied to your checking account that offers protection from overdrafts due to insufficient funds. Saves you the cost of returned checks and fees.

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Business

Commercial Loans

Building acquisition & rehab, construction/renovations, lines of credit (working capital), retail loans, equipment loans, vehicle loans, letters of credit (100% cash secured), Small Business Loans (SBA).

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Business Checking

Choose from a Choice Checking, Commercial Checking, Commercial Analysis Checking, or IOLTA account.

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Business Savings

Choose from a Statement Savings, Money Market Savings, or Investment Money Market account.

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Business CDs

CD's are a great way to save. They work best if you don’t need immediate access to your funds. Flexible Terms – 7 Days to 10 Years. Fixed Rate of Return (typically higher rates with longer terms). FDIC Insured up to $250,000.

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Cash Management Services

Remote deposit, positive pay, merchant services, sweep accounts, remote capture, business credit cards, 24-hour telephone banking, night depository, lockbox services, overdraft protection.

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Merchant

Card Services

The Harbor Bank of Maryland provides comprehensive electronic payment solutions for all brands of credit, debit, EBT, purchasing and gift cards. And, with one of the most reliable networks in the industry you can be assured of quick connections and safe,

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Check Services

Customizable check processing systems designed for business: Electronic Check Conversion Service, Check Guarantee Service, Check Verification Services, Check Recovery Service, and TierFive™.

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Point-of-Sale Equipment

We offer a wide range of point-of-sale equipment and services: hardware, supplies, virtual terminals, deployment services, PIN pads, emergency replacement, system conversions, and comprehensive training programs.

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Why Harbor Bank of Maryland

Serving the Community

Harbor Bank’s Mortgage Department was the first in the State of Maryland to receive Fannie Mae funding under the Community Development Financial Institution (CDFI) Program.

Your Local Bank

Harbor Bank of Maryland has six conveniently-located branches in the Greater Baltimore Metropolitan area.

A Staple of the Community

Harbor Bank of Maryland has been proudly serving the greater Baltimore Metropolitan area since its inception in 1982.

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Personal Banking by Harbor Bank of Maryland

harbor-bank-maryland-personal-banking

From mortgages for first-time home buyers and checking accounts for families to IRAs and saving for retirement, we have all of your personal banking needs covered.

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Visit a local branch or contact our team to open an account today.

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If you work for this financial institution and want to adjust any information, contact us at partners@banks.com.

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