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Citizens Savings Bank

Your Success, Our Mission

Personal and Business Banking Services in North-eastern Pennsylvania.

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Citizens Savings Bank Products

Banking
Retirement
Mortgage
Loans
Business
Banking

Free Kasasa Cash Checking Account

A free checking account with high interest and perks with no monthly fees.

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Free Kasasa Cash Back Checking Account

A free checking account that gives you cash back on your daily purchases with no monthly fees.

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Free Kasasa Tunes Checking Account

A free checking account that earns you refunds in Amazon, Google Play and iTunes each month with no monthly fees.

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Advantage Checking Account

A free checking account with a competitive interest and easily managed through online banking.

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Regular Savings Account

Access free, convenient services to reach your savings goal, keep a minimum balance to avoid small monthly fees.

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Free Kasasa Saver Savings Account

No minimum deposit or monthly fee to help you build your savings with no effort.

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Club Savings Account

A savings account designed to save for important seasonal expenses, like the holiday season or a vacation.

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Money Market Accounts

Money market accounts provide a tiered interest for higher balances to earn higher rates.

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Certificate of Deposit (CDs)

Get a guaranteed return with this low-risk investment, plus take advantage of a variety of terms, fixed rates, and no maintenance fees.

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Retirement

Individual Retirement Accounts (IRAs)

Take control of your retirement and choose from traditional or Roth to take advantage of added tax benefits.

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Mortgage

Home Mortgage Loans

From fixed rate mortgages to first time home buyer programs to help you purchase a house.

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Second Home Loans

Get competitive interest rates and flexible terms for building, buying, or refinancing for your second house.

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Home Construction Loans

Take advantage of interest only payments, flexible terms, and competitive fixed rates to build a house from the ground up.

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Loans

Personal Loans

A variety of secured and unsecured options available and repayment terms tailored to your situation.

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Auto Loans

Get a competitive rate on an auto loan, with an easy application and terms tailored to your unique needs. Set up automatic payments for a discount.

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Home Equity Loans

Secure a loan at a competitive rate with your equity, and finance just about any expense.

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Land & Lot Loans

Finance land or lot, with competitive rates and flexible terms for a future construction project.

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Business

Commercial Checking Account

A checking account perfect for businesses that frequently conduct transactions with unlimited transactional capabilities and a low per-item fees.

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Small Business Checking Account

A low-cost checking account for non-incorporated business.

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Business Savings Account

A straightforward savings account with a competitive rate to access your funds if you need them.

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Business Money Market Account

A money market account to raise your business earning potential without locking up your funds.

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Business Certificate of Deposit (CDs)

Choose a term to earn a guaranteed fixed rate to make money from your company's cash assets.

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Why Citizens Savings Bank

Personalized Lending

Find the right financing for whatever you need: buy a car or a home, invest in a property or purchase a car.

Online Banking

A wide variety of tools and services to manage your account online and save you time and money.

Financial Education

Access a collection of educational resources and videos about banking online management and protection to make more informed financial decisions.

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Earn 4.00% Cash Back with Kasasa

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Hate saying goodbye? We do too. Hang on to more of your cash with free Kasasa Cash Back® checking! Get 4.00% cash back on everyday debit card purchases.* And no monthly fees help keep the reunion going.

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Contact the Citizens Savings Bank team today or stop by a local brand to open an account.

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