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Citizens Savings Bank

Your Success, Our Mission
Personal and Business Banking Services in North-eastern Pennsylvania.


Citizens Savings Bank is a community bank in Northeastern Pennsylvania offering personal and business banking services. For over 100 years, the bank’s team has been providing excellent customer service to build and maintain long-term relationships with their customers. 

Citizens Savings Bank: A History of Building a Community

Citizens Savings Bank was founded back in 1902 by twelve friends and neighbors with the goal of allowing people to access the funds to buy homes and other types of property, as well as allowing everyone to safely invest their money. Over 100 years later, Citizens Savings Bank counts with seven branches and offices in Northeastern, Pennsylvania in the counties of Wayne, Monroe, and Lackawanna. 

Outstanding Customer Service

Citizens Savings Bank prides itself on helping its customers save not only money but also time. The independent financial rating office BauerFinancial that carefully analyzes banks, credit unions, and other financial institutions have awarded the bank a 5-Star Superior Rating, the highest rating possible, for their outstanding service and customer satisfaction.

Citizens Savings Bank Services

Citizens Savings Bank offers personal banking services, from checking and savings account, as well as mortgage, personal, and auto loans to business banking services, like checking and savings accounts, merchant cash, bill pay. Both personal and business services can be conveniently managed through online banking. 

Citizens Savings Bank goes further with its banking offering to make sure they meet the financial needs of its customers.

  • Kasasa is the bank’s innovative offering for checking and savings accounts that, aside from the regular features of a bank account, also offer different perks like cash back, money for movies, apps, or music. 
  • Custom Lending is designed to meet everyone’s lending needs. You may want to invest in real state, fund a personal project, purchase your first home, or buy a vehicle. The bank can offer different financing options depending on your needs. 
  • Save time with extra services like Online Banking that allows you to make deposits from your phone, automated bill pay, or other tools to manage your account when and where you want.
  • Access Educational Resources to help you set off for a brighter financial future and allow you to make informed financial decisions. The bank puts at your disposition educational resources like videos to help you prevent fraud or FAQs about how to manage your bank online.

Whether you are looking for a personal or a business financial product, if you want to bank with an efficient, productive, and secure institution, contact Citizens Savings Bank today.

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Products and Services

Why Us

Personalized Lending

Find the right financing for whatever you need: buy a car or a home, invest in a property or purchase a car.

Online Banking

A wide variety of tools and services to manage your account online and save you time and money.

Financial Education

Access a collection of educational resources and videos about banking online management and protection to make more informed financial decisions.



Earn 4.00% Cash Back with Kasasa

Hate saying goodbye? We do too. Hang on to more of your cash with free Kasasa Cash Back® checking! Get 4.00% cash back on everyday debit card purchases.* And no monthly fees help keep the reunion going.

Contact Request

Contact the Citizens Savings Bank team today or stop by a local brand to open an account.

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This page’s information results from independent research by our editorial team, who does their best to reflect factual and accurate information about the financial institution and its products. Financial institutions are not responsible for the content posted on; visit the financial institutions’ website or contact it directly if you have any questions.

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