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Bread Financial

Get The Bread

Bread financial services help consumers create bank accounts, borrow money, and get business funding.

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Bread Financial Products


Bread Savings

Get one of the most competitive interest rates in the industry—5.25% APY for a 1-year CD and 4.75% APR for a high-yield account.

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Bread Loans

Borrow up to $35,000 with an interest rate as low as 6.99% APR—no hard credit checks.

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Bread Cashback Card

Get 2% cashback on every purchase and additional American Express benefits.

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Bread for Business

Borrow money for your business and access additional features that can help your company grow.

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Why Bread Financial

High Savings Rates

Your money can work hard for you in a high-yield savings account or CD, with rates as high as 5.25% APY.

Low-Interest Rates

Get the funding you need for a vacation, business expense, or anything else with rates as low as 6.99% APR.

Great Cashback Rewards

You can earn 2% cashback on every purchase without having to track spending categories. No annual fees either.

Create a Bread Financial Account

Bread Financial lets you access several financial products that help you save and earn money. The financial services company has been serving customers for over 40 years and rewarding them every step of the way. You can create a Bread Financial account by visiting the website and entering your information.


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