Atmos is a fintech company most noted for its commitment to giving its members a practical way to reduce the impact of climate change. Founded by a team of financial experts and entrepreneurs, the company got its start 2016. Since then, it’s worked to create a sustainable financial system.
About Atmos Financial
This company has gained a reputation for combining innovative banking solutions with simple ways for members to reduce their carbon footprint. When you bank with Atmos Financial, your money funds clean energy projects.
Atmos also has high-yield savings accounts, cashback checking accounts, and no monthly charges or minimum balance requirements. Its commitment to sustainability doesn’t mean you should expect lower returns.
How Does Atmos Financial Work?
When you open an account with this platform, you contribute to a more livable future. Atmos offers cashback rewards on purchases made at any of the hundreds of businesses in its sustainable network. When you make purchases at one of these companies, you’ll earn 5% cash back.
In addition to that, Atmos invests your deposits in carefully reviewed businesses committed to clean energy solutions and a fairer economy.
Both checking and savings accounts are FDIC-insured. As a result, you can feel confident that your money is secure while also supporting eco-friendly initiatives.
What Sets Atmos Financial Apart from Other Banks?
Atmos values sustainability and social responsibility, which is reflected in all aspects of its business. Unlike many traditional banks, Atmos only invests in green companies and projects. It also supports green businesses by inviting them to be part of its cashback network.
Atmos also prioritizes accessibility. It offers high interest and cashback rates, no minimum balance conditions, and no monthly fees. In addition, the online application process is easy. Atmos makes premium, sustainable banking available to anyone who wants it.
What Does Atmos Financial Offer?
High Yield Savings Accounts
Atmos offers high-interest rates on savings accounts without any monthly fee requirements. You also don’t have to keep a minimum balance. The account is FDIC-insured up to $250,000. You can also access your account through the online platform or app. In addition, your deposits will be invested in eco-friendly businesses and projects. You can even see calculations of how much your savings lower your carbon footprint.
Cashback Checking Accounts
When you open a checking account with Atmos, you can gain access to a generous cashback rewards program. Whenever you make a purchase at one of Atmos’s cashback affiliate partners, you’ll receive 5% back. Hundreds of businesses are part of the cashback network. Each one has been vetted for sustainability and eco-friendliness.
Support Climate Nonprofits
You can use Atmos’s round-up program when you have both a checking and savings account. This program lets you save more money more easily. For example, Atmos will round the amount up to the next dollar whenever you make a purchase. It will then transfer the difference into your savings account. You can also choose for your round-up to become nonprofit donations. Such nonprofits include renewable energy projects, energy efficiency overhauls, and regenerative agriculture, for example.
Climate Impact Measurements
Atmos provides you with details about how your deposits are helping to reduce carbon emissions. You can see the total carbon reduction that all Atmos members combined have had. Or you can see how much your dollars are helping to protect the environment.
Who Uses Atmos Financial?
Atmos’s ideal customer is someone who is environmentally and socially conscious. This includes people who prioritize eco-friendly products and services. It’s also a good fit for anyone interested in reducing their carbon footprint or seeking a banking option that aligns with their values. This platform avoids investing in fossil fuel projects. It is also actively working to combat the climate crisis.
Atmos is also a good choice for people who prefer a digital bank account. The app makes managing your accounts easy to do from anywhere.
Why Should You Use Atmos?
There are many reasons you might choose this company as a banking option.
Atmos is committed to sustainability. It also values social responsibility. It invests in eco-friendly businesses and projects. And it offers generous cashback rewards on green purchases. So when you bank with Atmos, you’ll support a financial system that better aligns with your values.
It also offers a high-interest savings account.
The digital platform is user-friendly and easy to navigate. And it has convenient features like mobile check deposits and instant person-to-person payments.
Finally, this company is committed to transparency and affordability. That means no hidden fees or minimum balance requirements.
How to Get Started with Atmos Financial
To open an account, visit their website. Then, click on “Open Your Account” to get started. You’ll be asked to enter personal information, such as your name, address, and social security number. You’ll also need to provide a government-issued ID for verification purposes. And Atmos will ask for information about your current bank account so that you can fund your new account.
Once your account is set up and has money in it, you can use it to earn 5% cash back on green purchases. Open a savings account, too, and you’ll enjoy earning a high interest rate. You can also count on your money to be invested in projects that support a healthier environment.
Or, you can download the app on your mobile device and follow the same process to open an account there.