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Fundkite Business Funding

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Sell Your Future Receivables For Cash

Trade Your Receivables and Get Paid As Soon as Today

Funding Amount

Up to $2,000,000

Funding Term

Up to 13 Months

Funding Times

As soon as a few hours or the next business day

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Funding Type

Revenue Based Financing

Best For

Need for extremely fast, unsecured funds, personal credit not determining factor

Processing Time

As fast as 2 hours

Application Volume

More than 150,000

Customers Served

Over 90,000 merchants

Amount Funded

More than $980,000,000

You’ve tried several banks and online lenders but can’t get approved for a business loan. Whether it’s due to current economic conditions, lower credit scores, inadequate business experience, or you just can’t wait, Fundkite may be a viable option. It offers a flexible business funding solution to help you access the capital you need sooner rather than later.

About Fundkite

Fundkite, founded in 2015, provides revenue-based financing to small and medium businesses across different industries. Their funding solutions are designed to assist those business owners who may have difficulty getting approved elsewhere. To date, Fundkite has delivered over $980 million in business funding to more than 90,000 merchants, and this number continues to increase each month.

What is Fundkite Business Funding?

A Fundkite funding is a form of business financing. It lets you swap your receivables for cash in exchange for a fee. It is available to companies in the healthcare, auto repair, manufacturing, pharmaceutical, restaurant, retail, hospitality, and health and wellness sectors and many more.

How Does Fundkite Business Funding Work?

Fundkite purchases your receivables from you, and it’s paid back by ACH. The advance you receive on your invoices is repaid through daily, weekly or monthly installments based on your sales volume. You won’t pay interest to use this form of financing, but borrowing costs do apply.

Fundkite Business Funding Terms and Details

Below is an overview of the terms offered by Fundkite for merchant cash advances (Terms 3 Months to 13 months):

  • Medical Practice Funding
  • Auto Repair Shop Funding
  • Manufacturer Business Funding
  • Pharmacy Funding
  • Restaurant Funding
  • Retail Store Financing
  • Hospitality Industry Funding
  • Health and Wellness

To view additional terms and details, you must apply for funding.

How to Qualify at Fundkite

To be eligible for a purchase of your future receivables, you must have been in business for a minimum of one year and generate $30,000 in monthly revenue. Fundkite will assess your four most recent bank statements to confirm that you meet the minimum revenue requirements. Depending on the funding option you are interested in, you could be asked to submit additional common business documents.

What are the Advantages of Fundkite Business Funding?

Fundkite advances come with a few key benefits worth considering. For starters, unlike bank loans, which often have a fixed monthly payment and personal guarantees that may not fit your budget, Fundkite offers flexible payment options that can be adjusted to match your business’s financial situation. Whether you’re experiencing a busy period, a slow season, or anything in between, your payments can be tailored accordingly.

The funding timeline with Fundkite’s advances is also a major plus. It’s not uncommon for traditional banks to spend days or weeks reviewing business funding applications. And when decisions are made, you could spend several more days waiting to receive the funds. However, Fundkite issues rapid approvals and most borrowers receive funding within 24 hours.

What are the Disadvantages?

As with all forms of business financing, there are also drawbacks to consider when working with revenue-based financing. Although Fundkite does not charge interest or late payment penalties, it’s crucial to keep in mind that borrowing costs for revenue-based financing can be expensive.

And unfortunately, the total cost is only disclosed once you apply for funding and receive an offer.

What Makes Fundkite Stand Out?

Fundkite’s streamlined application process, rapid approvals, fast funding times, and not having a true fixed payment make it stand out amongst the competition.

Who is Fundkite Business Funding Best For?

Fundkite’s business financing options can be advantageous for small business owners with limited funding options. However, if you are eligible for a commercial loan with more favorable terms from another lender, it is recommended that you pursue those opportunities first. Although the application process for traditional loans may be more time-consuming, you can typically save a large amount in borrowing costs.

How to Get a Fundkite Business Funding

If you’re ready to apply for Funding from Fundkite, visit this page and submit the online form. Here are the steps that will follow:

1. Submit Application and Bank Statements

It’s simple and only takes a few minutes of your time. Be sure to upload the last four months of business bank statements when completing this online application.

2. Review and Accept the Offer

Fundkite will analyze your information and, if there’s a match, present you with funding offers in just a few hours or less. Review the offer to determine if it makes sense for your business and accept if you wish to move forward with securing funding.

3. Submit Other Business Requirements

Upload the other business documentation requested by your funding specialist.

4. Get Funded

Access the funds in your business bank account. Most applicants receive funding within 24 hours – some as soon as two hours following final approval.

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