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Credit Sesame Credit Score App

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Manage and Build Credit On The Go

The Credit Sesame app features free credit score updates, credit report cards, Sesame cash, the credit builder tool, product offers and tailored financial tips.

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Product Name

Credit Sesame Credit Score App

Product Description

A mobile app to manage and build your credit, featuring free credit score updates, credit report cards, the Sesame Cash account, and a credit builder tool.

Sesame Cash Account

Access a fee-free debit account that helps you build credit from everyday purchases.

Credit Builder Tools

Earn rewards as you improve your credit score.

Tailored Recommendations

Get recommended products tailored to your credit and situation.

Mobile App

Credit Sesame app is available for Androd and iOS devices.

Imagine if you had a tool to manage your credit health on the go? The Credit Sesame app allows you to do just that and more. It’s available on Android and iOS devices. Plus, you’ll have access to a plethora of financial tools and resources free of charge – no need to put a credit card on file.

About Credit Sesame

Established by Adrian Nazari, Credit Sesame offers a website and mobile app loaded with resources to help boost your credit score and financial health. Inside the platform, you will find educational content and tools that make it easier to meet your most pressing financial goals. Members also get free access to free credit score updates, credit report cards, a credit-builder product, a fee-free prepaid debit card, identity theft protection, and so much more.

The Benefits of Using Credit Sesame App

The Credit Sesame app allows you to keep tabs on your finances at the tap of a fingertip. View your credit score or credit report card, manage your Sesame cash account, view recommendations from partners and get credit tips and more, even while on the go.

Credit Sesame Features

Credit Sesame features an assortment of tools and resources to help you take control of your credit and overall financial health.

Free Credit Scores

You can view your credit score for free on the mobile app, no credit card required.

Which Credit Score Does Credit Sesame Use?

Credit Sesame offers free monthly TransUnion VantageScore 3.0 updates to its members.

Free Credit Monitoring

Get real-time alerts any time activity takes place in your TransUnion credit file with free credit monitoring. This feature makes it easy to detect errors that could hurt your credit score or fraudulent activity.

Credit Report Card

Stay on top of your credit health with the credit report card that displays your credit and debt accounts, along with other factors that impact your credit score.

Financial Goals and Saving Money

Credit Sesame analyzes your credit profile and debt load daily to identify ways you can save money. You will receive recommendations to lower your credit card, loan, mortgage and other debt payments. This could help you free up more cash to meet financial goals.

Loan and Debt Analysis

Members can view a detailed analysis of their outstanding debt and credit to gauge what’s impacting their credit score.

Home Value Estimates

View an estimate of your home value and the equity you’ve built up in your property free of charge. These figures are updated monthly.

Identity Protection and Insurance

Credit Sesame also offers free identity theft protection to its members. You’ll get $1,000,000 in identity theft protection along with live assistance if you’re victimized.

Sesame Cash Prepaid Debit Card

With a Sesame Cash account and credit builderbanks_disclaimer id=”36045″ text=”(1)”/] feature, you can build your credit and earn cashback by making everyday purchases (2) . There are no minimum balance requirements or monthly maintenance fees, and you’ll get rewarded as your credit score increases (3) .

Even better, if you opt to receive a direct deposit to your Sesame Cash account, you could receive your paycheck up to two days earlier (4) . And account holders also get up to $500 in free mobile device protection. (See program terms)

You’ll get a Sesame Cash debit card when you open an account. It can be used anywhere MasterCard is accepted. Plus, you can make fee-free withdrawals at over 55,000 ATMs around the globe.

Credit Builder

Use the funds from your Sesame Cash account to establish a secured line of credit and set your desired utilization with the credit builder tool. Each month, Credit Sesame will move some of the purchases from your debit card to create a balance on your virtual credit line and automatically pay off the balance. Account activity from the secured line of credit is reported to the credit bureaus to help build your creditbanks_disclaimer id=”36045″ text=”(1)”/].

Credit Sesame Mobile App

The Credit Sesame mobile app is available on iOS and Android devices. You can access many of the tools and resources available on the website, including:

  • Sesame Cash and the credit builder function
  • Cashback offers from Credit Sesame partners
  • Monthly credit score updates from TransUnion VantageScore
  • Your detailed credit report card and debt analysis report
  • Featured credit card, auto loan, personal loan, home loan, auto insurance, home insurance and life insurance offers from Credit Sesame partners
  • Tips to help improve your credit score and save money on debt payments
  • Sesame paid Premium features

Credit Sesame Paid Subscriptions

Credit Sesame features three paid subscriptions – the Advanced Credit Plan, Pro Credit Plan and Platinum Protection Plan.

Why Sign Up for a Paid Plan?

If you’re serious about reaching your credit goals, consider a premium subscription from Credit Sesame. You’ll get access to your credit profile from the three major credit bureaus – Experian, TransUnion and Equifax – along with extensive ID protection and real-time three-bureau credit monitoring.

Advanced Credit Plan

This plan is $9.95 per month and includes a daily one-bureau credit score update, monthly three-bureau credit score update and monthly three-bureau full credit report.

Pro Credit Plan

The Pro Credit Plan includes everything that comes with the Advanced Credit Plan plus three-bureau credit monitoring with alerts, 24/7 experts to assist you with resolving credit report inaccuracies. It’s only $15.95 per month to enroll in this plan.

Platinum Protection Plan

Get all the perks of the Pro Credit Plan and lost wallet protection along with black market, public records and Social Security Number monitoring. The monthly fee is $19.95.

How to Sign Up for Credit Sesame

Ready to get started with Credit Sesame? Visit the website to create your account or download the mobile app. It only takes 90 seconds, and you can take the first step towards elevating your financial well-being.

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Credit Sesame Cash Account

Sesame Cash is a fee-free debit account to help you build credit while using your debit card, and get rewards as you improve your score.

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Product name, logo, brands, and other trademarks featured or referred to within are the property of their respective trademark holders. This site may be compensated through third party advertisers. The offers that may appear on’s website are from companies from which may receive compensation. This compensation may influence the selection, appearance, and order of appearance of the offers listed on the website. However, this compensation also facilitates the provision by of certain services to you at no charge. The website does not include all financial services companies or all of their available product and service offerings.
Cashback offers are powered by Empyr, Inc. and Button, Inc. Cashback requires the activation of any active offer before payment is made. Offers vary by geographic location and are subject to change. Please review the full program terms for more details.  ×
Direct deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding. ×
This is a limited-time offer. To be eligible for cash rewards, a minimum deposit every 30 days must be made into your Sesame Cash account. Rewards earnings are available for credit score improvements of ten points or more within a 30-day reward cycle. Improvements are calculated from your baseline credit score, as determined by Credit Sesame. Please review the full program terms for more details, including the minimum deposit amount for this program term. ×