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OneUnited Bank

OneUnited Bank

We are America’s largest Black-owned bank.

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OneUnited Bank Products

Checking
Savings
Credit Card
Checking

BankBlack Checking

At OneUnited you can manage your money, your way. Get the BankBlack Tap to Pay Visa Debit Card – a card that is as unapologetically Black and proud as you are – and feel like royalty when you use it each and every day to make purchases.

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U2 E-Checking

Second Chance Checking from OneUnited Bank** - $50 minimum deposit to open. Free Online/Mobile Banking. Obtain Cash, Surcharge Free at Over 30,000 ATMs Nationwide. Deposit checks through our mobile app using Mobile Remote Deposit Capture.

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Savings

BankBlack Savings

No fee with monthly direct deposit*. $100 minimum deposit to open. Free ATM card. Free Online/Mobile Banking. Obtain Cash, Surcharge Free at Over 30,000 ATMs Nationwide. Deposit checks through our mobile app using Mobile Remote Deposit Capture.

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UNITY® Gold E-CD

Automatic Renewals. $500 minimum deposit to open (No fee to open an account). Great rates. Free Online/Mobile Banking. No monthly account maintenance fees. Monthly deposits of interest to the account of your choice.

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Credit Card

UNITY Visa® Secured Card

More than just another credit card. With the UNITY Visa® Secured Card you get reporting to the 3 major credit bureaus, the How to Rebuild Credit Program, and so much more.

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Why OneUnited Bank

Growing Our Local Communities

We are the first Black internet bank and the largest Black-owned bank in the country, with offices in Los Angeles, Boston, and Miami. We are a designated Community Development Financial Institution (CDFI) serving low to moderate-income communities.

Minority Owned

Our purpose is to empower our community and close the racial wealth gap. BankBlack X is designed to make financial literacy a core value of the Black community. And you are the X Factor!

Promoting Finacial Literacy

We believe you have the ability to grow, strengthen, and financially empower yourself and your community. Get started at our Financial Education Center today, for free.

oneunited-bank-black-card

Get the #BankBlack Card

oneunited-bank-black-card

To honor the growth of the movement, we offer the BankBlack® Visa Debit Card with a unique black-on-black design that celebrates your financial accomplishments, sophistication, and willingness to help our community come together and act as a unified force.

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Open an Account

Join thousands of families, organizations, and business owners across the country who are committed to the #BlackMoneyMatters movement. If 1 million people open a $100 savings account in a Black-owned bank, we will move $100 million! Join the movement. Open an account today!

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If you work for this financial institution and want to adjust any information, contact us at [email protected].

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