New American Funding

Mortgage Lender And Home Loans
A mortgage lender offering mortgage loan products, like purchase, refinance, and first-time home buyer loans.


New American Funding is a mortgage lender offering different mortgage loans, including purchase, refinance, and first-time home buyer loans with short closing times. They are specialized in providing excellent personalized customer service to help you save money on your mortgage loan.

The Story

Early in 2003, Rick and Patty Arvielo opened a 40-person call center to help people improve their quality of lives by owning their own homes. All these years after, New American Funding is still a family-owned business and one of the top 20 mortgage lenders in the U.S.

New American Funding combines the mortgage industry’s talent, technology, and knowledge to keep exceeding customer service expectations, closing loans fasters while helping you save money on your loans.

New American Funding Mortgage Loans Products

New American Funding offers different types of mortgage loans and products, including purchase, refinance, or first-time homebuyers loans. These are the various mortgage loans products offered:

  • Purchase Mortgage Loans
  • Refinance Mortgage Loans
  • Cash-out Refinance Mortgage Loans
  • Government-backed Loans: FHA and VA Mortgages
  • Reverse Mortgages

For first-time home buyers, New American Funding offers a program where they will help you to find local assistance programs to pay or save for a down-payment as well as through the process.

Although they don’t directly offer jumbo loans and home equity lines of credit, their team can refer you to a loan officer in your local branch if it is available.

Their loans are available in fixed-rate and adjustable-rate terms, depending on the type of loan and your needs.

New American Funding Mortgage Rates and Fees

In terms of the mortgage loan cost, you should consider the fees and the mortgage rates offered. Some lenders have higher origination fees than others, and depending on your situation and the type of loan, you will access better mortgage rates. New American Funding’s team will work with you to give you personalized service to ensure you save money in the process of getting your loan approved.

New American Funding Application and Approval Process

New American Funding makes it easy for you to submit your application online, by phone, or in person. Using secure technology, you can upload all the documentation online and use electric signatures to sign all the paperwork.

Once you have submitted your application, the average time for processing it and closing out your loan will be approximately 35 days. This, however, will depend on the complexity of your application, your personal circumstances, and the type of loan you are applying for. You will have visibility throughout the whole process to view the progress and status of your application.

Getting Started

Review the mortgage loan products that New American Funding offers, and choose the preferred method to start your application: online, phone, or in-person at your local branch.

New American Funding

Reviews 99


New American Funding Products and Services


Purchase Mortgage Loans

Get a home loan to purchase a house and get support if you are a first-time home buyer.

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Refinance Mortgage Loans

Refinance your current home loan for one with better terms to lower your monthly payments.

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Cash-out Refinance Mortgage Loans

Get cash to pay for other expenses from your current mortgage.

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Government-backed Mortgage Loans

Apply for FHA and VA mortgages, backed by the U.S. government.

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Reverse Mortgages

Access the unencumbered value of the property if you are an older homeowners

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Why Us

Online Application

Upload documents, e-sign paperwork, and track the progress and status of your application online.

Personalized Customer Service

New American Funding reviews reflect the personalized service they offer to help you during the mortgage loan application process.

Non-bank Mortgage Lender

A specialist in the mortgage loan industry with a wide offer on all types of mortgage loan products.


Mortgage and Home Loans

Easily apply for mortgage loan products, like purchase, refinance, or first-time home buyer loans.

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Learn about New American Funding story of educating consumers and providing quality funding programs for diverse communities.
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If you work for this financial institution and want to adjust any information, contact us at [email protected].

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