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Crypto and Gold IRA Platform
iTrustCapital offers a self-trading platform to invest in Bitcoin and other cryptocurrencies in your IRA account.


iTrustCapital is a Crypto IRA self-trading platform that allows you to invest in Bitcoin, gold, and other cryptocurrencies in your retirement IRA accounts.

What is iTrustCapital?

iTrustCapital is a cryptocurrency retirement account platform that boasts of low fees and good customer service. For those looking to invest in cryptocurrencies for their retirement, iTrustCapital offers Crypto IRA accounts. While the company’s marketing is focused on cryptocurrencies, iTrustCapital also offers precious metals as an investment opportunity.

While the company’s main selling point is as a long-term investment solution, the trading platform suits other styles of trading – like day or swing trading. Through the client dashboard, investors can trade almost instantly, 24/7. 

Lastly, iTrustCapital provides commercial-grade cold storage for their client accounts through Coinbase Custody and Curve. These industry-leading cold storage providers ensure that clients’ cryptocurrencies are safely stored offline, inaccessible to any online attackers. 

Altogether, iTrustCapital allows you to put cryptocurrencies into tax-advantaged accounts with a user-friendly interface.

How iTrustCapital Works

iTrustCapital works similarly to most financial institutions. They have an established set of US financial accounts that follow the regulations applicable to the specific IRA rules of the account type you choose.

As a retirement account provider, iTrustCapital offers its clients access to these accounts and their corresponding benefits. The company also provides the necessary customer support for their clients to invest. The main difference is that iTrustCapital focuses on cryptocurrencies, and to a lesser extent, silver and gold.

Should You Use iTrustCapital?

iTrustCapital offers a very specific set of products. If you are looking to diversify your retirement portfolio with any mix of cryptocurrencies and precious metals, then they have the solution. Similar to many alternative retirement account providers, iTrustCapital has a monthly account fee. When comparing their fees with these similar platforms, iTrustCapital offers the lowest cost accounts.

iTrustCapital Products

iTrustCapital offers several accounts that all cost the same and carry the same minimum requirements. The costs include:

  • The setup of your new IRA Facilitation of transfer/Rollover/Contribution to fund your IRA
  • All necessary IRS/Tax reporting
  • Unlimited storage with institutional custody partners
  • iTrustCapital platform support and maintenance

iTrustCapital offers Crypto IRAs and Gold IRAs. When you sign up, you can choose between these account types. Then, you can select which type of IRA you want to open.

iTrustCapital Traditional IRA

An iTrustCapital Traditional IRA offers the same tax benefits as a regular IRA. They are tax-deferred accounts funded with pre-tax income. You don’t need to pay any taxes on your investment/trading gains until you retire the funds in retirement.

iTrustCapital Roth IRA

Like any other Roth IRA, these accounts are funded with post-tax income. As a result, you pay income taxes for the funds you intend to deposit. But when you start withdrawing the funds in retirement, you will not need to pay any taxes.

iTrustCapital SEP IRA

Simplified Employee Pension IRAs are tax-deferred accounts like Traditional IRAs, but they enable the business owner or sole proprietor to make contributions as well. For the account owner, the tax benefits are the same as they are with a Traditional IRA.


iTrustCapital offers Bitcoin and a large selection of alternative cryptocurrencies assets:

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • Cardano (ADA)
  • Chainlink (LINK)
  • Polkadot (DOT)
  • Litecoin (LTC)
  • Dogecoin (DOGE)
  • Bitcoin Cash (BCH)
  • Stellar (XLM)
  • EOS (EOS)
  • Uniswap (UNI)
  • Compound (COMP)
  • Sushi (SUSHI)
  • (YFI)
  • Polygon (MATIC)
  • Aave (AAVE)
  • Solana (SOL)
  • Curve DAO (CRV)
  • Basic Attention (BAT)
  • Enjin (ENJ)
  • Algorand (ALGO)
  • Cosmos (ATOM)
  • Tezos (XTZ)
  • Decentraland (MANA)

Precious Metals

iTrustCapital offers gold and silver. These offerings are physically held at the Royal Canadian Mint and have no storage fees. 

Fees and Account Minimums

  • All iTrustCapital accounts require an initial investment of at least $2,500.
  • You must make an additional contribution of at least $1,000 per year.
  • All cryptocurrency transactions come with a 1% trade fee.
  • A flat gold fee of $50 over spot per ounce.
  • A flat silver fee of $2.50 over spot per ounce.

These fees are all transparent and straightforward. There are no hidden fees, and liquidating cryptos or in-kind transfers are free.

How to Fund your iTrustCapital Account

You can transfer funds from any existing IRA you have. If you have a job and leave your employer for any reason, you can rollover funds from a:

  • 401(k)
  • 403(b)
  • TSP
  • 457

Lastly, you can contribute new funds as long as you follow the annual guidelines.

iTrustCapital Mobile App

iTrustCapital does not currently offer a mobile app, however, it is currently in development. Instead, you must access their services from a browser on any applicable device. The company’s site is intuitive and user-friendly, but the lack of an app can make on-the-go day trading more difficult.

iTrust Customer Service and Reviews

iTrustCapital isn’t reviewed by institutions like the Better Business Bureau. However, impartial customer review platforms such as Trustpilot reveal that the vast majority of users are satisfied with the service. Only 10% of users on TrustPilot gave the platform less than 4 stars, with 75% giving it a full 5 stars. Professional reviews tend to mirror this result, and iTrustCapital is well-received across the board.

Customers with any questions or concerns are addressed by the company. You can contact them via:

iTrustCapital’s customer support is available Monday to Friday from 8 am to 5 pm US Pacific Time (PST).

How to Get Started on iTrustCapital

Getting started with iTrustCapital is simple. You can set up an account in a matter of minutes. Just go to their website and select “Make a Free Account.” After you verify your email account, you can start accessing the features. To conduct financial transactions, you need to follow their simple steps to verify your identity.

Once your account is active, and your identity is verified, you can open a retirement account and fund it. They offer the following accounts:

  • IRA
  • Roth IRA

Once you choose an account, you can choose to fund it through:

  • A transfer
  • An employer plan rollover
  • A USD cash contribution

You can simply DocuSign your formal application and complete all the process online, so you don’t need to worry about mailing documents.

FAQs About iTrustCapital (4)

  • Is iTrustCapital legit?

    Yes, iTrustCapital is a legitimate financial business that follows US regulations. Their head office is in Long Beach, California, and they can offer services across the U.S.

  • Is iTrustCapital FDIC insured?

    Client funds in USD are FDIC insured. Precious metals are stored and secured in the Royal Canadian Mint. Click here to learn more about insurance for cryptocurrency deposits.

  • Is iTrustCapital a Roth IRA?

    A Roth IRA is one of the several account types that iTrustCapital offers. You can open an iTrustCapital account to store the provided cryptocurrencies, silver, and gold in a Roth IRA.

  • Does iTrustCapital pay interest?

    iTrustCapital does not directly pay interest. Earning interest from cryptocurrency investments is a hot topic that they have addressed. They currently do not offer interest-earning investments, such as cryptocurrency lending or staking.


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iTrustCapital Products and Services

Why Us

Low Rates

iTrustCapital charges low rates which they are very transparent about. They are an inexpensive option compared to other cryptocurrency IRA accounts.

Large Selection

While bitcoin IRAs are growing increasingly popular, iTrustCapital also enables customers to invest in dozens of other cryptocurrencies - a list that is growing on a weekly or monthly basis.


Security is as important in the cryptocurrency world as it is in the banking industry. iTrustCapital protects customers’ assets with externally audited state-of-the-art cold storage security.


As Featured On



Self-trade Crypto in Your Retirement Accounts

Get started trading Bitcoin and other cryptocurrencies in your retirement accounts. Access 24 hours a day trading, tax advantages in your IRA accounts, and low costs for trading crypto and precious metals. Get started with an iTrustCapital Crypto or Gold IRA account.

Learn More About iTrustCapital

iTrustCapital offers extensive educational resources about its products and the larger cryptocurrency economy. You can find much more on their website, mainly their blog.

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