Funding Circle Logo
Loading TrustPilot

Funding Circle

Fast Small Business Funding
Access small business funding solutions, from lines of credits to term loans, using a simple online loan application.

Overview

Funding Circle is a small business online lender offering business financing for small businesses in the U.S. They offer business loan products like SBA loans, business term loans, merchant cash advances, business lines of credit, invoice factoring, and working capital loans.

Funding Circle has been helping small business owners secure funding for the past ten years. With the help of technology, they made the process easy, fast and affordable so business owners can focus on growing their businesses. Today, Funding Circle has helped over 100,000 businesses and facilitated over $15.2 billion in funding.

How Does Funding Circle Works?

Funding Circle wanted to make it easier for small business owners to access the funding they need. You can fill out a straightforward application online; then, a Funding Circle dedicated account manager will help you to review your loan options to find the right small business funding for your business. As soon as you make a decision and accept a loan offer, you can get the funds as soon as the next day.

Small Business Loans Products 

Funding Circle offers small business funding solutions and a dedicated account manager that works with you to review your options and help you find the proper financing solution for your business. Funding Circle can assist in securing the following business loans types:

  • SBA Loan: Funding Circle can help you with the process of applying and securing government-backed SBA 7(a) loans for your business between $25,000 to $500,000.
  • Business Term Loan: A business term loan can be an excellent option for a large purchase or business expansion. Funding Circle can help you apply and secure a business term loan from $5,000 to $500,000 in as little as 3 days.
  • Merchant Cash Advance: If your business is seasonal or has fluctuating revenue, a merchant cash advance can be a good loan solution to inject extra funds into your small business. Advances from Funding Circle range from $5,000 to $400,000.
  • Business Line of Credit: If you are looking for flexibility when you use extra funds and only pay when you use them, a business line of credit can be a suitable funding option for your business. Funding Circle can provide business lines of credit between $6,000 and $100,000 at competitive rates.
  • Invoice Factoring: Sell your outstanding invoices in exchange for business funding. This solution can get your business up to $5M with low rates.
  • Working Capital Loan: Use the funds of a working capital loan for nearly any purpose but without a long-term debt commitment. You can borrow from $25,100 to $400,000 through Funding Circle’s working capital loans.

The eligibility to get approved for a business loan varies depending on the type of loan. For example, some loans may require a higher credit score or a set amount of years in business. There are also restrictions on what you can use the funds for, depending on the type of business loan. Funding Circle assigns you a dedicated account manager to help you review the options to find the best funding solution for your business.

How To Apply for a Funding Circle Loan

The application process for a Funding Circle loan is simple, and it is all completed online. It is worth noting that submitting an application to review your options will not impact your credit score. The process of securing a loan is divided into 3 easy steps:

  1. Complete the online application: It takes about 6 minutes, and it does not impact your credit score.
  2. Review your options: An account manager will review the options with you to identify the best one for your business.
  3. Accept a loan offer: Once you have accepted an offer, receive the funds as soon as the next day.

Funding Circle also makes it easy to manage your loan online after you get your funds, so you know exactly where you stand at any time.

Funding Circle

Reviews 99

XXX%
XXX%
XXX%
XXX%
XXX%
{{rev_ago}}
{{rev_source}}
{{rev_text}}

Featured

53b56ea200006400057906acLoading TrustPilot
Apply for a business line of credit with Fundbox with no impact to your credit score to get funds the next day and repay in 12 or 24 weeks.
533895d80000640005787b34Loading TrustPilot
OnDeck is a small business loan lender offering business term loans and lines of credit for small businesses in the U.S. of up to $250,000.
593086490000ff0005a3af11Loading TrustPilot
Credibility Capital offers a platform to match small business owners with institutional investors to help them secure business funding.

Funding Circle Products and Services

Why Us

Multiple Loan Options

A single application will give you options to review with a dedicated account manager.

Easy Online Application

Fill out a simple online application that takes about 6 minutes to complete.

No Credit Score Impact

Filling out an application to review your options does not have an impact on your credit score.

Video

Fast, Affordable Small Business Funding

Submit a simple 6 minutes online application to review your business loan options with no impact to your credit score, and get a dedicated account manager to help you identify the best funding option for your business.

Related Articles

Do you need a loan for your business? We will discuss the most common business loan requirements to help with your application process.
Read more
Which veteran loan makes the most sense? We will share the different types of business loans for veterans to consider.
Read more
Being a general contractor or subcontractor, lucrative contracts are the lifeblood of your business. Here’s how to craft winning proposals.
Read more

More Like This

Connect with Us

Latest News

Do you need a loan for your business? We will discuss the most common business loan requirements to help with your application process.
Read more

This page’s information results from independent research by our editorial team, who does their best to reflect factual and accurate information about the financial institution and its products. Financial institutions are not responsible for the content posted on Banks.com; visit the financial institutions’ website or contact it directly if you have any questions.

If you work for this financial institution and want to adjust any information, contact us at [email protected].

Advertisement Disclosure

Product name, logo, brands, and other trademarks featured or referred to within Banks.com are the property of their respective trademark holders. This site may be compensated through third party advertisers. The offers that may appear on Banks.com’s website are from companies from which Banks.com may receive compensation. This compensation may influence the selection, appearance, and order of appearance of the offers listed on the website. However, this compensation also facilitates the provision by Banks.com of certain services to you at no charge. The website does not include all financial services companies or all of their available product and service offerings.