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Put your home equity to work

Fraction’s mission is to give homeowners a more accessible, flexible, and cost-effective way to tap into the equity they’ve built in their home.

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Fraction Products


Fraction Mortgage

A Fraction mortgage gives you a more flexible way to access your home equity than a traditional HELOC.

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Why Fraction

No Monthly Payments

While most mortgages and home equity lines of credit require monthly payments for the life of the loan, Fraction gives you the option of not making monthly payments.

Minimum Interest Rate

Fraction determines the interest you own based on your home’s appreciation. If you qualify for a Fraction mortgage, you also qualify for their lowest interest rate, no matter your credit score.

Quick Access to Funds

Once you’re approved, Fraction releases funds to you within ten days.

Tap Into Your Home’s Equity

With a Fraction HELOC, get funds based on your home equity without worrying about monthly payments.


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