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Dave

Banking Mobile App
Ease your financial mind by avoiding fees and automating your budget.

Overview

Dave is a banking app designed to help its more than 7 million members ease their financial minds. Some benefits of signing up to the Dave app include getting paid up to two days early, building your credit history, or getting up to $100 advances without any fees.

The Beginnings: Overdraft Protection

Dave was founded with the mindset of creating a financial opportunity to advance America’s collective potential. Tired of overdraft fees and bad banking experiences, Dave’s founders decided to solve the pain points like overdraft protection and automated budgeting to help users having insights into how much money they had before getting paid. 

Dave: Improving Your Financial Life

Banks are making billions in overdraft fees. Dave estimates that more than 25% of Americans have suffered from overdraft fees in the past 12 months and that the average interest rate of overdraft is an outrageous 17,000%. With this in mind, they decided to build an app that helps you up to avoid these unfair fees.

Dave’s team not only wanted its members to avoid unwanted fees but also to improve their financial lives. Therefore, they included extra features to the app, like automated budgeting tools, other ways to avoid fees (like ATMs), small cash advances, partnerships to help you raise your credit score, and extra income through Side Hustle feature on the app.

Additionally, Dave is committed to giving back. So each time you decide to tip through the app, they donate a % of that to plant trees or provide meals to families. 

The peace of mind of their members is also essential, so if you have a question or need help, you can contact real people to get support. Also, note that every account is protected by banking-level security and FDIC-insured.

How To Use Dave

To start improving your financial life, the first thing you need to do is download the Dave App from Google Play or Apple Store. Once you have connected your account, then access all the features Dave offers to their members to better your financial future:

  • Avoid Overdraft Fees: Borrow up to $100 from your next paycheck to avoid overdrafts with no fees or credit checks.
  • Plan Your Budget: Get access to insights such as how much money you can spend based on your expenses and income.
  • Receive Alerts: If you are spending more money than you budgeted for and are at risk of overdraft, Dave can alert you. 
  • Make Extra Money: With Dave’s Side Hustle, you can find side gigs and apply to jobs directly through the app to earn extra cash.
  • Build Your Credit History: Dave’s partnership with LevelCredit allows you to report rent payments to major credit bureaus. A service worth $100/year that you get free.
  • Get Banking-Level Security: Your funds in the account are FDIC-insured.
  • Feel Supported: Access real people to solve problems in the app or answer your questions in real-time. 
  • Give Back: For every % tip you leave, they plant a tree or provide a meal in partnership with Feeding America.

Join over 7 million people that are using Dave to improve their financial futures. Download the app today.

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Products and Services

Why Us

Cash Advances

Get small cash advances to avoid paying any overdraft fees.

Automated Budget

Know how much money you can spend based on your income and expenses.

No Fees Banking

Enjoy no overdraft fees, no minimum balance fees, and no ATM-fees from 32,000 MoneyPass ATMs.

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Contact Request

You can contact support team through the mobile app.

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