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Teen Money Management App
Copper is a banking app for teens to spend, invest and manage their money under their parents’ supervision.


What is Copper Banking?

Copper Banking is an innovative new way to provide financial services to young people. It’s a mobile-only platform that allows parents to access their child’s accounts and make payments using the same device they use to connect with friends and family on social media. The service was designed by parents who wanted to give their children better ways to manage their money.

Teens can also get help from their parents when making financial decisions. For example, parents can monitor their teen’s spending and block transactions if necessary.

How Copper Banking Works

The app works by connecting directly to your child’s existing checking account at Evolve Bank & Trust (Copper’s banking partner). All transactions are processed through the bank, so there is no need to worry about security or fraud. In addition, your child will be able to access all of their accounts from anywhere using any device.

The app works like a regular banking account, but customers receive all their information digitally instead of receiving traditional paper statements. Customers can deposit funds into their accounts from any ATM or credit/debit card and then withdraw cash at ATMs around the country. They can also transfer funds between each other within the app.

Who is the Copper Banking App for?

This app is designed for teens ages 13-18 years of age. It is suitable for those interested in learning more about money management and how to budget and manage their finances.

What Makes Copper Banking Different?

Compared to other online banking services, Copper stands out because it encourages parents to take a hands-on approach to help teens manage their finances.

Also, unlike most apps, which only allow you to send money to your friends, Copper enables you to transfer money between accounts. So, for example, if one user has $100 in their checking account and another wants to give them $50, they can do so without asking permission.

In addition, unlike other apps, Copper provides real-time transaction alerts. This means that you can see what your balance is at all times.

Why Should You Use Copper Banking?

There are many reasons why people should consider using this app:

  1. It helps teens learn about managing their finances.
  2. It gives parents control over their kids’ spending habits.
  3. It is convenient since there is no need to go to the bank.
  4. It is secure since it uses the same security measures as banks.
  5. It is affordable since it does not require a monthly fee.

What are Copper Banking and Debit Card’s Best Features?

Several features make Copper stand apart from other banking apps. These include:

  • Real-Time Transaction Alerts: You can check your balances at all times. If someone tries to spend too much money, the app will notify you immediately.
  • No Monthly Fees: There is no monthly fee associated with the app.
  • Account Balances: You can view your entire account history, including all transactions.
  • Deposits: You can deposit checks, cash, and even gift cards on the app
  • Withdrawals: You can withdraw cash from ATMs throughout the United States.
  • Transfer Funds Between Accounts: You can easily transfer money between accounts.
  • Parental Controls: Parents can set up controls to limit their kid’s spending.
  • Social Media Integration: Teens can log into their accounts via Facebook, Twitter, Instagram, Snapchat, etc.

How to Open a Copper Account

The first step for teens who want to use the service is to download the Copper app from Google Play Store or Apple App Store. Once installed, you will be able to create a new account.

When you log into the app, you will be asked to enter your email address and password. Then, you can select your desired username and click “Log In.” After logging in, you can choose to create an account or use an existing one. Once created, the app will automatically sync with your existing checking account at Evolve Bank & Trust.

You will be prompted to provide your social media login credentials if you have an account. The app will then connect to your social media accounts and display your recent activity.

Once connected, the app will show a list of available accounts. You can add new ones or edit existing ones.

FAQs About Copper Banking (4)

  • Does Copper Banking Have A Fee?

    No. The app is free to use. However, some fees may apply when depositing or withdrawing money. See the terms and conditions for details.

  • Can You Pay Bills Through the Copper App?

    Yes, you can pay bills through the app. Simply select the bill you want to pay and follow the instructions.

  • Is It Safe to Use the Copper App?

    The app has been designed to keep your financial data safe. For example, when you log in, you will be required to answer a secret question. This way, only you will know your password. In addition, the app uses two-factor authentication. This means that anyone who tries to gain access to your account needs to provide both your username and password.

  • What Is the Best Age for Kids to Start Using the Copper App?

    According to the website, the best age for kids to use the app is between 14 and 18 years old. However, it is recommended that parents monitor their children’s usage.


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Copper Products and Services


Copper App

A mobile app with a prepaid debit card that gives teens the opportunity to manage their own finances.

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Why Us

No Hidden Fees

No overdraft fees. No minimum account balance. No credit checks.

Learn How Money Works

Get real-time updates about your finances. Learn how to budget, save, invest, and more.

Easily Get Your Allowances

Automating your allowances allows you to spend less time managing them and more time focusing on other aspects of your life.

Take Control of Your Finances Early on with Copper Banking

Copper believes that teens should have control over their finances. That’s why they developed this app. They wanted to give teens the ability to manage their own money so they could learn how to budget, save, and invest. Their goal was to make managing your money easier than ever before. With the app, teens can do everything from paying bills to transferring money to other people.

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