Bambu Logo


Banking Without Boundaries
Free online checking account to deposit, withdraw, and send money to friends and family in the U.S. and Latin America.


Bambu is a mobile app offering a free checking bank account to deposit, withdraw and send money in the U.S. and Latin America. Once you have registered and opened your account, you can quickly transfer money and pay bills for relatives throughout the globe in just one click.

What Is Bambu?

Bambu was founded to promote financial inclusion to the unbanked. Using only your mobile app, they want to make it convenient, safe, and cost-effective for you to manage your finances. 

Bambu defines itself as a bank without boundaries. You can open an account with Bambu no matter your immigration status, as you only need your foreign ID, an SSN is not required. 

After you register, you will be able to deposit checks directly from your mobile phone. To help you cross borders, you can top up a U.S. or LATAM phone, pay domestic or international bills for your friends or family and send money locally in the U.S. for free or to Latin America for a small fee. You will also get a free visa card to use against the deposits of your bank account. 

How Does Bambu Work?

Registering for Bambu and opening your account is simple and straightforward:

  1. Download the MyBambu app from your phone in Google Play or Apple Store.
  2. Follow the instructions to open your free bank account. 
  3. Start enjoying the benefits fo Bambu

What Can You Do With The Mobile App?

Bambu app gives you access to convenient, reliable, and affordable financial services, like international money transfers, domestic and international bill payment, domestic and international phone top-up, peer to peer transfers, a Bambu VISA card, remote check capture, and adding cash to your Bambu account at retail stores. Some of the things you can do in the app include:

  • Access Your Bank Account: Open a bank account with no monthly fees, no credit check, and no overdraft fees. Your funds are insured by the FDIC.
  • Direct Deposit: Use mobile check deposit to deposit checks instantly. 
  • Link A Bank Account: Transfer funds easily by connecting an external bank account.
  • International Money Transfers: Send money to family and friends at over 40,000 cash-out locations in Latin America.
  • Bill-Pay: Access to over 8,000 bill payment providers in the U.S and Latin America.
  • Phone Top-Up: Top-up services for all major carriers in the U.S and Latin America.
  • Send and Request Money: Send or request money from other Bambu users for free. (Peer to peer transfers).
  • Bambu Visa Card: A physical or virtual card to use anywhere where VISA is accepted.
  • Add Cash: Access over 120,000 cash-in retail stores in the U.S to add cash to your account.

With no monthly fees and free account setup and regardless of your immigration status, Bambu makes it easier to meet your financial needs in the U.S. or Latin America.


Reviews 99



26701 Reviews
Read this MoneyLion review about the financial app’s key features, from investing and direct deposits to rebuilding your credit score.
3726 Reviews
The Greenlight debit card for kids helps parents teach good financial habits to kids through a managed app and personal savings tools.
2323 Reviews
BankMobile is the first fully digital bank, aiming to provide a robust financial platform to help your finances flourish.

Bambu Products and Services


Free Online Checking Account

Zero monthly fees, no minimum balance, nor overdraft fees.

Learn more

Why Us

Free Online Checking Account

Open an account with zero monthly fees, no minimum balance, nor overdraft fees.

Immigration Status

Register with your foreign ID. They don't require an SSN.


Transfer and send money, top-up phones, and pay bills in both U.S. and LATAM.

Contact Request

You can get in touch via phone, email or chatbot.

Related Articles

Don’t want to wait for a debit card to arrive? Get an instant virtual debit card instead. We’ll share how to get it and why you should.
Read more
Has a check been sitting on your desk for a while? It could be expired. We’ll share when checks expire and reasons to cash them immediately.
Read more
Mobile banking has been on an upward trend compared to the traditional banking model. We’ll share some of the advantages of online banking.
Read more

More Like This

Connect with Us

Latest News

Don’t want to wait for a debit card to arrive? Get an instant virtual debit card instead. We’ll share how to get it and why you should.
Read more

This page’s information results from independent research by our editorial team, who does their best to reflect factual and accurate information about the financial institution and its products. Financial institutions are not responsible for the content posted on; visit the financial institutions’ website or contact it directly if you have any questions.

If you work for this financial institution and want to adjust any information, contact us at [email protected].

Advertisement Disclosure

Product name, logo, brands, and other trademarks featured or referred to within are the property of their respective trademark holders. This site may be compensated through third party advertisers. The offers that may appear on’s website are from companies from which may receive compensation. This compensation may influence the selection, appearance, and order of appearance of the offers listed on the website. However, this compensation also facilitates the provision by of certain services to you at no charge. The website does not include all financial services companies or all of their available product and service offerings.