Accredited Debt Relief
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Accredited Debt Relief

Debt Relief Services
Accredited Debt Relief offers debt resolution services to financially distressed consumers who want to eliminate debt without filing for bankruptcy.


Accredited Debt Relief is a financial services organization that prides itself on providing viable solutions to individuals and families struggling with debt. The firm strives to put its clients first and help them regain more control over their finances. 

What is Accredited Debt Relief? 

Accredited Debt Relief offers debt resolution services to financially distressed consumers who want to eliminate debt without filing for bankruptcy. To date, they’ve resolved over $500 million in debt and have enrolled over 140,000 clients into debt settlement programs. The firm is accredited by the American Fair Credit Council (AFCC) and Better Business Bureau (BBB). It also boasts an A+ rating with the BBB. 

How Does Accredited Debt Relief work? 

Accredited Debt Relief’s programs are a form of debt consolidation, but you won’t have to take out a loan. Instead, you will make monthly deposits into a savings account instead of paying your creditors. 

Debt negotiators work on your behalf to reach settlements with your creditors and lenders. Once they reach a fair settlement with the lender or creditor that you have agreed to, Accredited Debt Relief uses the funds in your savings account to pay the agreed-upon amount. In turn, the creditor or lender agrees to resolve the debt, and it will be reflected on your credit report as you keep up with your payments.

Here’s a closer look at how their programs work: 

  • Phase 1: Inquire about options that may be available to you by filling out an online form with a few simple questions. A Certified Debt Specialist will discuss your situation and answer any questions you may have about the program. They will also develop a personalized plan to ensure you meet your financial goals promptly. 
  • Phase 2: Make the required monthly deposits into the Dedicated Savings Account. In the meantime, the Debt Resolution Negotiators will start reaching out to creditors and lenders to resolve your debts. 
  • Phase 3: Your Debt Resolution specialist presents settlement offers to you for approval. If you agree to the settlement offer, the funds saved up in your Dedicated Savings Account are used to pay your creditor or lender in accordance with the specific terms of the settlement.

It’s also pertinent that you stop using credit cards or lines of creditors associated with the debts under the program that are being negotiated. Doing so gives the team at Accredited Debt Relief leverage when negotiating settlement offers for less than what you owe.

Should You Use Accredited Debt Relief?

A debt resolution program may be a good fit if you have over $10,000 in unsecured debt and struggle to stay afloat with your payments. Depending on your program, you could cut your payments in half and get out of debt within two to four years if you remain in the program. Accredited Debt Relief also works with creditors and lenders to minimize your outstanding debt balances or the amount you owe. 

If you’re on the fence about joining, rest assured that the program comes with a money-back guarantee if you decide it’s not right for you. 

Accredited Debt Relief Services 

Accredited Debt Relief offers personalized solutions to help consumers eliminate debt in as little as 12 months. Its debt resolution (or debt settlement) program has the primary goal of reducing your total outstanding balances so you can get out of debt more quickly than you could on your own with the minimum monthly payments. 

How Much Does Accredited Debt Relief Cost?

You won’t pay any fees when you enroll in the program. Accredited Debt Relief assesses a fee between 15 and 25 percent of each enrolled debt balance if they reach a favorable resolution on your behalf.  The fee is payable once you agree with the proposed resolution, and make at least one payment toward the. 

What Do You Need to Join the Accredited Debt Relief Program?

To join the Accredited Debt Relief Program, you need at least $10,000 in qualifying unsecured debt and the ability to make the required monthly payments into a Dedicated Savings Account. 

Types of Debt

Unsecured debts are eligible for inclusion in an Accredited Debt Relief Program. These include credit cards, payday loans, and medical bills. Unfortunately, debts that are secured by collateral, like auto loans and mortgages, are not permitted. Student loans also do not qualify. 

Minimum Debt Requirements

You could qualify for a debt relief program if you have over $10,000 in unsecured debt. 

State Availability

Accredited Debt Relief operates in all 50 states and Puerto Rico.

Accredited Debt Relief: Customer service

Team members are available to answer your questions or address your concerns by phone or email. Hours of operation are as follows: 

  • Monday through Friday from 5 am to 9 pm PST
  • Saturday and Sunday from 5 am to 4 pm PST

How to Get Started with Accredited Debt Relief

If you’re ready to move forward, submit an inquiry via the online form to get a free consultation.  There’s no impact on your credit score to get started, and you can unenroll at any time without incurring additional fees and penalties.

FAQs About Accredited Debt Relief (4)

  • Is Accredited Debt Relief a legitimate company?

    Yes! Accredited Debt Relief holds prestigious accreditations from the BBB and the American Fair Credit Council. The firm also earned an A+ from the BBB and has helped thousands of consumers find relief from overwhelming debt over the years.

  • How soon does Accredited Debt Relief start working with creditors?

    It depends on the number of debt accounts enrolled, the monthly deposit amount, outstanding balances on each account, delinquency dates, and the creditor’s terms. Generally, clients receive a resolution by the ninth month of enrollment. However, others begin seeing settlement offers within four to six months of enrolling in the program.

  • How much can you save with the Accredited Debt Relief Program?

    It varies by situation, but most clients save 45 percent on their debts. So, they pay around 55 percent of the original amount owed, plus any applicable fees from Accredited Debt Relief Relief.

  • Can participating in the Accredited Debt Relief Program impact your credit?

    Yes. You will likely experience a dip in your credit scores when you get started with the program. However, it will be temporary if you stick with the program, and you can begin to rebuild your credit history once you settle the debts.

Accredited Debt Relief

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Accredited Debt Relief Products and Services

Why Us

Cut Your Outstanding Debt Balances in Half

It varies by situation, but on average, clients who make all Accredited Debt Relief Program payments end up paying just 55 percent of their outstanding debt balances.

Streamline Your Debt Payments

You’ll make one or multiple monthly deposits to a dedicated savings account according to your own circumstances.

Get Out of Debt in As Little As 12 Months

Some clients break free of their outstanding debt in just 12 months.


Accredited Debt Relief Qualifications

Accredited Debt Relief Spotlight


Get the Relief You Deserve

Accredited Debt Relief Spotlight
Are you ready to make overwhelming debt a thing of the past? Fill out the online form to get a free consultation with an Accredited Debt Relief team member. Free consultations only take a few minutes, and there’s no obligation to move forward if you decide the program is the right fit. You can enroll with confidence, knowing that you won’t pay Accredited Debt Relief until they reach a settlement on your behalf. Plus, and the program comes with a money-back guarantee.

Cut Your Monthly Payments in Half

Contact Accredited Debt Relief to learn how they can help you cut your monthly payments in half and pay off debts in as little as 12 months by enrolling in their debt relief program.

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