Bitcoin started the crypto boom, rising from $13.50 at the end of 2012 to an all-time high above $120,000 in 2025. Bitcoin has cooled off since its all-time high, but we also saw this pattern in 2018. The volatile, high-risk, high reward asset has provided an incredible financial performance that trounced the stock market. The major downside with high capital gains is the subsequent taxing season. The IRS will stretch out its hand and ask for some of those proceeds. If you put your Bitcoin holdings into a crypto IRA account, you won’t have to worry about taxes on your capital gains.
iTrustCapital and BlockMint each provide their users with crypto IRAs. You can accumulate Bitcoin and other cryptocurrencies without worrying about long-term taxes if you put them in a Roth IRA. Investors with more time on their hands often use products like Roth IRAs for tax protection. A flexible time horizon helps investors ride several market conditions. iTrustCapital and Blockmint offer a similar service, but they have some differences. We’ll navigate the pros and cons of each business and make a recommendation for readers.
Best Crypto Exchange Apps
Cex.io is an online marketplace where you can buy or sell cryptocurrencies, trade crypto assets or exchange them for fiat money.
Kraken is a Bitcoin and cryptocurrency exchange platform to sell, buy and trade cryptocurrencies no matter your trading experience level.
Nexo is helping crypto holders earn interest on crypto and borrow cash and stablecoins. In this Nexo review, learn what the company offers.
iTrustCapital: Overview
iTrustCapital is a leading fintech software platform for alternative assets. The company provides 24/7 access to digital assets, cryptocurrencies, and precious metals through self-directed, tax-advantaged IRA, and Non-IRA account options. iTrustCapital provides traditional IRA, Roth IRA, and SEP IRA plans from which you can invest in crypto and other alternative assets. They also have offer a Premium Custody Account (PCA), a non-IRA (non-retirement) account that allows clients to buy and sell crypto 24/7. Unlike Crypto IRAs, PCAs have no maximum contribution limits, and transactions are taxable. iTrustCapital makes it particularly easy to invest in physical gold and silver, two historically reliable inflation hedges. The company charges a 1% transaction fee and does not charge setup or monthly payments.
How Does iTrustCapital Work?
iTrustCapital lets you invest fiat currency such as the U.S. dollar into cryptocurrency. You can buy and sell dozens of cryptos on the platform. iTrustCapital currently provides access to over 80 cryptocurrencies. Proceeds in your iTrustCapital Roth IRA don’t get taxed in the future. You’ll pay taxes on contributions, but capital gains and distributions are free from tax payments.
iTrustCapital uses Coinbase Custody and Fireblocks as institutional storage providers..If a user wants to make a withdrawal, they have to jump on a video conference call to confirm their identity before making large withdrawals. While this is an extra step to get your funds, additional measures like these keep hackers away from your holdings.
Blockmint: Overview
BlockMint Technologies Inc. is a subsidiary of Lear Capital, a precious metals IRA provider. The parent company has managed over $2 billion in assets and has recently entered the crypto IRAs market. Cryptocurrency owners can trade Bitcoin, Ethereum and Litecoin through the current version of Minter. You won’t have to worry about capital gains taxes with a self-directed IRA.
Best Crypto Exchange Apps
Cex.io is an online marketplace where you can buy or sell cryptocurrencies, trade crypto assets or exchange them for fiat money.
Kraken is a Bitcoin and cryptocurrency exchange platform to sell, buy and trade cryptocurrencies no matter your trading experience level.
Nexo is helping crypto holders earn interest on crypto and borrow cash and stablecoins. In this Nexo review, learn what the company offers.
How Does BlockMint Work?
Blockmint acts as a broker between your order requests and the custodian. Blockmint helps with cold storage to keep your funds safe. Investors using Blockmint can gain exposure to Bitcoin and other cryptos without worrying about the technical elements.
iTrustCapital vs. BlockMint: Pricing and Fees
An iTrustCapital crypto IRA comes with fewer fees. You’ll only have to pay a 1% transaction fee on each transaction. iTrustCapital does not charge any other fees. BlockMint charges a far higher 15% commission fee on purchases. While this commission is far higher than iTrustCapital’s 1% fee, BlockMint has discounts available for large volume orders. Even then, the 1% transaction fee is more attractive to many investors. BlockMint also charges $200 per year for storage and annual custodian service fees. These service fees vary based on your account size, the amount of crypto in your account, and a number of factors.
iTrustCapital vs. BlockMint: Minimum Investment Amounts
iTrustCapital and BlockMint each have minimum investment amounts, but iTrustCapital has a lower barrier to entry. iTrustCapital has a $1,000 minimum investment for both crypto IRAs and PCAs. BlockMint requires at least $20,000 to open up an account with them. Investors with fewer funds can get started with iTrustCapital sooner and get access to more cryptos.
iTrustCapital vs. BlockMint: Features
iTrustCapital and BlockMint let you put cryptocurrencies in your retirement savings account. Both companies also give you exposure to precious metals such as gold and silver. iTrustCapital and BlockMint use several safety features to protect your crypto. iTrustCapital utilizes institutional storage providers via Coinbase Custody and Fireblocks. BlockMint uses cold storage partners to keep your crypto off the grid.
Pros and Cons of iTrustCapital vs. BlockMint
Investors use iTrustCapital and BlockMint for the same reason: they want to put crypto in an individual retirement account. We’ll outline some advantages and disadvantages of each crypto IRA solution so you know which one is right for you.
Best Crypto Exchange Apps
Cex.io is an online marketplace where you can buy or sell cryptocurrencies, trade crypto assets or exchange them for fiat money.
Kraken is a Bitcoin and cryptocurrency exchange platform to sell, buy and trade cryptocurrencies no matter your trading experience level.
Nexo is helping crypto holders earn interest on crypto and borrow cash and stablecoins. In this Nexo review, learn what the company offers.
Pros of iTrustCapital
Not everyone likes Bitcoin and Ethereum. iTrustCapital lets users invest in over 80 cryptocurrencies. You can buy altcoins with smaller market caps and more upside potential. Altcoins come with more risk than established cryptocurrencies, but some investors will happily take on more risk for a greater potential payoff. You should do your own due diligence before investing your money in any crypto, especially altcoins. iTrustCapital has excellent security measures designed to keep your crypto secured. iTrustCapital also has a lower minimum investment and only a 1% transaction fee. You don’t have to only invest in crypto. iTrustCapital lets you invest in gold and silver, and you can also simply hold USD cash.
Cons of iTrustCapital
iTrustCapital doesn’t let you use existing crypto to fund your account, unless you’re funding the account from an existing crypto IRA provider (in-kind transfer) or you’re using their non-IRA Premium Custody Account.
Instead, you have to contribute USD to your TrustCapital IRA or PCA that you can then use to buy and sell crypto. If you want to invest your existing crypto into iTrustCapital, you first have to sell it. Selling crypto can trigger significant capital gains taxes if you are sitting on a well-timed investment.
Pros of BlockMint
BlockMint also lets you invest in cryptocurrencies and get tax-free capital gains. The parent company has over two decades of experience and offers more variety with precious metals. BlockMint uses cold storage and other features to safeguard your crypto holdings.
Cons of BlockMint
BlockMint has a steep minimum investment. $20,000 is a considerable investment for many people. BlockMint also has higher transaction fees. BlockMint also charges annual fees for cold storage’s hardware and maintenance requirements. BlockMint currently lets you trade Bitcoin, Ethereum and Litecoin. This limited pool of cryptos may discourage some investors, but BlockMint remains committed to adding more cryptocurrencies in the future.
Best Crypto Exchange Apps
Cex.io is an online marketplace where you can buy or sell cryptocurrencies, trade crypto assets or exchange them for fiat money.
Kraken is a Bitcoin and cryptocurrency exchange platform to sell, buy and trade cryptocurrencies no matter your trading experience level.
Nexo is helping crypto holders earn interest on crypto and borrow cash and stablecoins. In this Nexo review, learn what the company offers.
How To Get Started with iTrustCapital
You can visit iTrustCapital’s website or mobile app and click on “Open Account.” After submitting your details and clicking the link in your confirmation email, you can apply for a crypto IRA. You’ll have to fill in important details such as your funding source and beneficiaries. People with approved applications that have funded their account can start investing in crypto and accumulating tax-free capital gains. The past performance of crypto has attracted many investors. Some investors who believe in the continued deployment of blockchain and crypto want to make a long-term investment in the space. These investors would greatly benefit from a solution like iTrustCapital.
How To Get Started with BlockMint
You can visit BlockMint’s site and click “Get Started Now.” The company will guide you to fill in account details and will then send a confirmation email. After creating an account, you can apply for a crypto IRA. Once approved, you’ll make the minimum investment and can start contributing to your crypto IRA.
