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National Credit Report

National Credit Report lets you get easy access to your credit scores from all 3 bureaus. offers access to your latest credit reports and scores from all 3 bureaus, credit monitoring alerts and identity theft insurance.

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Details makes it easy to access your latest credit reports and scores from each of the three main credit reporting bureaus – TransUnion, Equifax and Experian . Their dashboard conveniently displays all three credit scores for quick reference. And if you want more detailed information, you can also view your entire credit report.

Monitoring your credit is important because a higher score usually means more money in your pocket in the form of lower rates on a mortgage or personal loans as well as lower costs on common expenses like auto and life insurance. In short, lenders and service providers typically offer lower interest rates and better business terms to individuals with a strong credit score.

Your credit scores are based on the information in your credit reports from all three credit reporting bureaus. The formula used to calculate your credit scores is based on your payment history, level of debt, and length of credit history. The longer you have proven yourself as a creditworthy consumer, the higher your credit scores are likely to be. lets your check and monitor your credit scores from all three bureaus. Also, because credit scores constantly change, offers a ScoreTracker feature that displays your credit scores from TransUnion, Experian, and Equifax for the past twelve months, allowing you to easily see your score history.

  1. Scorecast: Credit Score Simulations: Another useful feature of is ScoreCast. It is designed to provide a general approximation of future credit scores based on hypothetical scenarios – i.e a credit score simulation. This allows you to research the likely impact on your credit score before taking making any significant decisions like paying off your mortgage, taking out a new loan, or skipping a monthly payment. With there is no limit to the number of simulations you can run as they have no impact on your actual credit scores and do not hurt your credit in any way. Regularly checking your credit is a vital part of maintaining a healthy financial lifestyle. Catching potentially harmful errors or fraud early is the best way to minimize their negative impact on your score. Enrolling in a credit monitoring service like makes it easy to review your latest credit reports each month.
  1. Credit Monitoring and Identity Theft: You can also setup email alerts so you can be notified when detects important changes to your credit or new threats to your identity. For example, will send you an alert whenever an organization checks your credit, whenever your personal information changes, when a delinquency or other piece of negative information is added, or if a new account is opened in your name. Credit monitoring is the best way to ensure that you know about fraudulent activity before it negatively impacts your credit score. The sooner you learn that your identity has been stolen, the easier it is to get it back. also has a learning center that provides information to help their customers better understand the different types of identity fraud, and what they can do to protect themselves. Pricing

  • Monthly membership of $29.95 automatically charged after free trial.

Ease of Registration

Within 24 hours after signing up with, you receive a Welcome email containing your membership information.

Bottom Line is a very complete credit score monitoring service that gives you easy access to your scores from all three bureaus.

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