Yieldstreet provides investors access to curated private market investment options unavailable through typical stock market investing.
What is Yieldstreet?
Founded in 2015, Yieldstreet is an alternative investment platform that provides accredited and non-accredited investors access to private-market and alternative investments. Its mission is to simplify alternative investing and make it accessible to everyday investors.
Yieldstreet allows investors to build a diversified portfolio across different asset classes. These alternative private market investments can deliver higher yields than traditional investments like stocks and mutual funds. Its investment opportunities include asset-backed loans, cryptocurrencies, real estate debt, and more.
How Does Yieldstreet Work?
Your first step to getting started with Yieldstreet is to verify your identity. You must provide an image of a government-issued ID to do this.
After that, you’ll create a link with your bank account. Once you complete that step, you can transfer money from your account into your investments of choice or into your Yieldstreet wallet. Most offerings require verification that you’re an accredited investor, and most require a $10,000 minimum investment. Yieldstreet’s Prism Fund does not require accreditation. Its minimum investment is $5,000.
Yieldstreet’s easy-to-use interface allows you to browse all open investments or narrow your selections based on various criteria, including term length, asset class, strategy, and more. In addition, the interface provides detailed information about each opportunity, allowing you to assess the risk, past performance, and tax implications before making a decision.
You’ll also find investor education resources to help you gain the necessary knowledge to make sound financial decisions when investing via the platform.
What Features Does Yieldstreet Offer?
Yieldstreet consistently offers ten different asset classes as alternative investments. They include art, diversified funds, private equity, transportation, cryptocurrencies, real estate, venture capital, structured notes, private credit, and short-term notes. Many of the investment opportunities are through leading institutional investors. Yieldstreet vets every investment opportunity before allowing them on their platform and approves less than ten percent of the options they review.
An Easy-to-Use Interface
The user-friendly interface lets you quickly and easily select investments based on pre-set criteria such as risk tolerance, investment type, and desired return. Then, once you’ve invested, you can monitor performance and earnings through your portfolio.
Investor Education Resources
Yieldstreet provides a library of resources to help you better understand the different asset classes they offer and investment strategies in general.
What Investments Does YieldStreet Offer?
As mentioned above, Yieldstreet offers a variety of alternative, private market investments through its platform. These investments differ from stocks and mutual funds and can lead to higher returns and more diversity in your portfolio. However, they also typically carry more risk.
Yieldstreet offers its own managed fund, which does not require accreditation. It also offers its own IRA. It also provides investors access to private market opportunities through top investment managers from around the globe.
Its offerings include:
Yieldstreet offers investments in art, providing access to fractional ownership of a diverse pool of artwork from emerging, mid-career, and well-established artists.
Asset-backed loans are typically secured by tangible assets such as accounts receivable or inventory.
Legal settlements provide investors with access to funds from court cases that have been settled out of court.
Real Estate Debt
Real estate debt investments allow investors to gain exposure to the real estate market without having to purchase property directly. You’ll find various real estate opportunities, from multi-family developments to rental property investments to commercial real estate.
Venture capital investments give you the potential to profit from investments in entrepreneurial endeavors.
Yieldstreet also offers investments in cryptocurrencies, allowing you to gain exposure to this emerging, often speculative market.
Other asset classes include multi-asset class funds, private equity, transportation, and private credit.
Who Is YieldStreet Best For?
Yieldstreet is best for investors who are looking to diversify their portfolios and earn higher returns than traditional investments. It is especially well-suited to accredited investors (or those who meet the criteria for accreditation) who want access to various opportunities that have been vetted and are managed by reputable firms.
The platform is ideal for those who have a moderate risk tolerance or higher and are comfortable with the idea of investing in alternative asset classes.
What Do Yieldstreet Reviews Say?
Yieldstreet has received generally high ratings from users and reviewers. It receives praise for the wide variety of investment options, its ease of use, and for making some alternative investment options available to non-accredited investors with a low minimum investment.
How to Get Started with Yieldstreet
Getting started is an easy, three-step process.
- Your first step is to open an account. You will need an official ID to do this.
- The next step is to link your bank account with your Yieldstreet account.
- Afterward, you can transfer funds to your Yieldstreet wallet or directly into a selected investment. Most investments require a $10,000 minimum, but Yieldstreet does have options with a $5,000 minimum. If you wish to invest in funds requiring accreditation, you must submit your documentation first.