ReliaShield offers a comprehensive identity theft solution designed to help monitor consumer accounts for potential risks. Each of the several plans it offers provides $1,000,000 in stolen funds and expense reimbursement should a theft occur. The company, based in Nashville, Tennessee, aims to provide comprehensive and reliable services to prevent risks. Should they occur, ReliaShield reviews show the company’s extensive recovery service is fast, efficient, and effective.
What is ReliaShield?
ReliaShield provides identity theft monitoring services. That means consumers pay for one of their membership plans, and the company monitors a variety of factors to pinpoint potential identity theft risks, stopping them from occurring in some cases. If there is a breach of identity theft, the company offers full-service restoration, which means they work to restore your credit and identity from the thief. These plans cover up to $1 million for any financial losses you face.
Who are Identity Thieves, and What Can They Do?
Identity theft occurs when someone else uses your name, address, Social Security number, or other personal information to obtain credit, make purchases, or otherwise impersonate you. Often, identity theft occurs when a person’s credit information is compromised, which could hurt your credit score and lead to financial loss if a lender pursues collections on you for someone else’s charges.
Identity thieves are anyone that engages in this. They could be local to you, such as people who take your driver’s license or use your Social Security number to apply for a job. They can also be located internationally, stealing personal information from the dark web. The company reports that, in 2021, $24 billion was stolen by identity thefts and that there were 15 million people that were victims of these crimes.
How Does ReliaShield Work?
ReliaShield reviews show that the company provides ongoing monitoring services and responsive, full-service restoration if an incident occurs. The first step is to establish a membership with the company, which means you will pay a monthly fee for the service. Once that is set up, your protection is put in place immediately.
The company then monitors your identity on an ongoing basis 24/7. If they detect any suspicious activity, you are immediately alerted to it so you can take action. If there is an instance of identity theft, the company goes to work for you, providing recovery experts who work for you to recover your identity. Hence, you no longer suffer from those actions.
What Does ReliaShield Provide?
Choose identity theft protection for yourself or your home family (your children’s identity can also be compromised.) But what is ReliaShield going to do? Their Essential Plan offers:
- Coverage for all types of ID theft
- Social Security number monitoring
- Monitoring of your personal information on the dark web
- Changes to your address
- Data breaches that could impact you
- Unlimited restoration services
- 24/7 customer and recovery services
- Wallet protection
- Free credit report reminders
- Up to $1 million in stolen funds and expenses reimbursement
- Court records monitoring
You can also upgrade this to the Prime service, which includes all the standard level protections and adds in non-credit loan monitoring, neighborhood predator monitoring, social media monitoring, and single bureau credit reporting.
The third option is the Elite model, which upgrades to credit monitoring from all three credit bureaus, plus adds a monthly credit score tracker, bank account takeover notification, new bank account application notification, and credit card application notification feature.
What are the Benefits of ReliaShield?
What is ReliaShield able to do for you? There are numerous ways this company’s services can help you protect against and resolve identity theft should it occur. The company can help you with some of the most common risk factors you face when it comes to identity theft, including:
- Monitoring for new credit cards or loans added to your credit report
- Watching for money that’s taken from your bank account or investment accounts
- Pinpointing instances where someone uses your Social Security number
- Monitoring for your personal information showing up on the dark web where it may be sold
- Finding cases where your information was involved in data breaches from other companies
How is ReliaShield Different?
ReliaShield reviews show that the company provides comprehensive service and exceptional support if there is a problem. They answer the phone if you need to call and are very responsive in reporting potential identity theft to you immediately. This enables you to take action faster.
The company also includes some features that not all other identity theft providers offer, including $1 million in coverage in their base plan. They also provide unlimited restoration services with that plan, which is more comprehensive and means the company will do what it takes to protect you.
Who Should Get ReliaShield?
What is ReliaShield likely to do for you? The key here is that if you make purchases, plan to open a line of credit, have credit, or use the web for transactions of any type, you need identity protection. You could benefit from this investment if you have identity theft protection from another source, like your bank or lenders.
Is ReliaShield Right for You?
To determine if this tool is best for you, consider the cost (which starts at $7.99 monthly for the base plan). Also, consider the other membership plans. If you upgrade to a family plan, others living in your home, including your children, can be added to gain additional coverage. Consider the cost, the availability of identity theft from other sources, and the company’s 24/7 protection to select them.
How to Get Started with ReliaShield
The process of getting started with ReliaShield is straightforward. You need to visit the company’s website, pick a plan, and provide your basic personal information. It starts working for you right away.
